Return To 1977 Chapter 997:


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On December 19, 1984, Beijing once again became the focus of the world.

On this day, the Republic of China and the United Kingdom officially signed the "Joint Statement on the Issue of Hong Kong" between the two countries.

And announced that the Republic will resume the exercise of sovereignty over Hong Kong on July 1, 1997.

This means that our country’s nearly 150-year history of shame is about to come to an end.

And just when the world was in turmoil, our whole country was extremely excited, and idealism, patriotism, and nationalism were rising simultaneously.

Hong Yanwu also received a piece of great news on the same day.

That is, he made the connection through He Jiefu's daughter, and the director of the credit department of China Construction Bank Beijing Branch, whom he had just met, informed him on the phone.

Said that after preliminary review, the bank has agreed in principle to his 10 million yuan loan application for the "Polar Bear Hotel Project".

As a result, his most important business plan has been "failed" with lightning speed and the ability to steal jingle bells. All he had to do was tremble at the last moment.

Speaking of which, even Hong Yanwu himself never thought that this matter would be done so quickly and smoothly.

Because first of all, he felt that Sister Wei was not having an easy time.

That’s ten million!

In this era, this loan is undoubtedly an astronomical figure.

The total profit of the entire "Polar Bear" factory is only this amount every year.

Don't say that Sister Wei has always been a stubborn person who pays attention to "doing something with one's efforts".

Even though she was so good to Shui Qing, she was probably worried about what might happen if Shui Qing was not afraid of 10,000 yuan. She was worried that Shui Qing might be responsible for this, so she would definitely object strongly.

So at first, Hong Yanwu's plan was to wait until the three Crowns he ordered for the company were in place before letting Shui Qing try to become a lobbyist.

You know, the Toyota Crown of this era is extremely famous in China.

There are some Chinese who don’t know about Audi, Mercedes-Benz, and BMW, but few don’t know about Toyota Crown.

And this model can also be called a contemporary classic.

Not to mention the built-in air conditioner, a CD player that was just released in 1982 was equipped with it, and there was also a built-in refrigerator.

Hong Yanwu absolutely believes that Sister Wei will probably not be able to bear it once she sees this most luxurious imported car in modern times.

Even if she really has a will like steel and can refuse "corrosion" and remain unmoved, it doesn't matter.

Because as the advertisement says, "There must be a road before the car reaches the mountain, and if there is a road, there must be a Toyota car."

Didn’t Director Yang take care of this?

He couldn't refuse this kind of sugar-coated "super ministerial treatment", so he had to do his best to help.

But what Hong Yanwu didn't expect was that for his "no omissions", when he arrived at Shuiqing's place, he got a stinky meal.

Shui Qing blames him for not taking the right path and thinking that people are too philistine.

I think that if we really do this, it will only make Sister Wei think that his motives are impure and that he is thinking wrongly, which will lead to misunderstandings.

So Shui Qing didn't adopt Hong Yanwu's strategy. She took the hotel's appearance sketch and the prepared business plan from the design institute and went directly to Sister Wei to show her cards.

What Hong Yanwu didn't expect was that he would sometimes be inaccurate.

Despite being so straightforward, Shui Qing actually managed to clear up the old lady's ideological work.

For this reason, Hong Yanwu was surprised.

I really have to admit that I judge a gentleman with the heart of a villain.

Hey, life is a long road, and there will always be a few wrong steps.

As a result, Shui Qing comforted him with a smile and told him another reason.

"Don't belittle yourself. In fact, this can be accomplished not only because my eldest sister is upright and open-minded, but also because of your great ability."

"Look, I showed Sister Wei our accounts, and asked Cao Fang to introduce the income and expenditure situation. I saw that we only relied on 100 people to achieve a net profit of 900,000 this year. The performance was actually The price is three times that of the factory, so the eldest sister is not so nervous."

"Later, I accompanied her to the 'Beijing Railway Station' to see the scene after the opening of the two new stores. The results proved that our operating conditions are good. From now on, we will bear the interest on bank loans and repay the principal. Paying off is no longer a problem.”

