Tales of the Reincarnated Lord Chapter 349: Banks, books and properties

Chapter 349 Bank, Booklet and Real Estate

Limited to the limitations of the times and vision, Charade only considers the issue of gold coin(s) as an extension of family power and influence, which makes Lorist feel very sorry. But this is not to blame him. Compared with the previous Lorist, gold coin(s) issued by all countries of Grindia Continent has the same formula ratio, the same gold content, and the value is reflected in weight. The profit of casting gold coin(s) is based on the loss ratio of materials, which leads to The financial industry in the entire continent is very backward.

Businessmen are profit-seeking. Lorist remembers that when he was a small craftsman in the past, he went to a few financial expert classes. The history of finance can be traced back to the Middle Ages. At that time, Jews who lost their homes were wandering in Europe and were very keen Note the spread and profit in the gold coin(s) exchanges of various kingdoms. Therefore, the source of the Jewish nation as a business nation is that their earliest foreign operations were three types, usury, gold coin(s) exchange and grocery stores, that is, these three types of businesses allowed them to complete wealth accumulation after thousands of years and affect the entire world in later generations. Economic development.

Grindia Continent and Lorist are different in the Middle Ages. The Sergin Temple, which was in charge of wealth and commerce, replaced some of the functions of the Jews and did better than the Jews in some respects. For example, use the credibility of the temple to value property and real estate and collectible items, notarize and endorse various commercial contracts, issue gold yuan notes instead of gold fordes, and make loans to Lord(s), Chamber of Commerce, and the state. In a way, the Sergin Temple already has some of the functions of modern banking.

Compared with Hyundai Bank, however, the Temple of Sergin does not have a deposit and withdrawal business. It serves large Chamber of Commerce, Lord(s) and countries with repayment ability, and lacks interest in private business. Businessmen who travel long distances exchange gold dollar coupons for easy carrying. Because of this, the influence of the Sergin Temple has been unable to expand. Except for the merchants, there is no faith among the civilians. Just like the former Krissen Empire civil war broke out, the Serkin Temple was withdrawn from the entire territory of Empire. Until now, the Serkin Temple which is closest to Northern Land is still Morante City in Trade Union.

Now Lorist proposes to issue the family's own gold coin(s) by Charade. The idea is that a family bank should be set up to issue gold coin(s), provide loan support for the newly opened mining workshops in family Territory, and carry out personal deposits and withdrawals. business. What is good for the family is that no matter what kind of workshops the family Territory runs privately, Norton Family naturally owns 30% of the dry shares. Lorist thinks that after opening a bank, loans can be used to reduce the pressure and burden on these private enterprises, which is beneficial to production and competition. In addition, the financial audits conducted by banks avoid the risk of fraud and fraud.

The most important thing is that Lorist hopes that the finance in the family Territory will be controlled by its own, and uses the bank to reduce the economic pressure of the family Territory development and military operations. Grindia Continent people's habit is to hide the accumulated gold coin(s) and bury it in case of emergency. The leaders of Norton Family Territory have nearly 1.5 million. Like the earliest developed Fengleyuan, according to the Speer director's estimate, the leaders here should be the first to get rich. Each household has no less than ten gold fordes. This is one of the reasons why the Speer director hopes to increase taxes.

Norton Family armed forces perished Hanayabarta kingdom. The harvest of gold fordes from this slave country reached 27 million pieces. Then Lorist spent over 10 million dollars in the next two or three years. According to the previous experience of Lorist, such a large amount of investment is likely to cause an economic crisis in the soaring prices of the family Territory. Unfortunately, the family Territory is not shocked. There are two reasons for this. One is that the cost needs of the leaders are not high. They can eat and eat in warm places and live there. The second reason is that the leaders who earn money have hidden gold fordes and did not take it out for consumption. The more Lorist invested, it was like throwing it into the bottomless pit, without a trace of response.

Lorist took a piece of kraft paper and wrote the word bank on it, hoping to conclude these administrative matters in the family Territory this year. Next year, he will host the offensive against Iberia Kingdom and deal with Grand Duke Fisablen. All development and management affairs in the family Territory will be handed over to Charade, so you must write your own ideas clearly and then hand over to Charade.

Spent in a busy meeting in November. Charade was amazed by Lorist's proposal to open a bank, and then proposed to place the statue of Sergin in the bank to let the bank replace the role of Sergin. This is the bad taste of Charade. He would like to see what the expression of the FE22EE will be when the Serkin Temple finds the wealth of Northern Land to submit the application for the establishment of the Temple while discovering that the bank already has replaced the effect of the Temple ... /

Lorist Finalized again nobility status The list, the family is preparing this time Territory Aristocrat(s) There are two Viscount And twelve Baron . Unexpectedly, it was seized Viscount Two of them are Grandmaster Sid with Grandmaster Fellin The reason for the canonization is very simple. Without them, the family would not have Sid Steel armor and Chariot Ballista ,as well as thunderbolt catapult ,this is Norton Family armed forces The most fundamental conditions that are invincible are also the biggest cause of minor casualties after many wars. It is said that when the book order was received, Grandmaster Sid Crying like a child of seven or eight years old, kneeling and swearing Sid Family will be loyal to generations Norton Family And never regret.

