Netherworld Investigator Chapter 550: High insurance


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Ms. Zhang's real name is Zhang Qin, and we went to her residence, only to be empty again. Her home is a rather shabby low-rent house. I found that the garbage bag at the door contains some relatively cheap food packaging, which shows that her financial situation is a bit tight.

Huang Xiaotao asked: "She works in a non-profit organization, does she get no salary?"

Sun Bingxin said: "If you don't have a salary, don't you want to live, you didn't see the World Health Organization logo hanging there, there should be international subsidies... it won't be too much."

It was already one o'clock in the afternoon, and we went to find a fast food restaurant nearby to solve lunch, and we discussed it by the way. Although Zhang Qin’s whereabouts reveals a suspicious vigour, I still don’t think she is the murderer, because we have already concluded that the murderer was among the six suicides and should be a man about the age of the three deceased. .

Huang Xiaotao asked: "Is it possible that she is an accomplice?"

"Accomplice?" I pondered, "What about the motive?"

"Money!" Sun Bingxin blurted out: "Although this is not a good guess for others, I think she really needs money."

I don't mind speculating about others. Solving the case is to think people badly, and immediately said: "Then how can this money be obtained through murder?"

At this moment, Huang Xiaotao's cell phone rang, she glanced at the call from Officer Ren, and then pressed the speakerphone and put it on the table. Officer Ren said that the cell phone number found was the second deceased Zou Yong's, and it was meaningless.

Huang Xiaotao said: "Thanks, we didn't find Zhang Qin, we will go back later."

"Don't hang up, there's something else, is Counselor Song here?" Officer Ren asked.

"I'm here!" I nodded.

"I have a small matter to trouble you. You have examined the corpse. Can you issue a death certificate?" Ren said the police officer.

"Sorry, I don't have this permission. Why do I suddenly want this?" I was curious.

Officer Ren gave a wry smile on the phone and said that an'uninvited guest' had just arrived, an insurance company's claims adjuster. They had to get written proof that the deceased was murdered or committed suicide. They are still waiting outside. Now.

As soon as I heard this, I stood up excitedly, causing many customers to look at me, and I shouted into the phone: "You mean, the deceased has an insurance?"

"Yes!"

"Where is the beneficiary?"

"The insurance company did not say that it was confidential."

I said I would be back soon, and then drove back to the bureau with Sun Bingxin and Huang Xiaotao. As expected, there was a thin man in a suit and leather shoes with a briefcase sitting on the sofa in the lobby on the first floor. I went over to fight. One greeted: "Hello, we are in charge of the Yoneha case."

"Oh, hello, hello!" The man stood up and shook hands with me: "I am the claims adjuster of Taikang Life Insurance. My name is Ding. This is my business card."

Huang Xiaotao said: "Mr. Ding, it is too noisy here, let's talk about it in another place!"

We came upstairs and found a meeting room. Huang Xiaotao asked Sun Bingxin to make him a cup of tea. After seated, Sun Bing asked curiously: "Uncle, what exactly does the insurance claims adjuster do? Are you responsible for losing money?"

Ding smiled: "The little girl joked. The claims adjuster is the person who investigates, analyzes and determines the respective responsibilities of the insurance company and the policyholder. To put it bluntly, we will verify and decide how much the insurance company should pay. "

Huang Xiaotao nodded: "My dad often deals with insurance companies. It is said that insurance companies are very cunning, and they can not pay if they don't pay. It's commonplace to go to court with customers, and you have to pay for the hard evidence."

Ding denied with a smile, said a bunch of Yunshan Mist, with technical terms that we didn't understand. After that, no matter what we asked, he answered like this, and it made me blow my head.

Huang Xiaotao interrupted him and said: "We don't want to hear about insurance, and we don't plan to buy insurance in the near future. Can you tell us simply and bluntly who are the insured and beneficiaries of this policy?"

Ding Mou smiled and replied: "Police officers, please don't embarrass me, these are all customer information, we can't disclose it... But if it is a suicide, it is okay to disclose it."

Huang Xiaotao sneered: "Are you making a deal with our police?"

Ding mou repeatedly waved his hands and said, "No, no, how dare I! I did it out of good intentions. If Yoneha committed suicide, it wouldn’t involve anyone. It doesn’t matter if you reveal it; if it’s a homicide, then This issue is very complicated, and we will not disclose it for the safety of our customers."

Suicide also means that the insurance company does not have to pay a dime. This guy is really cunning.

"Thank you for your kindness, but I didn't examine the body, Song Yang..." Huang Xiaotao looked at me and winked her eyes.

I said without thinking: "The dead is suicide!"

Ding nodded: "In that case, I want to get the death certificate first."

I said: "You tell us first, who the policy holder and the beneficiary are!"

Ding smiled bitterly: "Don't make it difficult for me? After I get the death certificate, I will tell you."

I shook my head: "You tell us first, don't worry, will the police lie."

Ding Mou squinted his eyes, as if weighing the pros and cons. After a while of silence, he said: "I can say one first, which one do you want to hear?"

I thought about it. Actually, I already guessed that the beneficiary might be Zhang Qin, so she did this abnormal behavior yesterday and today, so she said: "Insured person!"

Ding opened his briefcase and showed us a copy of his ID card. He only showed us a look, fearing that we would write down the ID number. But there were afterimages in my eyes. I glanced at it, closed my eyes immediately, and memorized the ID number.

I asked: "This person bought this insurance?"

"No..." Ding suddenly became alert, his expression seemed to be wearing a hypocritical mask, and he smiled: "You can issue a death certificate, comrade police officer, I have stayed here too. Long time."

I said: "Okay, wait a minute!"

After I went out, I quickly wrote the ID number I just memorized into a text message and sent it to the police officer for him to check. When we came to the forensic laboratory, the death certificate was naturally written by Sun Bingxin. She bit her pen and asked me: "You really write suicide?"

I said: "How is it possible, how to write how to die, seek truth from facts."

Sun Bingxin suddenly realized: "So you lied to that thin bamboo pole?"

I shamelessly said: "Yeah, what's the matter?"

Huang Xiaotao suddenly slapped her palms and laughed: "This is called treating the other side by the other way. Cooperating with the police investigation was originally a citizen's obligation. This guy actually dared to bargain with us with intelligence, so he should be dealt with! Song Yang, well done."

Sun Bingxin smiled and said: "Haha, even Song Yang's brother has also failed to learn, are there any good people in this world?"

She slashed down a full page of the death certificate, gave a detailed account of the cause of death and the deceased's information, signed it, and Huang Xiaotao took it and stamped it with an official seal.

I told this lie, so I'll take care of it. I went to give the death certificate to Ding. When he took it, he was still smiling. When he saw the words clearly, his expression froze: "Comrade police officer, you...you lie to me?"

I showed the consultant ID: "Sorry, I lied to you, but I am not a policeman."

"You, you, you!"

Ding was flushed with anger and slammed the door angrily.


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