Rebirth in a Perfect Era Chapter 715: Forcing you to finish it all by yourself

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Just when Chen Ze and Song Liang were surprised, Li Mu In short shocked everyone present.

I saw Li Mu with a serious expression and asked Old Zhou: "Old Zhou, if I entrust you to help, find a fund company that cooperates with you to customize a bank direct investment fund, assuming the fund size is 3 billion, and the subscriber has a three-year period. The interest rate is 3% per annum. How long do you think it will sell out? "

The expressions heard by Chen Ze and Song Liang were startled, and my heart was shocked! Issuing investment funds? Li Mu depends on this to get 3 billion to save Juncheng real estate? Isn't investment funds linked to securities stocks? In addition, how exactly does it play? Not at all!

At the moment, funds have just become popular in China, and they are only doing business in first-tier cities. Both Chen Ze and Song Liang do not know the specific operation mode of the fund, so they do not understand how Li Mu is going to operate.

However, there are people who are knowledgeable. Old Zhou is a bank executive and an expert in the financial field. He is very clear about the current operation mode of the fund. However, he was stunned when he heard that Li Mu said that he was looking for a fund company to issue funds. "3 % Capital preservation and interest protection, it should be sold out soon. "

As he said, Old Zhou further explained: "The key is that fund companies must be able to see strong project income protection before they are willing to do fund initiation. You promise to protect the principal and interest, but the fund company must have absolute protection and profit margins. I will be willing to do it, and the various details are very confusing, so it may be more difficult to operate in private. "

Old Zhou thought that Li Mu wanted to take advantage of the chaos and immaturity of the fund. In the fund market, the empty glove white wolf has a small amount of 3 billion. If the empty glove white wolf, the risk of passing on to the bank and fund company is too great. .

Li Mu said indifferently: "I checked the current laws and regulations. The laws and regulations of investment funds are still very vague. Basically, fund companies have a lot of autonomy, and even banks have a lot of Autonomy, right? "

Old Zhou nodded stubbornly and nodded: "This one is indeed quite chaotic. There are not many hard standards. The country has only introduced some temporary measures."

Li Mu knows clearly that the fund field is originally a muddy pool. Not to mention that now, in another ten years, the industry has not been fully regulated. Now I want to use the hands of fund companies and banks to issue funds, as long as they feel like themselves If you can hold it, there is a lot of room for operation.

Chen Ze and Song Liang are understandable. Chen Ze asked Li Mu in surprise: "Do you want to issue 3 billion investment funds to solve the Juncheng real estate funding gap?"

Li Mu did not hide, he nodded and said, "Yes."

Chen Ze nodded and said, "The idea is quite good. The key is the three billion fund, three years, guaranteed capital and interest. What are you going to do to protect the fund company?"

Li Mu smiled confidently: "I come here to give this fund the greatest protection. Once the three-year period expires, I will redeem the interest once."

Song Liang is a little surprised. He said: "Little Mu, I have no doubt that you can easily redeem these more than three billion funds in three years. In fact, it is enough to unblock and realize the assets of Juncheng real estate, and we still have The question is, what kind of mortgage do you take right now? "

Li Mu said with a smile: "This is the biggest difference between a fund company and a bank. It is not a loan. It is much easier than a loan. The fund company pays attention to whether I have the ability to carry it. I can use Juncheng directly. Real estate gives fund companies a chance. Banks have their own principles and do not accept seizure of asset mortgages, but fund companies are more flexible. "

After a pause, Li Mu said again: "The current situation of Juncheng Real Estate is very clear. As long as the three billion yuan is in place, it will be able to be activated in the future, and at least more than five billion plates will be activated. You can definitely judge whether the project is risky. I believe that they will be willing to work in the face of sufficient profits. After all, they are not using their funds, but investors. For them, as long as they issue funds, they can take investment To earn my money, what else do they have to worry about? "

Old Zhou although did n’t know about Juncheng Real Estate, but Li Mu said he partially agreed, saying: "Fund companies are indeed much more flexible, but they will also be more cautious to some extent. If the sealed assets are unblocked, The chances are high, they may recognize the value in private, but the amount of recognition will also be discounted, and the longer the redemption is redeemed, the less they will end. "

Song Liang and Chen Ze are also concerned about this. Juncheng real estate has been seized by the court. There will be more or less risks in it. The fund company although is pursuing profits. But with the current situation of Juncheng real estate, are they worth the risk of more than three billion yuan?

