Blackstone Code Chapter 433: We never lose money
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"Mr. Lynch, please come with me!"
After a brief exchange, Carl leads Lynch towards the elevator, which is not the place to talk about business, but to talk about other things.
"When Joe Grimman called me, I was really taken aback. I didn't expect him to be lucky enough to meet someone like you in such a remote place. What an enviable guy!"
Carl's art of even speaking and the importance of that art, he touted Joe Grimman, and Lynch even higher, this indirect flattery is less blatant and less objectionable.
"Mr. Joe Grimman is a very interesting person. He helped me a lot when I started my career." The elevator door opened when the two walked to the elevator door.
There is already a blond elevator operator inside, serving the two men with a smile.
Entering the elevator, the elevator operator turned his back to Lynch and Carl. I don't know if she was intentional or not. Her skirt was probably half a size smaller, not only looked a little tight, but also had traces of what she was wearing inside. All manifested.
Sometimes it's unsightly and unsightly to be exposed, but sometimes it's something special.
Both men's eyes stayed on the staff member's skirt for a moment and then retracted it. The type of elevator operator is only available in such occasions, and there is no small place at all. This can be regarded as a beautiful landscape.
“…While we were obsessed with decorating our shelves with eighty-ten plaster vases and dollar glass vases, those capitalists have turned our girls into vases, a shameless society… …”
The above quote comes from a book by a sociologist that didn't sell very well, but what he said was thought-provoking.
The elevator did not stop all the way, because it does not accept ordinary people, and ordinary people are not qualified to take such an elevator. Although there is an elevator on the other side of the hall, and the elevator is also equipped with some physically disabled staff, but There is an absolutely insurmountable gulf between the two.
Lynch didn't know that in the bank, from the bottom cleaners to the middle managers, they are proud to take this elevator. As long as they take this elevator, it means that they have received the bank. High-level interview.
The elevator stopped on the ninth floor. The young and beautiful girl smiled and took the initiative to walk out of the elevator car, bending over outside.
From Lynch's point of view, the red dress she's wearing today can be seen directly through her chest, but she doesn't seem to notice anything.
Leaving the elevator, the elevator door slowly closed, Karl stretched out his hand to invite, and led Lynch to his office. As he walked, he said with a smile, "It's only a little over five hundred dollars, is it a good deal?"
He was actually talking about the elevator operator. With just over 500 yuan, the middle and senior management of the entire company could keep some kind of "taking advantage of others" all day long. A beautiful girl, this business is indeed very cost-effective.
For people like Carl, the growing feminism in the society is not bullshit. He can use money to smash the vast majority of girls to kneel on the ground. In fact, his attitude reflects the true nature of this era. attitudes of the upper echelons of society.
A haughty, arrogant, innate attitude that there is a gulf between the middle and lower classes of society, who only see those people as a necessity to adjust the environment, not an equal.
Only those who can make them face up are human to them.
Carl's office is very large, about one hundred square meters, with a bar and a pool table. There is a door in the corner behind his desk, which should be a lounge.
Most federal executives have a lounge in their offices, which is one of the reasons why the problem of sexual **** in large federal corporations is so serious and widespread that they proactively provide the necessary environment for management.
"Sit down, do you want something?", he raised his wrist and glanced at his watch, "Maybe some light wine would be a good choice..."
At this time, there are still about two hours before lunch, and the morning is not suitable for drinking spirits, coffee is not very good, juice..., there is no juice here, so some light wine will become Nice proposal.
Lynch nodded, he poured a glass for Lynch, took it together, and then sat across from Lynch, "I heard you want to take more proportions?", he pushed the glass to Lynch.
Lynch picked it up a little, didn't pick it up, just changed the position of the wine glass slightly, and then nodded, "Last time I took the allocation from the exchange, but it was too little."
There are bank desks and even their account managers in the three major federal exchanges. The purpose of these people is to target major stock brokerage companies and those institutions and provide them with a full range of financial services.
From quick mortgages, short-term and even overnight lending to providing leveraged funds of various proportions, they do anything that has something to do with money that will allow them to make a little bit of money.
He contacted six banks, but the other party basically could only offer him a rate ranging from eight to ten times. If he wanted to go a little further, the bank began to refuse.
