Silver Overlord Chapter 61: Tian Zhai is essential

Banks are the product of financial capital development to a certain stage. In the silver continent, there is no such thing as a bank, and some are just money banks.

The silver continent uses precious metals such as gold, silver and copper as its base currency. In this world, there is no currency such as banknotes issued by credit. The existence of a money bank is the most important thing, which is to facilitate the inconvenience of people such as gold, silver and copper. The circulation of metal currency, for example, people who do business, have to go abroad to buy a thousand or two silver goods. If there is no money bank, he will have to carry these huge amounts of money and money on the road, which is bothersome and cumbersome. The risk will also increase countless times, and it is in this situation that the bank is born. With a money bank, these people can carry the same amount of gold and silver tickets to purchase goods.

Gold and silver tickets are issued by the bank. In essence, the gold and silver tickets are not currency, but a debit note issued by the bank. This is also the biggest difference between a bank and a bank. A central bank with currency issuance rights can issue currency by credit. The existence of a commercial bank does not facilitate currency circulation, but instead brings together private idle currency investments for profit.

The people of Silver Continent deposit gold, silver and other currencies in the bank. The main purpose is to facilitate carrying and use. The function of the bank is to help you keep and transport the money that you put in the bank. Therefore, the people of Silver Continent put the money Existing in the bank, not only does it have no interest, but also pays a certain fee to the bank.

Give you the money, but also give you the custody and circulation fee. If such a thing is placed in Yan Liqiang ’s previous life, it is simply a fantasy. In this world, all this is completely reasonable and no one thinks there is. What's wrong. In fact, in the previous life, when people took money to the bank, they also incurred storage fees. The storage fee is the difference between inflation and bank interest, but no one noticed it.

　　When he obtained the five hundred and two golds of the Lu family, Yan Liqiang once wanted to take this large sum of money to the bank and eat interest. The fifth interest, tightly relying on the five hundred and two golds, he can get the interest of twenty-five or two golds every year, with twenty-five or two golds, he and Yan Dechang can already eat and wear without worry.

But the brutal reality of this world quickly awakened Yan Liqiang from the dream of "making money while lying down". After understanding the operation mechanism of the bank, Yan Liqiang found that if he put the gold himself There are money banks, and not only will the gold not increase, but it will also decrease.

such a thing, Yan Liqiang is naturally impossible to accept.

　　 Going home this time, while trying to solve the threat from the Hong family, Yan Liqiang was already thinking about the use of the gold.

Yan Dechang's age is a little bit older, and he hasn't practiced. As his age increases, his physical strength will gradually decline. The blacksmith's bowl of rice will become more and more difficult to eat, and this time Yan Dechang is seriously injured. Even after the body gradually recovers, after a long period of time, at least half a year must be cultivated, not to do too heavy work, the iron hammer must be leisurely, under these realistic problems related to survival, Yan Liqiang should not consider the home The future economic source, this economic source is not only related to his father Yan Dechang's future livelihood, but also related to whether Yan Liqiang can live a little more in this world.

Practicing martial arts may not be necessary for everyone to survive, but eating, clothing and housing are necessary for everyone ’s life, and the latter needs to be solved with money.

Yan Liqiang is actually thinking about how to use the money these days? He thought about investing in the past, thinking about the production of four-wheeled horse-drawn carriages, thinking about the production of lighters and the like that are more portable than fire sickles, but finally after careful research, he found that although his ideas were good, But for him now, it is somewhat unreliable and difficult to achieve.

　　 First of all, in this world, there is no such thing as stocks, and those who do business also have partners, but it is not an overnight thing to want to invest in finding a partner. Now their family has no such background and relationship.

Second, he also thought about using the blacksmith's workshop at home to make some small inventions and small creations. The principles of the carriage and lighter are actually very simple. Their blacksmith shop is actually building a fire sickle, which can be very easy. Made the key structure of a lighter or a four-wheeled wagon that can be easily turned, but unfortunately, there is no invention patent in the world. If he turns the fire sickle into a lighter or gets the four-wheeled wagon, If someone buys one, take it apart, it will be realized in three seconds, and then the same thing will come out from other larger and more powerful blacksmith workshops. The things he has worked hard to get out of the beginning In addition to earning a small amount of money for the family at the time, it is estimated that everyone will be surprised later.

After considering various possibilities, Yan Liqiang finally found that the best thing in front of him was to buy land and shop.

After buying land, hired farmers to plant, and hired farmers to negotiate the proportion of land rent, as long as there is no major natural disasters and human disasters, basically drought and flood protection, keep some food, excess food, you can sell it If you make money, you do n’t have to worry about your family ’s life.

If you have money, you can buy land again. The more land, the faster you accumulate. People, if someone needs to protect them, they must recruit guards. If they want to be stable and not be missed, they must have a good relationship with the government and all aspects. In this way, the tentacles are extended, and the local power and influence So slowly came out, so-called local tyrants and ground snakes were also practiced.

The Hong family walked this way, the Lu family walked this way, and the Shen family walked this way. Those big family tycoons also walked this way. Countless heroes and heroes in ancient China , The same way is taken. Since so many people take this way, and there is no other way to go better, so Yan Liqiang only has to take such a way. There can never be so much gold to sit and eat.

A few days ago, Yan Liqiang wanted to mention Yan Dechang about buying land, but in those days, Yan Dechang ’s health was not recovering well. Besides, he had n’t taken the national martial arts exam. I thought that today my house would be in a hurry, and I received so many congratulatory gifts. I almost couldn't pile up a house. Yan Liqiang took the opportunity to say his thoughts and Yan Dechang ~ IndoMTL.com It hasn't been repaired for ten years, it's a bit worn out, it's time to get it right.

Yan Dechang just considered it a little, and agreed.

Seeing Yan Dechang agree, Yan Liqiang breathed a sigh of relief.

　　Shi Dafeng invited him to visit why he didn’t go. He just wanted to use these two months to do a good job at home before leaving for Qingxi County. Afterwards, I can let my dad live a relaxed life at home, and I do n’t have to be unkempt every day to save money. This can be regarded as a little intention of children.

Yan Liqiang did n’t know much about buying land and buying houses, but it did n’t matter. If there were people in the family, Yan Liqiang simply handed this over to Lu Wenbin.

The gold that the Lu family gave him, plus the gift money received this time, in addition to leaving fifty two gold and five hundred two silver for spare, other, Yan Liqiang is ready to buy them all Buy shops and build houses.

......

After finishing these things, it was just the second day after the big exam. It was not yet dawn, and Yan Liqiang invested in cultivation without any return ...

The reason why has no sense of turning back is because Yan Liqiang suddenly discovered that if time and energy can also be used for investment, investing his time and energy in cultivation, in this world, it is simply a profitable business.

Think about it. Cultivation can bring you a healthy and strong body, can bring you strong strength, can protect you and your family, can make you happy and enemies, and can also make you harvest a lot Have a good life in the real gold and silver beauty mansion, let you be respected and respected, and become a member of the higher class-such a good thing, where to find ...