House Management Chapter 2803: Concession
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"It's not settled...How did that talk?" Su Yalian asked.
"Our bank’s short-term loan interest rate is 5.6%. Considering her 7 billion loan, I can give her the lowest 4%. But unexpectedly, she actually proposed it, hoping to be interest-free for the first three months , The interest rate for the next nine months is 4%. If the repayment is made early, it will be interest-free and only the principal will be repaid without exceeding three months,” Li Xin said.
In the bottom of her heart, Yang Ying’s offer was a joke. Huaxin Bank is opened by your family. If you want to do such a good thing, other banks are afraid to lend you money. Our bank is already very good if it can lend. This is clearly a good thing.
However, Li Xin dare not say such things, after all, she doesn't know what the relationship between Yang Ying and Su Yalian is.
Su Yalian frowned slightly and muttered to herself in her heart. She was absent for the first three months. It seemed that Yang Ying was quite cautious. It would be hard to tell whether Zhang Yu was in Zhenhai or not.
Seeing that Su Yalian was silent, Li Xin didn't dare to talk casually, just waiting.
After a while, Su Yalian said: "The bank does not have this kind of loan method. Tell her that considering that her amount is relatively large, the interest rate of 4% is already the lowest. If you want to be interest-free, there is no way to get it. Discuss, get a loan if you can, and if you don’t want to, let her go to another home."
"Yes, President Su." After Li Xin finished speaking, he turned and walked towards the door.
When she was about to walk to the door, Su Yalian suddenly hesitated and said: "You wait."
"Anything else?" Li Xin turned around hurriedly.
"Such a big business, you can't really let her go... I think so, you first follow my words, if she really wants to go, when she is about to leave the bank, you will give her Stop it, just ask for instructions again." Su Yalian said.
"Okay." Li Xin nodded and agreed.
Su Yalian nodded, making no sound.
Li Xin went out immediately. After she closed the door, Su Yalian picked up the mobile phone on the table and dialed a phone number.
As soon as the call was connected, Chang Yan's voice rang, "Hey, is President Su?"
Su Yalian said: "Chang, it's me...Yang Ying has come to my bank to apply for a loan..."
"This is really a good thing." Chang Yan said with a smile.
"But she asked our bank to implement interest-free for the first three months of the loan, and repay the loan at a 4% interest rate for the next nine months for a period of one year. If the loan is repaid in advance within three months, it is okay. Give interest." Su Yalian said.
"It's such a big deal, you'll be done by lending it to her..." Chang Yan said nonchalantly.
"I said Mr. Chang, is there only money in your eyes..." Su Yalian was inevitably angry when she heard this, but she could only mock her.
"I don't only have money in my eyes, but also beautiful women and fine wine." Chang Yan said with a thick skin, and said with a smile.
"Let’s tell you this, she used Zhang Yu’s equity as a mortgage, which was not in compliance with the regulations. I have to bear the pressure. Now she wants to be interest-free for three months, which is no more a joke What?" Su Yalian said.
"What should I do..." Chang Yan said in a tone that was irrelevant to her, "You are the one who asked her to go to Huaxin Bank to apply for the loan. People negotiate terms with your bank, and that's your bank. Now you talk to me about violations and pressure. The idea is that you came up with. I have done everything I should do. You are not kidding, don’t talk to me..."
That said, there is nothing wrong with it.
Su Yalian frowned slightly, just biting her scalp and saying: "Chang, I am not telling you, I just want you to do me a favor."
"It's almost the same, what's the matter?" Chang Yan said grinningly.
"I hope that Yang Ying will put some pressure on your side, saying that today is the deadline. If she doesn’t buy it, you will sell it to Qi’s family. You can’t waste time on her. Then, look at her. How to say it." Su Yalian said.
"Okay, wait, I'll let someone ask questions, and I'll give you news later." Chang Yan said.
"Trouble is often the manager." Su Yalian said calmly this time.
Hang up the phone, Su Yalian sat in the boss chair and waited.
About ten minutes later, Su Yalian's phone rang.
She grabbed the phone and glanced at the caller ID, which was Chang Yan's phone number. Su Yalian answered immediately and said, "Hey, Mr. Chang."
"President Su, my person has already talked to Yang Ying on the phone." Chang Yan's voice rang in the phone.
"What did Yang Ying say?" Su Yalian asked directly.
"Yang Ying’s attitude is that although she really wants to buy the 3% of the stock, but Zhang Yu is not there and can’t get in touch with her. She is in charge without authorization. Moreover, the interest on the loan needs her to repay. There is not so much money to repay the interest. Therefore, we can only talk to the bank about the interest-free issue for the first three months, and wait until Zhang Yu comes back before we can make the repayment..." Chang Yan added, "Actually, what people said. That’s right, 7 billion loan interest, how much money you get in a month, and what can she pay back. Zhang Yu is not there, people must consider this issue. So, you quickly approve the money to her and let her take my stock Buy it..."
Chang Yan really only has money in his eyes, so he doesn't care about it.
Su Yalian couldn't help frowning again, and said in her heart, this is how your people put pressure? How do I feel that you are putting pressure on me for fear that I will not lend Yang Ying money.
Thinking like this in my heart, I can't say that on my lips, Su Yalian said indifferently: "Well, I will negotiate with her as soon as possible."
After speaking, she didn't care about Chang Yan, and hung up the phone.
The phone just hung up here, and there was a knock on the door, "Dangdangdang..."
"Come in." Su Yalian didn't say'please come in' this time. It's not hard to hear that she was a little upset.
The door opened, and it was Li Xin who came in. After Li Xin entered the door, he closed the door first, and then walked to Su Yalian's boss.
"Mr. Su, Yang Ying’s attitude is a bit hesitant... However, in terms of interest-freeness, she appears very determined. She really wanted to leave just now. I hurriedly follow your instructions as she is about to leave. At that time, she stopped her back. She said that she wanted to discuss with the leader again, you see..." Li Xin didn't continue to say that.
Su Yalian put her hand on her chin, her face also embarrassed. After pondering for a while, he raised his head to look at Li Xin, stretched out two fingers, and said in his mouth: "Two months! You tell her that there is no interest for two months at most. And the subsequent interest rate cannot be calculated at 4%. , Must be calculated based on 5.6%. Also, if you repay early, even if it is not more than two months, you will have to pay a 1% penalty. The bank can’t work in vain and let her decide."
There is no way, Su Yalian can only choose to give in. In two months, the winner and loser must be indistinguishable, and Yang Ying should also know this truth. Also, the 1% penalty is only 70 million yuan. If Yang Ying wins, he will definitely not miss this amount of money.