As for Grandmaster Fellin, he was fainted with excitement. After being awakened, he let his son slap him to see if he was dreaming. Among the twelve people who were registered as Baron, Potterfang, Fierce Tiger Ross, Ironface Marek, Shenjian Jost, white hair Belnick and Mercenary Farrea were the first to follow Lorist's Golden Knight. It was not unexpectedly included in the registration list, next is Hanks general manager, Speer general manager and Kedan general manager, these three are the three managers of Norton Family Maple Wood Villa. After serving Norton Family faithfully for many years, after Lorist returned to the family Territory to inherit the title and Territory, the talents of the three people have been greatly exerted, and they have made great contributions to the development of the family Territory.

The last three candidates for promotion to Baron have caused some controversy. The first is Charade, as the chief Knight(s) of Norton Family. The Baron was supposed to be legitimate, but it was with Els, Terman, Yuri, etc. by Lorist. In comparison, he always felt that his promotion was too fast. The second place is Yulian Grand-master. The reason is also technical, but as an Grand-master for refining steel, his achievements are not as clear as Grandmaster Sid and Grandmaster Fellin, and even the discussions are numerous. Another is Camora Baron, his confinement is the most controversial.

Camora Baron was originally the title Baron registered by Northern Land Grand Duke(s) Loggins, but after being offended by Grand Duke(s), it was put into a water prison and deprived of Aristocrat(s) status. After saving him, Lorist cherished his talents and let him work for the family. Camora Baron started from the clerk at the bottom and was apprehended by the head of Kedan. He was promoted to the upper level step by step. Finally, he was appointed by the Lorist as the head of the family ’s most secret weapon production base subway fortress and head of armament logistics. Since taking office, Norton Family has never had armaments and has significantly reduced waste and production costs. Lorist was able to exclude all opinions, and sealed him as Territory Baron.

After getting the book order, Camora Baron also locked herself in the room and cried for a long time, then packed up and went out to visit the 17 Aristocrat(s) homes named Baron, which was sealed off by Boulder Castle, because of this Gisde Baron has a younger sister who lives with her seven-year-old son. Camora Baron wanted to propose to this lady. Now he became Territory Baron, and finally decided to continue the family name of Camorra.

In addition to the fourteen new Territory Aristocrat(s)s that were registered, the Territory that was previously under Territory and Northern Land Lord(s) housed in Boulder Castle will also be moved to Delamock Province. Not only will they be reduced, they will also become Norton Family. The vassal family, that is, Norton Family will become their superior Lord(s). Just like Spencer Count, he is now Spencer Viscount and will be loyal to Lorist in the future ...

For the seventeen Territory Aristocrat(s), sadness and joy. Originally it was only Baron's eight people who were very happy. How could Northern Land be compared with Delamock Province? That was the most famous granary of the former Krissen Empire. It would only be better if Territory was moved there. The good life already is calling them. The other nine Territory Aristocrat(s) are very helpless. From Count to Viscount, from Viscount to Baron, the gap is a little big, but how to say that Norton Family also takes care of them. It is very lucky to change the place of the replacement station and still keep a Territory already. Now, who told them to stand by the dead ghost Second Prince.

After confirming the list of Lord(s) and newly registered Aristocrat(s), Lorist has registered another six Baron titles. The first is Hickard, who served as governor at Hanayabarta archipelago. As the governor was registered as Aristocrat(s), it means that he will most likely be promoted to Territory Aristocrat(s) when he leaves the governor's position, as long as he does not make mistakes.

The second is Barrek Father. In fact, Lorist wanted to seize him as Territory Aristocrat(s), but he was unanimously opposed by his family members. The reason is that Barrek Father originally was in the family's position as the head of a small copper mine, much lower than the three supervisors. Although it was appointed by Lorist as the head of all the industrial and mining workshops in the family, the contribution was compared with the three directors. It's still worse. Just like building a house, Barrek Father is laying the foundation, while the three directors are building the wall. People often appreciate the tallness and beauty of the house, but forget that the house is not solid without the foundation.

The third is Grandmaster Ciroba. The architectural design genius Grand-master already that was originally coerced to Norton Family by Lorist became the chief of all Norton Family projects. He is now obsessed with the development of a series of Norton Family and is extremely obsessed with his own name. Come to name the projects it hosts, such as Siroba Embankment, Siroba Fortress, Siroba Avenue, etc. Although most of the naming will change soon, he still likes it. The latest turrets and lighthouses completed on the Bullhorn Bay horns cliffs have just been named Siropa Fortress and Siropa Lighthouse, and finally Lorist made a decision. The turret is called the Horn Horn Cliff, the lighthouse is the Siropa Lighthouse ...

