The Ring That Defies The Heavens Chapter 2866: Financial crisis
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"Come on, sit down, I'm fine today, let's talk." The consul said to Jiang Fei with a smile.
"Yes! Master!" Jiang Fei sat on the sofa opposite the consul, and sat as conscientiously as possible, but there was no standard. After all, his identity came out of the slum, opposite the consul. While sitting, it seems normal to be more cautious, but if you are sitting on the edge and looking like an old official fritter, it is a bit unreasonable.
"Who else is in your family?" the consul asked with a smile.
"The parents died since childhood and lived on the streets from an early age." Jiang Fei said, Ralph's life is indeed tragic.
"Hey! It is also a pitiful person." The consul sighed, and then started to talk to Jiang Feila.
Talking and chatting, the home talk was over, and then the consul was talking and talking about the topic.
"What do you think of the robbery in Life Mansion?" the consul asked casually. He really didn't plan to let Jiang Fei say something, but just chatted and raised it casually.
"To tell the truth, my subordinates did not know very well. Although I was the head of the security department of the Life Building at the time, the floor plan in my hand only reached the tenth floor, and the contents of the tenth floor were still hidden, so I used to I do n’t know there is an eleventh floor underground. ”Jiang Fei said.
"Then, when I heard that something went wrong, you also went." the consul asked.
"Well, I also went there at the time. There are a lot of safes on the 11th basement floor. I do n’t know what is stored in it. It should look very important. About one third of the cabinets were opened. Jiang Fei said truthfully, because these things are so easy to check, he lied here, it was completely uncomfortable for himself.
"Don't you know what is in the safe?" asked the consul.
"I don't know ... seems to be very important, but they didn't tell me, and let me stop mentioning the stolen things." Jiang Fei said.
"Do you know Moon Spirit Crystal?" The consul did not know what he thought. Maybe he really trusted Jiang Fei, perhaps because he wanted to train Jiang Fei to fight Colonel Kono, so he actually put The matter of Yuelingjing was mentioned to Jiang Fei.
"I know, this thing is very Experience money and can be exchanged at any time in the bank." Jiang Fei said.
"Yes, generally speaking, banks can only issue paper money by relying on a large number of Yuelingjing. If they do n’t have Yuelingjing as a guarantee, they will issue waste paper. No one will admit it. "The consul said.
"What do you mean?" Jiang Fei pretended to be silly.
"You think, if the bank guarantees that you can come with the paper money at any time, it can exchange the moon spirit crystal for you at any time, then do you think the paper money and the moon spirit crystal are equivalent, and use paper money It will be more convenient, so store the Moon Spirit Crystal in the bank, and usually use paper money for consumption? "The consul also knew that Ralph, a poor man, did not go to school at all, but in order to train him, he gave Jiang Fei patiently. Explanation.
"Yeah, it's so inconvenient for Lingyin to buy things, and if you buy some gadgets, it will be troublesome for people to find change!" Jiang Fei continued to play his role.
"However, if the Moon Spirit Crystal stored in the bank suddenly disappears and cannot be exchanged, what will you do?"
"Of course, I quickly went to the bank, how much can I cash out, or what's the use of holding the waste paper?" Jiang Fei said.
"Then why don't you usually change?" the consul asked.
"Usually the bank has enough moon crystals, when will I go, when will he have it, then what will I do with it? But if he does n’t have that much, if I do n’t do it, everyone else will give it away. Isn't the paper money in my hand scrapped? "Jiang Fei said.
"Yes, so when everyone goes to exchange, isn't the bank going bankrupt?" the consul asked.
"How is it possible, since the bank has guaranteed that they can exchange at any time before, it means that they have enough moon crystals to exchange all the paper money!" Jiang Fei continued to act silly.
"Hey, you really read a lot of books. When the bank issued banknotes, it was n’t a month of spirit crystals, they issued the corresponding banknotes. They were a month of spirit crystals, and they issued twice or even three or four times the banknotes!" The officer said.
"Isn't that a pitman? In case everyone goes to exchange, they will not reveal the stuff?" Jiang Fei asked deliberately.
"What did you say just now? As long as people guarantee that it can be exchanged at any time, you will not exchange it! Even if someone is willing to exchange it, the bank can give it, but you ca n’t exchange it for a few days and find that the bank can always fulfill its promise You will find it troublesome to use Yuelingji and exchange them all for paper money, so as long as the bank guarantees that it can cope with a certain degree of exchange, it is no problem for them to issue more paper money. "The consul said.
"Since this is the case, how afraid now?" Jiang Fei continued to ask.
"Now the Lingling Crystal stored in the bank has been stolen by one-third. If it is spread, then the people are not crazy? Go to the bank berserk run, and the bank itself has over-issued currency, and now has lost a third of the Moon Spirit Crystal Reserve, they will definitely not be able to cash. "The consul said.
"And then?" Jiang Fei asked.
"Then the bank has only two choices. The first one is to continue the exchange. After the Yueling crystals are fully exchanged, they will go bankrupt, and all the remaining paper money will be success waste paper," said the consul.
"What about the second option?" Jiang Fei asked again.
"The second is to refuse to exchange or limit exchange. In this way, although the banknotes will not immediately become waste paper, it will also depreciate Experience from berserk. One third cannot be bought! "Said the consul.
"If that's the case, it must be messed up!" Jiang Fei said.
"Yes, so you now understand why this matter must be kept secret?" asked the consul.
"It is clear, but how to solve the problem?" Jiang Fei asked.
"The top priority now is to block the news, but there are no impenetrable walls in the world, and the news will spread sooner or later, so you must use this time to catch the robbers and recruit those moon spirit crystals. As soon as this news is released, the people will feel at ease. If they do not concentrate on running, then the bank will continue to operate. "The consul said.
"Oh! Oh!" Jiang Fei nodded, in addition to this method, there are other methods that can also solve this trouble, but that is the attention of financial experts in the three-dimensional world, and the gamma space is relatively Too small, the financial world here is relatively stable, so they have never experienced a crisis, and they can come up with these two possibilities, which is already very good.