Aspirations for Nation and Beauty: Section 35 Finance (1)
"The image of Yinan? Charlotte?" Wufeng was angry and funny, and his chic outside attracted the other party's entanglement on this matter. He really didn't want to argue with the two of them on this matter. Going on, that is another endless topic, I know my own affairs, if you say that fat hips and thin waist are the image of Yinan, that Yingying **** is probably not smaller than Charlotte, and I have worked a lot on her , still no response, it can be seen that this is not a problem with my own women, but that my Sanyang Zhenqi has not yet reached its peak, but this kind of thing is not easy to tell outsiders, so I have to wrong my own women. charged.
"Xiao Tang, I don't think we should talk about this matter anymore. This is my private matter. It seems inappropriate to bring it up on the stage today, right?" Wu Feng made a haha and wanted to change the topic.
"My lord, I'm afraid your understanding is a little bit wrong. Right now, my lord is the backbone of the Northwest. If you go out for a long time or have other circumstances, no one in the family can take on the big responsibility. You are not officially married now, and whether it is Her Royal Highness the Seventeenth Princess or Princess Anne, I am afraid that it is rare for adults to approve it. Only Miss Angel is qualified for this position. Unfortunately, Miss Angel is unable to return to the imperial capital. Now both in the army and in the localities, there are problems with adults. The discussion has already affected the stability of the general situation in the Northwest, so Xiao Tang urges your lord to seriously consider this issue." Xiao Tang suggested to Wufeng solemnly, and Su Qin on the side also agreed.
Wufeng also had to admit that what the other party said was very reasonable, but he was unable to solve the matter now, so he could only procrastinate for a while, "Well, I understand what you two think, I will consider it .In fact, my personal opinion is that the issue of offspring is not as important as what you said. At least for now, it is not a big deal. I am only in my twenties, so it seems that I am in the prime of life. It seems that there is no need to do so. Let’s make a big fuss. Alright, I’ll pay attention to this matter, by the way, Xiao Tang, how is the Northwest Bank matter you’re preparing for now?”
Originally there were several banks in the Northwest, most of which were semicolons of large banks from the imperial capital and the Jiangnan region. The financial power of the empire has also begun to pay attention to the new territory in the westernmost part of the empire. Since the east and west parts of Northern Luzon are areas that need to be developed urgently, the rich natural resources and good water and heat conditions are really suitable for the development of industrial mining and tropical cash crops. Not only the financial forces of the empire have a peek at this hot land, but even the financial forces of the Grand Duchy of Luzon are also optimistic about this place. With Wufeng's introduction of preferential conditions to stimulate the economic development of Northern Luzon, the entire Northern Luzon has become a fertile ground for entrepreneurship and home ownership. Whether it is the mining of iron ore and coal mines, or the scale and expansion of the number of sugar cane plantations, tobacco plantations and coffee plantations, whether it is the slave trading business or the wood processing industry, all present a booming scene. The whole, And the two autonomous governments also let go of their hands and feet to build large-scale construction projects, constantly expanding and rebuilding urban facilities, and the entire North Luzon is like a huge construction site.
Such a scale of construction and development urgently needs the entry of the financial industry. In addition to the Datong Bank from the Northwest, the Wanfeng Bank in the imperial capital, the Jinling Bank in the south of the Yangtze River, and the Jiangdong Bank have all entered Northern Luzon, and the Grand Duchy of Luzon Luo Song Bank is also actively applying to open a branch in Vito, but it has not yet received approval from Northwest.
In the early stage, Wufeng generally welcomed the financial forces from all over the country to enter the Northwest and even Northern Luzon. Whether it was the Northwest or the Northern Luzon, under the circumstances at that time, the Northwest did not have much financial resources to support and accelerate the development of various regions. The economic development of the country, the entry of foreign financial forces can greatly ease the contradiction between the supply and demand of funds in the industrial and commercial, mining and planting industries in Northwest and Northern Luzon, and Wufeng has adopted a government decree to require that financial units in the Northwest must have a certain percentage of funds each year. The credit line is invested in non-economic crop planting and housing loans for ordinary immigrants, and a lower credit interest rate is set. Those who fail to meet this standard will be punished to a certain extent. This makes those financial forces quite dissatisfied, but in view of Regarding the development prospects of the Northwest, they still accepted the conditions of the Northwest.
However, with the development of the situation, Wufeng also discovered some problems. With the gradual deepening of foreign financial forces, the influence of these financial forces on the localities has gradually emerged. For example, although there are restrictions, financial capital pursues profits. Their nature makes them more inclined to long-term and low-interest loan projects such as the development of cash crops, mining, infrastructure construction and farmland water conservancy facilities. Even if the local government comes forward to guarantee them, they are unwilling to borrow. Wufeng was very dissatisfied, but in view of the principle of freedom of borrowing and lending prevailing in the mainland, he was not easy to get angry, so he had to think of another solution.