Li Mu waved a big hand, hummed and said, "It doesn't matter, if they feel that Juncheng real estate can't hold 3 billion, I take Muye Science and Technology together. Anyway, we all know that the fatal threat to Juncheng real estate is bank loans. , As long as the loan is paid, the rest is just a matter of time. Is n’t three years enough? "

"No matter how daring the local public inspection law is, it will never dare to seal up a company with more than 5 billion assets for more than three years. Lanke Group does not have such a big capacity, not to mention, as long as this plan works, Wei Lan 80% of the shares of Juncheng Real Estate will be transferred to Wan Ying. Once the transfer is completed, the local public inspection law or the Lanke Group will have to re-measure the amount. They will no longer seal the Juncheng, but the Wan Ying industry, and this There is a Muye Science and Technology pocket inside, they have to measure my influence, right? "

Chen Ze's eyes lit up: "It sounds like it really works!"

Li Mu smiled confidently: "Of course, we all know that after the 3 billion loan is repaid, the more than 5 billion total assets seized by Juncheng real estate will definitely be released. These more than 5 billion assets , Plus Muye Science and Technology, the two companies have a total of 3 billion, and the fund company will have no bottom? And the bottom of the fund is not a mortgage. I only need to take out more than 3 billion acceptances when it expires. The risk lies only in money. "

Old Zhou nodded again and again: "In this case, the fund company must have a bottom, the key is Chief Li how much profit can you give them?"

Li Mu said: "Calculate the interest paid to the subscribers, the profit point to the fund company and the profit point of the bank. If it is full, I can give 800 million profits to all links to break the sky?"

Old Zhou nodded and said, "If not so much, the subscriber ’s annual interest rate of 3%, the total interest rate of 3 billion three years is 270 million. For fund companies, it is sure to be able to hold the bottom, and the gross profit will give them After making up 500 million, they will definitely catch up. "

Li Mu asked him: "If so, how much profit will you pay to your bank through direct sales by your bank?"

Old Zhou thought for a while and said, "I have Chen Gongzi here, I do n’t have much to say. Once your fund is issued, we will only make two points with the fund company."

Li Mu asked him: "In this way, after three years, I can only pay 3.56 billion to the fund company at most?"

Old Zhou nodded: "Yes, enough."

Li Mu immediately frowned, and flicked the table: "The cost of 560 million is much lower than the cost of the loan! It is a lot less than I expected. Old Zhou, please let me know if the fund company is over there. Best to meet today! "

Old Zhou said: "Then I will make a phone call and come over to talk in person." Then, Old Zhou picked up the phone and left the office first.

Old Zhou had just left his forefoot, and Song Liang looked at looks at Li Mu with a look of amazement, saying: "Fuck, OK Little Mu, you can also think of this method. If it succeeds, can it have more than a billion profits?"

Li Mu nodded: "If the cost is 560 million, the profit margin can be said to be more than 2 billion. If this matter is reliable, I hope that the court will really delay the last three years and then unblock it. Three years later The price of Juncheng real estate should be doubled! If so, the net profit space may reach three to four billion or more. "

Chen Ze said: "Juncheng real estate is the industry of Wei Lan family. In the end, we took the big head. In this case, I am afraid that there will be a gap in my heart in the future?"

Li Mu said: "This is the spirit of the contract, and you have to recognize it if you sign it. If she will have a gap in her heart because of the contract she has signed, she may not be able to become a real partner. On the contrary, if it is within three years, She showed her value in Wan Ying, so after the whole thing is over, in addition to the 800 million cash promised to her, we will appropriately give a little Wan Ying shares to her as an incentive and compensation, so that everyone will be an unbreakable partner in the future Relationship. "

Song Liang clapped and agreed: "This idea is too **** awesome. If it is successful, it can really solve the hole of 3 billion funds without paying a penny or a loan. I think that this method is not only suitable for the current Juncheng real estate business. In the future, if we want to cash out large sums of money, it can also be used. The threshold is low and the cost is low, which is very cost-effective! "

Li Mu waved his hand: "It's a very good time to use a very special method. I don't use this method at the moment. I will definitely use it in the future. But no matter who uses it, it will attract a lot of imitators. Once someone imitates, there must be someone." In this case, the country will swindle and cheat. When the time comes, the country will definitely come forward to control it. We can now take advantage of the chaos, but we absolutely have to stop it. So, this kind of routine, I am only going to play this time. "

Song Liang looked helplessly at Chen Ze and said with emotion: "I saw it, the new model he came up with, and said that he only played this time, what kind of psychology do you have?"

Chen Ze smiled and said: "What kind of psychology? He is forced to let him finish his outfit alone, why should we both care about his psychology?"

That being said, Chen Ze really admires Li Mu very much, and feels that Li Mu as a partner really has unlimited possibilities.

Song Liang has the same view in his heart, nodded, and said in one chorus: "Okay, let's stop talking nonsense, applaud boss Li first!"

(To be continued.)