The Ring That Defies The Heavens Chapter 2907: Guide and flicker

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"Anyway, I think this proposal is very feasible. As for whether there will be any risks, I really didn't expect this. It's good for you to brainstorm." Jiang Fei also heard nodded.

"That's good, don't think too much, I don't trust you, after all, this is our first attempt at this kind of thing." The consul laughed.

"Master, rest assured, I won't think much about it." Jiang Fei laughed.

"That's good! Come, I will introduce a few people to meet you." The consul laughed, and then took Jiang Fei to the front of several people and began to introduce them.

Although Jiang Fei is now the No. 2 character in Gamma Space, his time to enter this circle is still short. Many people do not know him, and although these people have heard the name Jiang Fei, they also know It was he who led everyone out of the economic crisis, but it was the first time he really met.

On occasions like this, especially when the consul is the referee, Jiang Fei and the dignitaries basically talk to each other and slap each other, everyone is more hypocritical.

Just when Jiang Fei was bored, Colonel Kono suddenly stood up.

"You, I have different opinions on Ralph's proposal." Kono said a few steps forward.

"Oh? Tell me about it?" The consul smiled. In his eyes, Kono was a rough man in charge. He actually had insights into this financial field, which made the consul very curious.

"Ralph, you said you want to relax the restrictions on loans so that more people can get loans from banks to stimulate consumption and stimulate economic growth. This sounds right, but how can banks have so much money? Borrowing out? And if these people ca n’t borrow from the bank? ”The problem of Kono is straightforward, and it ’s not difficult to relax the review, but the bank ’s assets are limited, and he ca n’t lend money to others to lend to others! And once the review is relaxed, the bank's loans may have to bear more risks. Once these lenders are unable to repay, the bank will have to bear the loss.

"This is easy to handle." Jiang Fei smiled slightly, he had a countermeasure to this.

"Oh? What is the solution?" The consul immediately looked at Jiang Fei. In fact, he also thought about Kono ’s doubts, but this kind of thing was proposed by this is bad, because in his identity, once He raised doubts, that is to say no to Jiang Fei's proposal.

If it is a question raised by others, there is still room for relaxation. After all, as the dictator of the gamma space, the consul said what he said is equivalent to the conclusion of the coffin, and no one dares to refute it.

So although the consul has doubts, he is waiting for others to put forward, because he is actually very interested in the proposal of Jiang Fei. After all, if this proposal is put into action, then the benefits are enormous.

In the final analysis, the consul wanted both this proposal to stimulate the economy and not want to take the risks, so he only had such a party, the purpose was to let these people debate with Jiang Fei to see the proposal How much is it feasible?

“Two words—leverage and guarantee!” Jiang Fei said his answer with a smile.

"What does that mean?" Kono asked. Other top officials and dignitaries also looked at Jiang Fei. They had more or less similar suspicions. After all, there are many bankers and The rich, but because of their identity, they did n’t want to offend Jiang Fei, a popular character, so they did n’t say anything before. Only Kono, who is equivalent to Jiang Fei Rank and is also a political enemy, is the best person to question.

"Mr. Noz? You are a banker, right?" Jiang Fei did not answer Kono's words, but turned to look at a white fat old man beside him.

"Yes! Master Ralph." The white fat Noz bowed slightly to Jiang Fei.

"How much is your bank's assets?" Jiang Fei asked.

"Uh ..." Noz hesitated a little, and then gritted his teeth: "About three billion."

"Well! What about the interest on your loan?" Jiang Fei asked again.

"About 5%." Noz replied, this is no secret.

"Then have you heard of the word leverage?" Jiang Fei asked.

"What do you mean?" Noz froze.

"If I say that on behalf of the government I allow you to add thirty times of leverage, that is, if you are allowed to use 90 billion to lend, do you dare?" Jiang Fei asked with a smile, but Noz Cold sweat still scared out.

"This ..." Noz really hesitated this time.

The so-called leverage Knoz in Jiang Fei ’s mouth was heard for the first time, but the word shocked him deeply. If he can really use the thirty times leverage, then he can let go Ten billions of loans, and an interest rate of 5% means an interest income of 4.5 billion!

What does the interest income of 4.5 billion mean? This means that Noz ’s bank assets have more than doubled directly!

With such a large profit, Noz ’s heart thumped, but besides his excitement, Noz also thought of another problem, that is, the loan out of investment may not necessarily make money, if it is lost? Also calculated in 5%, that is a loss of 4.5 billion. In this way, only 3 billion capital of Noz lost himself and had to owe 1.5 billion in foreign debt!

Leverage, with high returns, also brings high risks!

"A little hesitation?" Jiang Fei asked with a smile.

"Well! The risk is too great ..." Noz nodded, and he broke down if he didn't understand, which really made him afraid to make a decision easily.

"If you are allowed to use one-third of the proceeds to buy insurance, once the bad debts are made, how about the guarantee party paying you back?" Jiang Fei asked suddenly.

"Then I will do it of course!" Noz didn't think about it this time!

As far as the current situation is concerned, Knott ’s 3 billion is released, and 5% of the income is only 150 million, but if leverage is used, he can have 4.5 billion in income, And only need to spend 1.5 billion in profits, you can exempt the risk, which is equivalent to making 3 billion in vain!

One hundred and fifty million yuan on one side and three billion on the other, and zero risk. As long as Noz is not a fool, he will definitely do it!

"Mr. Barak." Jiang Fei turned to a tall, thin old man.

"Master Ralph." Barak rushed to Jiang Fei nodded, he is a giant in Gamma space.

"If I leave all the bank guarantee business of Gamma Space to you, they will spend 1.5 billion yuan to buy insurance from you. If his investment fails, you have to pay 4.5 billion. Will you? "Jiang Fei asked.

"Um ..." Barak was silent. He didn't dare to make such a big business casually. It had to be calculated by himself!