The great victory of the Punjab people in the Western Expedition allowed Wufeng to win a lot of money. Tens of millions of gold and silver hard currency poured into the Northwest Treasury, which not only revived the Northwest Finance that was on the verge of bankruptcy, but also helped the West The development brought a huge opportunity. In addition to increasing strategic reserves and expanding investment in infrastructure, there was still a considerable amount of surplus funds left idle in the treasury. Therefore, Xiao Tang proposed to Wufeng to build the Northwest Bank. On the one hand, it could be used as a Ordinary commercial banks make loans and invest for profit, and on the other hand, they also lay the foundation for the gradually formed central bank in the Northwest region (Northwest Central Bank).
Xiao Tang's plan, like the new Northwest Smelting and Mint Factory, was approved by Wufeng, and he asked Xiao Tang to hurry up and complete the work, and strive to make the Northwest Bank open for business as soon as possible.
"Returning to my lord, it has been almost done, but there is still a shortage of operators. Northwestern University has not yet offered special courses on finance and credit. Most of them are general financial courses. The subordinates feel that Northwestern University should Specially setting up such courses can also train us some professionals." Xiao Tang replied with a sigh, he knew that Wufeng didn't want to talk about the issue of heirs any longer, so he deliberately diverted the topic.
"Well, you can ask Principal Qin Tieliu to think about this, but I guess there are not many people like this in the empire who are proficient in finance and finance. If you want to hire teachers, you may have to go to the Western Continent to hire them with high salaries. The Empire has lagged behind the Western Continent in this aspect. When I traveled in the Western Continent, I have already felt that they are already far ahead of us in this aspect. So even if it is a high salary, we have to hire a few. I still have some understanding of this aspect, so I might as well let the university start this course first, and let James be a guest teacher to give lectures, so that the students can have a perceptual understanding." Wufeng agrees with Xiao Tang's opinion, he is in the Western Continent When traveling, I have seen the extremely developed financial industry in the Western Continent, with banks and money houses all over the place, which is far more prosperous than the Central and Eastern Continents, so I have a deep understanding.
"Well, what your lord said is true. It takes a day or two to cultivate talents in one aspect, so it needs to be arranged as soon as possible. In fact, it's not just financial aspects, such as prospecting and mining, smelting, and arithmetic, astronomy, painting, sculpture, etc. In terms of disciplines, the Western Continent is also far ahead of our Eastern Continent and Central Continent. My subordinates suggest that we send more recruitment groups to the Western Continent, and spend more time thinking of ways to recruit some scholars who are dedicated to education and academic research. People, let them come to us to train talents for us, and at the same time, we can provide them with favorable conditions for them to continue their research, and we can also benefit from it.” Su Qin extended it, considering the all-round development of the entire Northwest.
"Well, what Su Qin said is right, we can't just be limited to the current scale~IndoMTL.com~ Now that we have a certain economic foundation, we can expand the scope and depth of recruitment, whatever is beneficial to us , can be recruited, this can come down and let the Department of Culture, Education and Health arrange it, of course, we must also be careful not to let those guys who are dedicated to preaching come to our place, we don't welcome these guys." Wu Feng also answered, yes Those missionaries from the Western Continent, Wufeng, were very vigilant and took extremely strict restrictive measures.
"My lord, I discussed it with James. The Northwest Bank plans to use the gold of 20 million imperial gold shields as a reserve. The special self-government’s Huohuaji and the capitals of the countries in the Western Regions are open for business, with their headquarters in Qingyang. The prefectures in the northwest except Qingyang and the Northern Luzon area are suspended until we have established a solid foundation in the first batch of places before returning. Come back to these places."
Xiaotang came up with his own plan with confidence. Many financial institutions in the Northwest Provinces and Northern Luzon have already entered. At this time, the Northwest Bank will enter again, and the competition is quite fierce. The advantage suppresses the Northwest Bank, making it difficult for the Northwest Bank to take the lead. The Punjab Territory has signed a multi-faceted cooperation agreement with the Northwest, and the financial aspect is also part of it. Other financial institutions have been eager to obtain access permits, but have not been granted Wufeng agreed, and the Mott Autonomous Territory is the same as the countries in the Western Regions. The Northwest Finance Bureau also rejected the applications of many financial institutions on the grounds of its special geographical location and unstable situation. However, Northwest Bank can take advantage of the unique advantage that there are no formal financial institutions in these vast areas to enter first, expand and occupy the market first, in order to obtain huge profits. After the foundation is established, there is no need to worry about competition from competitors.