Actually, Lynch can understand it. After all, he has not shown his talent in this area. It is normal for the bank to give a low percentage.
What banks like to do most is to make money without losing money, not money that is risky and not small.
Fortunately, he passed the first level, and now we can talk about the second level.
"I heard, ten times, in fact, this ratio is no longer in the sun..." Carl did not show his approval of Lynch, and he felt that ten times was really not a small number.
"Maybe from the outside, ten times ten dollars is just one hundred dollars, but Mr. Lynch, the funds we are talking about are all in units of one hundred thousand or millions, ten times a million. Times is 10 million, the risks in the international financial market are unpredictable, and we don’t even have time to forcibly liquidate our positions.”
"Unless, you can provide more protection."
There is a certain amount of delay between international financial transactions, maybe just a few minutes, but it is enough for many people to experience the process of getting rich to bankruptcy in a very short moment.
To give a simple example, a person owns one million, and then gets nine million from the bank, which is enough for ten million.
Three minutes ago, he made 10%, which means that he actually made 1 million with 1 million. If there was no allocation, he needed to make a profit of at least 100% to do this before.
But with financial leverage, as long as there is a 10% profit, he can take home one million.
In the same way, because of the transaction delay, it may be only five minutes, and the things he bought fell by 5%. In order to ensure that his own interests were not harmed, the bank would forcibly close the position.
5% of 10 million is 500,000, so that the bank can make a profit of 500,000 (according to the contract) while ensuring that its own capital of 9 million is not lost.
But if the market volatility exceeds 5%, 10%, for example 15%, even if the bank closes the position immediately, the investor will have nothing but the one million in his hand. In addition, there is an additional loss of 500,000 yuan owed to the bank, as well as the negotiated capital allocation fee, which can also be said to be handling fees or interest.
The higher the leverage, the greater the risk. The risk that a 100 times leveraged bank can bear is only 0.5%, and the risk that a 200 times leverage bank can bear is only 0.1%.
If there is no collateral or behind-the-scenes transactions, how can the bank arbitrarily release a hundred times leverage? You must know that in the international futures market and foreign exchange market, fluctuations of about 10% in a short period of time are relatively common. .
Even if according to the game theory at the close, an account is indeed profitable, but in fact, any fluctuation in the process is enough to make the account go bankrupt after forced liquidation.
In Carl's view, with ten times the allocation of capital, the pressure on the banks is already very great. The current economic situation is also in a recession, and the federal government is promoting credit loans. In fact, banks are not willing to spend too much. of cash invested in high-risk financial activities.
If Lynch wants to get more percentages, he has to come up with a guarantee.
If he can't come up with a guarantee that can ensure the interests of the bank, Carl will at most increase the ratio to twelve or fifteen times, no more.
Lynch was silent for a moment. He opened the briefcase he was carrying, took out a document, put it on the wide coffee table, and pushed it over.
Carl didn't open it immediately, but took a few more glances, whether it was the document or Lynch, before reaching out and slowly picking it up, and casually asked, "What is this?"
"Money!", Lynch took a sip from the glass, "A lot of money!"
Carl was amused by Lynch's words before he could look at it. He glanced over the document and glanced at Lynch, "I hope it is, but first let me see..."
Lynch didn't bother him anymore. Carl read it very carefully. He put down the files several times on the way, went inside to make a few phone calls, and a group of people came in not long after, they apologized to Lynch and gathered around the office. audit this document together.
I can see that these people are a little excited and a little nervous. For banks ~IndoMTL.com~ they like this kind of business that is guaranteed to make a profit!
It continued until nearly twelve o'clock, and Lynch sat here for more than an hour before they came to a result.
"A lot of money!" Carl, who sat back across from Lynch, couldn't help but sigh, "Can I ask, how did you get this contract?"
Lynch shook his head, "No comment, that's a trade secret, does it carry enough weight?"
Carl hesitated, he actually knew enough, but he had to show the attitude that not necessarily enough, so that he could lower the price later.
Just before he showed the struggle, Lynch interrupted his performance, "We all know the value of it, if you say a 'no' now, I'll go across the road."
There is an equally powerful bank across the road called Shengrong Gold (Bank) Bank!
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