House Management Chapter 2800: Dead place
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"Master... whether you can get a mortgage or not is not a particularly important matter. But I think it's very likely a trap... I have received information, the vice president of Huaxin Bank Zhennan Branch in charge of loans The manager, it seems to be Su Yalian, is the sister-in-law of Li Junao, the mayor of Zhennan District. The money for the purchase of Wudang Group stock by Zhen Development Investment Company was loaned from Huaxin Bank. Zhen Development Investment Company gave Jinyan Investment Company again Provided a large amount of loans... I can even conclude that the money that Jinyan Investment Company used to buy Wudang Group’s stock was given by Zhen Development Investment Company... Now, they want to sell the stock to me again, and I have to let Xiao Xiao Auntie took my shares and went to Huaxin Bank to take a loan... One of these links is interlocking. If there is no conspiracy, I will definitely not believe..." Zhang Yu said seriously.
"It turns out that there is still such a thing... Li Junao’s sister-in-law turned out to be the vice president of Huaxin Bank in charge of loans... If that is the case, the target should be found, and we will work with our relatives to deal with our people. It should be this woman." Pan Chonghai said.
"Yes, I think so too." Zhang Yu said.
"Then have you noticed that as a result, there is another problem in it," Pan Chonghai said.
"What you always mean is...The 3% of the shares are actually in the hands of Su Yalian. According to the bargaining chips held by Qijia Hezhen Development Investment Company, plus this 3%, it is enough to have a showdown with us However, Su Yalian did not do this." Zhang Yu said solemnly.
"In the past few days, I have been observing the trend of the stock market. The turnover rate has been extremely high recently, but the Jiang family probably didn't eat many stocks. A lot of stocks should have been eaten by their opponents. At this time the showdown, the opponent's odds of winning are already not small." Pan Chonghai said.
"In that case, the problem here is even greater. Why did Su Yalian sell the stock to me? It's already worth it, is it still testing..." Zhang Yu said puzzled.
"I’m not sure about anything else, but one thing I’m sure of is that Su Yalian and Qi’s family are not of the same mind. Su Yalian has the big tree Li Junao. Regardless of whether Li Junao knows about this cooperation, at least This woman is not afraid of Qi's family. The reason why she did this should be one aspect of temptation. If she thinks deeper... I think she wants to kill Yang Ying!" Pan Chonghai said to the end, The tone became extremely serious.
"She wants to kill the little aunt...what do you say... and the little aunt has no grievances and no enmity with her... how can she kill the little aunt..." Zhang Yu is inexplicable and a little worried. Said.
"Yang Ying does not have anything to do with her. Of course, her target will not be Yang Ying, but you!" Pan Chonghai said solemnly.
"It's me..." Zhang Yu said in surprise: "She and I are not in the water. Even if I help Wen Qiong, I won't kill me..."
"Sometimes, women do things more cruelly than men." Pan Chonghai said slowly: "Once Yang Ying takes a loan, if you lose to Qi's family in the end, Yang Ying will never turn back. You have to know that you have made a will and it will be announced in a few days. After the announcement, the mortgage shares and other parts need to be distributed according to your will. After all, the time of the will is before, Yang Ying loan The time is coming. The part allocated to Yang Ying cannot offset the 7 billion loan from the bank. The bank will definitely ask Yang Ying to repay. Yang Ying cannot afford to pay, so she will naturally be sued in court. Sitting in prison is also inevitable. Not only that, the bank will also sue you, thinking that you are collaborating with Yang Ying to cheat the bank loan. If you don’t show up, forget it. Once you show up, you must be the same as Yang Ying. Was also sent to prison."
"This..." Zhang Yu took a deep breath and said, "This trick... is too powerful... In that case, I definitely can't let the little aunty mortgage..."
"It's not all..." Pan Chonghai said meaningfully.
"Master, why do you say that?" Zhang Yu asked immediately.
"The situation is complicated right now, and the key to victory or defeat might be this 3%. One trades the other. If you want to win the opponent, you must get this 3%." Pan Chonghai said seriously.
"But... but if you lose, don't you want to kill the young lady..." Zhang Yu said worriedly.
"It depends on the attitude of the others on your will!" Pan Chonghai said.
"What do you say?" Zhang Yu asked.
"Mortgage...The first thing you look at is the collateral..." Pan Chonghai said seriously: "If you say that the shares you distribute to other people, they are willing to keep the shares in the bank as collateral, then the bank does not have The reason is to sue Yang Ying."
"Yes..." Zhang Yu laughed and said, "The old man is right, this...I am confident..."
At the last sentence, Zhang Yu seemed confident.
“One more thing you have to remember is that bank loans are not about how much money you lent, but about repayment of interest. The collateral is available, and the other party can’t do anything without owing bank interest. But 7 billion Loan interest is not a decimal. Yang Ying uses equity as a mortgage loan. This is not in the name of Wudang Group, but in her own name. This interest, I am afraid, will kill people.” Pan Chonghai said.
"What should I do then?" Zhang Yu knew that Mr. Pan must have a way.
"Obviously, the other party is trying to control Yang Ying to death. The loan should not be difficult. In this way, Yang Ying actually takes the initiative in terms of loan interest. The current commercial mortgage interest rate is 5.6% Under bargaining, plus some discounts, the minimum should be 4%. But this is the market price, which belongs to the passive side of the loan and eager to spend money. Therefore, in loan negotiations, Yang Ying must come up with a kind of love The attitude of whether to lend or not, I proposed to the bank that it will be interest-free for the first three months, and will start to pay interest at a 4% interest rate. The other party will definitely not agree, then Yang Ying will leave, I believe that Jinyan Investment People in the company will definitely ask Yang Ying what is going on. Yang Ying only needs to answer, this is a loan in her own name, without the company paying interest, she can't afford to pay so much money. As long as Su Yalian really intends Calculate Yang Ying, then in the end, the bank method will agree to this condition!" Pan Chonghai said.
"The old man really has gone through the ups and downs of the business sea, and the interest for the first three months is avoided, so there will be no pressure. At that time, regardless of victory or defeat, I will have time to help the little aunt smooth the account." Zhang Yu said .
"Another point is that when Yang Ying is pursuing interest reduction or exemption, she has given a signal to her opponent that Yang Ying has not contacted you. It is only for you, so I have to do it." Pan Chonghai warned. .