Judge of the Song Dynasty Chapter 45: Familiar formula

"I wonder if you want to rent a house or buy a house?"

This Chen Maoqian is not like that little Yalang just now, who is young and immature.

Zhang Fei pondered for a while, and said: "Everyone has an idea, it depends on whether the price is suitable."

Chen Maoqian stroked his beard and said: "If you want to buy a house, the most common house in my hand is about 1,300 yuan. If you want to bring the front and back courtyards, then You need at least 5,400 guan."

Plop.

"Ouch!"

But seeing Li Si slipped directly from the chair.

Zhang Fei looked at him awkwardly, "You should stand still."

"Hey!"

Li Si nodded in embarrassment. To be honest, he couldn't sit still.

Five thousand four hundred strings?

Is this a house for people to live in?

Even if Li Si lived for ten lifetimes, he still wouldn't be able to make so much money!

Zhang Fei is very calm, the ancient well is not disturbed, it's not that he is rich, nor is he pretending to be calm, but that he is really used to it, and the feeling of hometown is blowing over his face again, full of warmth and warmth. Kindly, he asked again: "How much does a decent house cost?"

It seems that this person is quite rich, so it's not surprising. He can earn 500 guan from a single lawsuit. How can he be rich? Chen Maoqian saw that he was understating it, so he was not afraid to scare him, and said: "Then it will cost tens of thousands."

"Tens of thousands." Zhang Fei asked with a smile: "How many people can afford such an expensive price?"

Chen Maoqian nodded and said: "It is true that not many people can afford it. Many officials in the DPRK and China chose to rent a house at the beginning, save money for ten years, and then buy it."

Zhang Fei shook his head and said with a smile: "After saving for ten years, this person is old. How long can they enjoy it? Wouldn't they borrow money to buy it? It's true, buy it early and enjoy it early!" "

Chen Maoqian nodded and said: "There are also borrowed money to buy, and not a few, after all, this is a lot of money, and they may not be able to afford so much money for a while."

Zhang Fei asked again: "But with so much money, can they still pay the interest?"

Chen Maoqian hurriedly said: "Even if they borrowed money to buy it, they would not go to those pawnshops to borrow it. Who will pay the interest there, unless it is urgent, or there is a connection, usually Borrowing from relatives and friends, although most of them will also charge interest, but it is much less than pawnshops!"

Zhang Fei said: "In other words, there are still many people who want to buy a house."

Chen Maoqian said with a smile: "If you have money, who wouldn't want to buy it! In fact, there have always been more rented houses, but in recent years, the situation has changed slightly. Because before the court officials were sent to various places to serve as officials, so It is more cost-effective for them to choose to rent a house.

But in recent years, in many official families, there are three generations of officials, or brothers are officials, there will always be someone who stays in the capital, and they will think about buying a house. "

Zhang Fei said: "But I heard that the salaries of officials in the court are quite a lot. If they are officials for three generations and brothers are officials, they should all be able to afford it."

Chen Maoqian suddenly looked at Zhang Fei suspiciously, and said, "May I ask, are you really here to see the house?"

Zhang Fei nodded with a smile and said, "Of course it is, but I also want to do this loan business recently. Since so many people want to buy a house and are short of money, why not lend money to these people."

Specially lending money to people to buy houses? How much money does he have? Chen Maoqian trembled in his heart, and said: "This is not dozens of guan, hundreds of guan, but tens of thousands of guan, who would dare to lend such a large amount of money, and who is willing to repay such a high interest at the same time? I dare not say that there are none at all, but it is not much."

"That's true."

Zhang Fei nodded with a smile and said, "It seems that this business is worthless!"

Chen Maoqian said with a chuckle: "If someone dares to borrow and the interest rate is relatively low, the business must be good, but the risk is too high."

"That's it! That's it!"

Zhang Fei nodded again and again, and then asked: "What about renting a house?"

"Renting a house is the same as buying a house. It also depends on the location. For housing, in a remote place, it is about 100 yuan. Here in Bridge City, there is no pure housing. It is either a street-facing shop, or upstairs and downstairs. The first floor is There are shops and houses on the second floor, and the monthly rent is about 20 guan, which can be said to be the most expensive area in Bianjing, but if it is a little more remote, there are also seven to eight guan."

Bridge City is a place where bulk goods are traded. Those who do business here are rich and wealthy gentry, and the rent is of course expensive.

Zhang Fei couldn't help thinking, twenty pennies a month? I have a total of 400 strings, which is not enough to rent for two years.

In fact, 400 guan is a lot, and it is enough to lie flat in Bianjing for a few years, but there is one thing, that is, you can't rely on the house price, that is really self-inflicted humiliation!

Zhang Fei said: "I don't plan to come here to do business. I hope to rent a small house with a front and back yard. It doesn't need to be in a busy city. It doesn't matter if it's remote. The rent should be around ten per month. , I can’t afford to pay more.”