The fourth person to be booked is Dean of Nicole College, Lorist's lover Miss Tristy, but she refused the title of Baron and required to be a jazz like her adoptive mother. For the title of Aristocrat(s) of Grindia Continent, jazz is just an honorary title, just like the title of Knight(s). Obtaining the title of jazz means to become a quasi-Aristocrat(s), which can be treated as Aristocrat(s).

The fifth and sixth Baron winners are Norton Family's current two Level 1 Great Sword Master Engelich and Shuss, Shuss Great Sword Master may still have the hope of becoming Territory Aristocrat(s), but Engelich is not the case, this old man who has been promoted to Level 1 Great Sword Master Life is very satisfying, too lazy to move. After returning from Hanayabarta archipelago, he was only willing to accept the task of sitting on Boulder Castle, not like Shuss Great Sword Master to run for the family.

After signing these seal and reseal orders, Lorist has concluded a major event. Although the order already was issued, the official effective date is January 1 next year. Lorist will hold a grand celebration banquet in Boulder Castle on the New Year's Day, one is to celebrate the New Year, and the other is for these vassal families. As the new Northern Land Grand Duke(s), Lorist will be like the Grand Duke(s) in the future, and will hold such a New Year banquet every winter to invite all the vassal families and their Lord(s) to come together to celebrate and celebrate.

The newly registered Territorys are all in Delamock Province, but these newly promoted Aristocrat(s)s will not return to their family Territory, because they also hold important positions in Norton Family. Except that Shenjian Jost does not care to entrust its Territory to the family to manage itself and only receives an annuity each year, the other newly-enrolled Aristocrat(s) who have been registered are handed over to their families or relatives to manage, and they have to be in the family Continue to work hard to prepare for greater merits, to obtain a higher title and Territory seal ...

Apart from the bank's preparation and book order, the only thing left for Lorist is the real estate development he proposed. The Speer director once proposed a tax increase to cover the development expenses of the family due to the wealth of the people, but was rejected by Lorist. I have never seen a pig run and I have eaten pork. Regarding how to make the leaders in Territory willingly pay for the family, Lorist with previous experience can list countless methods with his eyes closed.

Let's try it first. The suggestion made by Lorist is real estate development. The seven towns in Fengleyuan and the eight towns in Xing'anyuan are the earliest developed areas in the family Territory. The population of these towns increased a lot in the past six or seven years, and more of the young labor of the surrounding villages went to each town The newly opened workshops work more than earning money from farming at home, and even more privately built houses in the original towns. No way, the earliest urban houses were civil houses built with uniform specifications and distributed to each family. Now that there are more people and there is not enough housing, everyone has to find a way.

Theoretically, these towns belong to Norton Family regardless of land or housing. The first idea of ​​the Speer director is to collect the rent or management fee of these houses, which is also a tax increase. However, Lorist thinks that they have lived in vain for so many years. This will collect money and will only attract infamy, but it will embarrass the family.

So Lorist decided to develop real estate in fifteen towns in Fengleyuan and Xing'anyuan, overthrow those humble houses, develop into garden-like residential communities, and villa areas for the rich, expand the scope of towns, and improve the towns Public facilities, improve the town's administrative institutions, first reconstruct Fengleyuan, and then turn to Xing'anyuan.

All development and reconstruction funds come from pre-sale. Taking North Wild Town as an example, Lorist asked the engineering department in charge of Grandmaster Ciroba to build a North Wild Town remodeled model and drawings of various community houses from plaster and wood for public use in North Wild Town. People watch. It is very simple to own a house and a house in the rebuilt North Wild Town. Pay a one-third deposit first, and you can have your own beautiful and warm home in two years.

Residents of North Wild Town are dubious. Although the houses and houses on the models and drawings are very beautiful and good-looking, it is a little hesitant to think about it two years later. Although the houses are rough, they live in vain, so do n’t spend gold fordes Buy ... Lorist's response method is very simple. I asked hundreds of people to claim that they came from other towns. Because North Wild Town was the first development and reconstruction, I decided to come here to buy a house ... more people crowded the atmosphere Just came up. The original North Wild Town people were also in a hurry. What if the house had to be bought up by outsiders, and where would their family live? As soon as my mind went home, the buried gold coin(s) was also squeezed in and robbed ...

Lorist tells the director of Speer, see, right? Now their money is in the hands of our family, and we also generously let them owe purchases, it is okay to lack gold coin(s), the next few years they will Our family has been working for several years to get a house, and we have to pay three to five percent of the land price of the house every year. Although the house belongs to him, the land belongs to our family. If the land tax cannot be paid in that year, we can drive him out and sell the house to pay the tax. The owner of the next house must continue to pay the tax. Is the right way to collect taxes ...

The director of Speer admired it.

......