Blackstone Code Chapter 1475: Let’s chat
Not far from the Lemar Islands government office building, Lynch watches everything calmly from behind a glass window.
He held the wine glass in his hand, shaking his wrist slightly, the golden liquid in the wine glass spun counterclockwise.
There are more and more people outside the government building. During this period of time, the accumulated dissatisfaction with the president and the ruling party has completely detonated under a "tyrannical and unreasonable" shutdown order!
From the current point of view, the number of people who detonated is not very large. It takes a process, and now people just need to know this.
The more noisy outside, the calmer Lynch's heart became. He didn't quite understand why the president had to struggle suddenly. He was obviously accelerating his own death.
The only thing he was hesitant about at this time was whether he wanted to break the President's spine with a stick!
If there is a conflict between the police and the people at this time...
He quickly dismissed the idea, not because of how kind he was, but because it wasn't time yet.
This is not a pretext. If the President is brought down now and he takes the blame and resigns, then the Liberal Party is likely to come to power.
As soon as they came to power, they encountered a thunderstorm at the National Bank. Maybe the new president won't last long, so the president can step down, but he must bear all the guilt before he can step down. .
Lynch drank the wine in one gulp and turned to look at the head of the Loan Department of Lemar National Bank, who was sitting somewhat restrained on the sofa.
Because he has a loan relationship with Lemar National Bank, and it is still a large amount, he met the director of the loan business, and today he invited him over.
The director of the loan business is a little restrained. He is obviously the borrower and should be tougher.
But in front of Lynch, he couldn't keep his spine straight.
When they made the mortgage, they made a partial appraisal of Lynch's property in the Federation, which was just some real estate that the other party took out, mainly real estate, land, gold and the like.
Lynch had enough assets to allow him to take large sums of money from the National Bank, which also gave the people of the Lemar National Bank, finally, a precise concept of the rich people of the Federation.
Perhaps Lemar National Bank still has some advantages over Lynch alone, but you have to consider how many rich people are in the Commonwealth and how many are richer than Lynch!
Thinking of this, the head of the loan business can't stand up and speak loudly. Maybe there are people in Lemar who have some kind of unrealistic fantasy about life.
But as a banker, as a lender, he knows very well that money is everything.
Lynch called him today, and he didn't make it clear what he was going to do, which made him a little uneasy.
Based on his experience, generally people who contact him proactively and do not explain the reason on the phone usually ask for money.
There is not much money left in the bank. Don't look at Lynch's large satoshis on the island. Not only did this money not go into the bank, but it led to the outflow of some small capital reserves!
People are hoarding funds, hoarding supplies, and cash flows rapidly and constantly. Even if the money finally enters the bank, it will be circulated again soon.
If developed countries, such as Gavra and Baylor Federation, can have such a considerable speed of currency circulation, the rulers may wake up laughing when they sleep.
But here, that's not a good thing.
In a slow-paced society, suddenly the speed of money circulation increases, what does it mean?
It means that every link of society participates in consumption, and in this relatively backward production capacity, consumption capacity explodes, and soon there will be a shortage of materials in society.
With the suspension of international trade, for a week or two at most, people will find it difficult to get what they want, even if they have money in their hands.
Except... fish!
People may not feel this situation yet, but in daily life, there will always be people who unknowingly reveal some rumors.
Like a shortage of some items in the store, the store owner will complain that these imported products are temporarily out of stock.
This kind of anxiety that may not have been noticed by people at first, is quickly making people's emotions out of control where people can't see it!
Once the out-of-control happens, the scale and speed of the out-of-control will only get bigger and bigger!
Of course, this has little to do with the head of the loan business, who is now thinking about why Lynch should contact him.
And if Lynch wants to borrow money..., how to say no?
While the head of the loan business was considering how to say no to Lynch's continued borrowing, Lynch sat across from him and asked a very strange question to him.
“Have many people applied for loans recently?”
This question was actually asked for no reason, but considering Lynch's status, the loan business director answered the question honestly.
"Yes, quite a few..."
The economic situation is not good, and there must be many people who are short of money. It is not like there are many banks in the Commonwealth to choose from in Lemar.