"After returning like this, I explained it carefully to Sister Wei. I said that borrowing money is equivalent to saving money, and we will definitely be able to save a building for our factory later. Otherwise, it will be difficult to prevent others from playing our wrong ideas. Most likely, the eldest sister will use various excuses to ruin this property."

"So having said that, this is still your own credit. Okay, the praise is over, don't be proud."

Indeed, although Shui Qing’s words were meant as a joke, the truth is correct.

In fact, these days, because everyone has little business acumen and is afraid of poverty, they are eager to develop the economy.

In fact, any unit leader attaches great importance to talents with business talents and skills, and is eager to have such good helpers.

Why else would Director Yang defy all odds and insist on promoting Hong Yanwu?

Why is Secretary Guo willing to break up with others and support his confidants to start a company?

It is because everyone knows that the sky has changed, and from now on, economic strength will determine the superstructure.

On the other hand, since Hong Yanwu never missed a step in business management, he succeeded in whatever he did.

Then others will only become more and more confident and superstitious about him in this regard.

Director Yang is the one who feels this most deeply.

Don’t forget, now “Oriental Divine Water” has become the king of beverages sought after across the country.

Even if the price is that high, it has torn a big hole in the Beijing soda market that "Polar Bear" once dominated.

Can Director Yang not regret having missed the opportunity?

But who can he reveal this regret to?

Secretly, I could only talk to Sister Wei.

In this way, Sister Wei gradually formed a concept through her ears and eyes.

It is true that Hong Yanwu has a bad habit.

But only in the shopping mall, his vision is more accurate than anyone else, and what he says is correct.

He is the "Xia Boyang" that Director Yang calls the one who can win the battle.

In fact, after Shui Qing explained the facts and made sense, he was still surprised by the large amount of the loan.

After careful consideration, whether out of public motives or personal feelings, Sister Wei was afraid that she would make the same mistake as Director Yang again.

Interference hindered the normal development of the service company and wasted the hard work of Hong Yanwu and Shui Qing.

So, the release was decisively approved.

Of course, after Sister Wei passed this level, the most important thing was the bank level.

It’s interesting to say, based on my experience in real estate in my previous life.

Hong Yanwu originally thought that it would be difficult and he might need to treat guests and give gifts, but he was also wrong.

Because this year is a relatively special historical period.

First of all, in May last year, China Construction Bank had just been restructured into a national specialized bank with independent operations, independent accounting, and management of infrastructure investment.

However, due to backward business concepts and the small scale of the private economy, there was actually little demand for loans in society during this period.

Even the country's interest-free loans to support the economy are because people are afraid that "the father's debt must be repaid by the son" and no one dares to take it.

For banks with relatively abundant funds at this stage, they are eager for someone to lend money.

Secondly, in recent years, a number of high-end joint venture hotels and restaurants have been built in Beijing.

There is also a trend of investing in hotels and restaurants in China.

And this area is precisely the main business scope of China Construction Bank.

Because of this, there are policies to encourage and support, and the people below are familiar with the procedures. It is easier to get loans for such projects, so the speed of doing things is also fast.

Finally and most importantly, the service companies of Hong Yanwu and Shuiqing are different from those companies that are eager to get loans to solve their operating difficulties. They are real high-quality companies.

Independent economic accounting, independent calculation of profits and losses, complete accounting statements, contract capabilities, huge profits, and absolute repayment ability.

All of these are in line with the standards of high-quality bank customers, so why not lend money?

So in essence, after looking at the corporate asset list and financial statements submitted by Hong Yanwu, the bank no longer has any concerns.

Even though Hong Yanwu has only established the project now, the land has not been purchased yet, and the architectural appearance sketch issued by the design institute has not been finalized.

Then this matter has been approved.

This is called the luck of the times, all troubles will cease, everything will go smoothly, and you will not have to worry about anything in the future.


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