"A small house of about ten pennies?" The gap in Chen Maoqian's heart can be imagined, just now he was still talking about the mortgage business, and in a blink of an eye it was a ten penny house. I really don't understand it, but he is also Lao Jianghu didn't show it, thought for a while, and said: "If you really don't care about this location, I might be able to help you find it."

Zhang Fei said: "I don't care about the location, but it doesn't mean that I am willing to live in the refugee pile. Safety is also important."

Chen Maoqian nodded and said, "Of course."

Zhang Fei hesitated for a while, and then said: "But I may not necessarily rent it."

Chen Maoqian said with a smile: "It is up to you to decide whether to rent or not, but you have to send someone to help you find a small shop, so you have to pay one hundred coins first. If you don't rent, the money There will be no refund."

"Very reasonable!"

Zhang Fei nodded and said: "But what I mean is that I also have the idea of ​​buying a house, but I have to do the math first to see how it will be more cost-effective. As well as the interest that the surrounding pawnshops can give, I will go back and do a good calculation before making the final decision."

Chen Maoqian thought for a while and said: "Actually, the house price in Bianjing is not a secret. I can ask someone to write a copy to you. As for the interest of the surrounding **** shops, I can only tell you what I know. I know, it may not be very accurate."

Zhang Fei hurriedly cupped his hands and said, "Thank you! Thank you!"

Chen Maoqian himself wrote a price list to Zhang Fei, that is, some median prices. After all, there is no specific statistics at present, and the average price cannot be calculated. He will not give the real price of the house in his hand to he.

Zhang Fei also signed an employment contract with him, and for some reason, Chen Maoqian read this contract more than a dozen times before handing it over to Zhang Fei.

Afterwards, Zhang Fei paid another one hundred and ten Wen, and the ten Wen was the handling fee.

Except for the imperial court, the handling fee for this house is the most expensive.

"Third brother, ten pennies is too expensive. There are only two of us, so we don't need to live in too big a house!"

When the teeth are gone, Li Si whispered to Zhang Fei.

He really couldn't accept the price in his heart.

At the beginning, it was ten pennies that almost killed him!

After learning about the house price, he realized why his own life was worthless, it was only the price of a piece of wood, and he really couldn't afford more.

But Zhang Fei didn't seem to hear, and continued to walk forward, and saw that he was plunged into the river. Li Si hurriedly held Zhang Fei with one hand, "Third Brother."

"Ah!"

Zhang Fei was startled suddenly, looked up, and saw that he had already walked to the bank of the river, and couldn't help being frightened into a cold sweat, panting slightly: "Li Si, thank you."

Li Si asked: "Third brother, what are you thinking?"

Zhang Fei frowned, "I was wondering if I should sing a big show for them, but it's a pity that I'm given too little time, it seems that I can only make up with my mouth."

Chen Maoqian, who sent them to the door, watched them go away, and was just about to go back to the store.

"Uncle!"

Just now that little Yalang jumped out from behind and asked curiously: "Uncle, what is the origin of that man?"

He has been in Bianjing since he was a child, and he still has a bit of eyesight. He can recognize rich and noble families at a glance, and those two people just now are by no means the children of officials.

Chen Maoqian glared at him, "Do you know that you almost got into a catastrophe just now?"

"Huh?"

Xiao Yalang looked at Chen Maoqian in fear, and said in a trembling voice, "Who is he?"

Chen Maoqian said: "The man of Erbi."

"The man from Erbi?"

Xiao Yalang was suddenly confused, scratched his head and said, "What's so scary about that?"

Right now Erbi people are similar to Yaren, they rely on their mouths to eat, but today's Erbi people are far inferior to their Yaren, especially Fang Ya, in terms of social status, ruthlessness, and connections , the people of Erbi are nothing compared to the Yamen.

What kind of person is Erbi, I, Bianjing Xiaoyalang, are right.

Chen Maoqian said: "He is not an ordinary Erbi man."

Suddenly, Xiao Yalang was shocked, "Could it be that he is Zhang Sanlang from Dengzhou?"

Chen Maoqian nodded.

He went to Kaifeng Mansion to have a look that day, so he knew Zhang Fei.

Xiao Yalang groaned, "So it's him!"

But as he said that, he curiously said to Chen Maoqian: "But my nephew heard that this man has offended many high officials in the court, and now he can't protect himself, so why should uncle be afraid of him."

This guy is definitely well-informed.

Chen Maoqian slapped him on the head directly, and reprimanded him: "How did the old man teach you? Thirty years in Hedong, thirty years in Hexi, don't look down on people. Besides, he has not yet After all, he still lives in Xu Shisi's house, who can guarantee that he will not turn over in the future."

The little Yalang covered his head, not daring to say more.

Chen Maoqian said again: "I will leave this business to you. Remember, I don't have five hundred coins for you to pay."

Xiao Yalang panicked and said: "Uncle, since this man is so powerful, why not send Sixth Uncle and the others, my nephew is afraid."

Chen Maoqian said: "If you are afraid, be cautious and get rid of the bad habit of carelessness."

"My nephew understands." Xiao Yalang nodded aggrievedly.