The best and biggest lender in Lemar is Lemar National Bank.
Like some private banks, their loan business is actually very flexible.
When everyone can make money, they will start the loan business. Even if someone can't pay back the money, they will basically be able to get it back if they go out to sea for a few months.
These private banks also do not lend out large amounts unless they have other purposes.
When the economy is bad, these private banks never mention the loan business.
Compared to national banks with more financial products, private banks are more like private commercial institutions that raise funds and absorb deposits.
Now these private banks don't lend out, people can only go to the national bank.
Some people apply for a small amount of money, at most half a year to a year's salary for ordinary people, and this actually reflects people's "optimism", they think that it only takes half a year or a year to solve it by themselves The problem of not making money.
There are many such loan applications, except for a very small number, basically the bank has not approved them.
Allowing an application is one thing, not granting it is another.
Nowadays, banks don't have a lot of reserve funds. If they approve a large number of loans, their ability to resist risks will be even lower!
Lynch nodded slightly, "So, in fact, the bank has no money now, right?"
The head of the loan business was stunned for a moment, his forehead secreting a layer of fine sweat at a speed visible to the naked eye.
"Sorry..." He came back to his senses, took out his handkerchief, wiped the sweat on his forehead, and by the way concealed the shock in his eyes.
After a while, he grabbed the handkerchief and turned to Lynch with a stiff smile, "Why do you say that, Mr. Lynch?"
Lynch was not so careful, nor did he hide his thoughts.
"I was watching this place before and after I came."
"Lemar is at an important stage of development, and the new type of finance is gradually radiating light, primitive but very useful futures trading, and perhaps stock trading in the future."
"The influx of foreign capital has accelerated this process of change, and Lemar's market and finance are developing rapidly."
"If there is no external interference, maybe everything will prosper as normal, but the external force will always exist."
"The foreign capital has fled too fast, leaving you no time to prepare. The emerging international trade and financial markets will always be a black hole of capital!"
"You don't have time to recover the money you loaned out, and the part of the fund that was used as a reserve was withdrawn..."
Lynch paused for a moment, then took out a brand new one-hundred-dollar bill and placed it on the coffee table.
When I saw this banknote, the beads of sweat on the forehead of the loan business executive became large, and the large beads of sweat kept pouring out, which could not be wiped clean.
He gave Lynch the money, and he knew exactly where the money came from.
Strictly speaking, this money is not considered money until it is announced, until the Lemar government allows it to circulate!
Lynch asked another irrelevant question as he looked at the loan business executive, who was sweating all over and didn't even care about his neckline.
"Want to go to the Commonwealth?"
"I can help you apply for free immigration, you can bring your family to the Commonwealth to settle, you will be very satisfied with the life there, at least I don't think there will be any more suitable for our rich people than the Commonwealth place."
The head of the loan business remained silent and lowered his head. He faintly realized that Lynch wanted to do it, and he didn't know how to deal with it.
"In fact, no matter how much money this batch of money can support, its amount is far from enough."
"You should know this better than me!"
"Whether you go all out to issue new notes or just print one batch, the outcome will not make any difference."
"In addition to the internal and international situation in Lemar at this time, this is a dead knot that cannot be undone."
"And I'll be honest, I don't plan to repay the money I borrowed from the bank, and I won't give you any plans to auction off the collateral."
"Look, the reasons you all have prepared for me..."
The head of the loan business once again looked at the brand new note on the table~IndoMTL.com~ He realized that if Lynch did not repay the money and did not intend to let the bank move his collateral, There is no doubt, then, that someone is always responsible for the money.
Is the person in charge Lynch?
No, he is from the Federation and has a good relationship with the President of the Federation. He will not be the one in charge.
Will the person in charge be the head of the bank?
No, the job content of the president of the bank has nothing to do with the loan business, and he does not need to bear this responsibility.
Then who is this responsible person?
The head of the lending business clenched his fists, and if the bank needed a scapegoat, he would undoubtedly be the right one.
It took him half his life to work hard in this poor place to reach the middle and upper tiers of the National Bank. He once thought that his life would be different from others and more brilliant!
But at this moment, he is desperate!