Aspirations for Nation and Beauty: Section 36 Finance (2)

"Well, 20 million gold shields as a reserve fund? This amount is not a large amount for forming a bank, but it is not a small amount for us in Northwest China. Xiao Tang, you must guarantee the necessary expenditure of our finances Ah, great changes are coming in the Central Plains this year, and we need considerable funds to replenish and strengthen our army, so you have to be prepared. Would you be in a hurry if you want to spread it out in so many places at once?" Wu Feng frowned. Frowning, he asked. Although he is not proficient in finance and economics, he also knows that the construction of the financial sector cannot be successful overnight.

"My lord, time does not wait for me. This financial industry is also the foundation of the country. Now that the Punjab, Mott, and the countries of the Western Regions have just opened, it is the best time for our Northwest Bank to enter. The original flow of funds in these places Most of them are based on private lending and informal usury, and there is no formal standard financial system at all. If we can take this opportunity to enter, obtaining high profits is second, and we can firmly control the operation and investment of borrowed funds The important sectors living in these areas, especially the gold mining and gem processing of the Punjab, the horse, wool and leather trading of the Mote, and the handicraft production and weaving industry of the countries in the Western Regions, these are the most important among their various ethnic groups. We can invest in and control important industries through capital loans, and even guide their development, so that their economies can be more reliably in our hands, which is of great help to us in controlling them." Xiao Tang obviously liked I have done some research in this area, and I talked about it with eloquence, "If this opportunity is lost and other foreign financial institutions take the lead, then we will not be able to control their economic lifelines that are related to the national economy and the people's livelihood, and this will also affect our rule in these areas. Negative impact."

Glancing at Xiao Tang with admiration, Wufeng sighed and said, "Xiao Tang, I don't see that you are so proficient in this financial industry. It seems that I still don't understand You."

"Hehe, my lord laughed, these are not entirely my views, many of them are James' ideas, but I agree with him, the control through the financial line is sometimes more flexible and secretive than the positive rule , and our direct control over these areas can also complement each other." Xiao Tang explained with a smile, "However, the Northwest Bank has obtained so many privileges since it was established. I am afraid that those banks will go crazy with envy. When the staff was preparing to be established, those guys with a keen sense of smell had already come to me to listen to the news. I even covered it up and didn’t dare to admit it. It enjoys the same treatment as the countries of the Western Regions."

"Enjoy the same treatment? Is there such a good thing in the world?" Wufeng curled his lips disdainfully, "They only invest in industries that can generate high profits in my northwest and northern Luzon, but they don't care about those important industries. I don’t care about the infrastructure construction. I didn’t force them to get loans and financing. I’m worthy of them. I still want to treat them equally? What’s more, the Punjab territory is not under my jurisdiction. We just have a mutually beneficial agreement with the other party. How can we blame Get us?"

"My lord, this principle of freedom of lending is a common principle in the whole continent. No one can force a loan. If such a precedent is set, it will cause extremely bad effects and the losses outweigh the gains." Seeing Wufeng's indignation, Su Qin said, Quickly interject to explain.

"Hehe, don't worry, Su Qin, I'm just talking, I can still grasp this scale, but I'm annoyed when I see these guys' bad behavior, and I want to pester me for some preferential policies. I'll be angry." Wufeng comforted the other party, he was only venting verbally, and he would not easily offend such important principled issues.

"In fact, adults can use some common methods in the Western Continent to restrict the development and penetration of these foreign financial institutions, such as requiring them to increase risk reserves, pay them to the financial treasury, limit the number of their branches or limit their time. Writers Association restrictions, such as opening a second branch must be opened after the first branch has opened for a certain period of time, and can also limit their deposits, investment and loan scope. These methods are very popular in all parts of the Western Continent, and there are also some There must be a basis, not without evidence, and they can't object." Xiao Tang's unhurried suggestion, seeing Wu Feng's satisfied eyes looking at him again, Xiao Tang quickly explained: "These are all James' suggestions. , I'm just conveying it on his behalf."

After hesitating for a while, Wufeng suddenly said: "Xiao Tang, do you think James is suitable for the position of president of the Northwest Bank?"

"But didn't your lord intend for him to take over the position of Director of Finance?" Of course Xiao Tang understood the intention of his boss, letting James take over the position of Director of Finance was a plan that Wufeng and Xiao Tang had already discussed. So that Xiao Tang can free up more energy to pay attention to all-round affairs in the Northwest.

"Well, I think you can let him hold two positions at the same time. For the Finance Department, you can help him take care of him for a while. I think he should spend more time on the preparation of the Northwest Bank in the near future. After all, this is related to our major interests in these areas, and this must be done well, and no mistakes can be made." Wufeng finally made a decision.

"By the way, my lord, James also raised another matter, which is the problem of the people of Hyderabad. He said that since the people of Hyderabad have a covenant agreement with us, we might as well discuss with them about tariffs and financial investment. See Can we use this covenant agreement to obtain some privileges, for example, our financial institutions in the Northwest have the priority to open branches in their tribal territories, the business prosperity of the Hyderabad people is far better than that of the Punjab people, and the trade with the Western Continent is also very frequent , there should be a lot of potential for financial institutions to operate there, I hope you can consider it." Xiao Tang suddenly remembered another thing, and said hastily.

"Well, this should be discussed with the people of Hyderabad. It is estimated that there should be no big problem. Why don't you ask Su Qin to come down and meet with their Hyderabad special envoy stationed in our northwest, put forward our suggestions, and ask them to consider it, it is best Can give us a clear answer in the shortest possible time." Wufeng thought for a while before saying to Su Qin, "Even the Tik people can discuss with them, they have already sent someone to express their willingness to ask about the Punjab people last time. Maintaining a good and harmonious relationship with our Northwest, we can take this opportunity to ask them to show sincerity, and then make our request."

The day-long discussion on government affairs finally came to an end. Even at the end, Xiao Tang never forgot to ask Wufeng not to forget to work hard. The issue of offspring is a major hidden danger in Northwest China. Wufeng must resolve this matter. Take it to heart, even if it is to have an illegitimate child, Wufeng can't laugh or cry.

While Wufeng was fully managing the Mott Autonomous Territory and the countries in the Western Regions, the war situation in the Central Plains was also quietly changing. On February 28, 697 in the mainland Gregorian calendar, the Taiping Army that captured the four prefectures of Heshuo completed the reorganization, enrichment and repair of various ministries, and began to adjust and deploy, expanding the number of troops gathered in Heshuo to more than 250,000. In addition to continuing to maintain a certain pressure on the imperial capital, the heavy troops began to tilt westward, and nearly 150,000 troops began to point to Tianshui.

Situ Jun, who had already breathed a sigh of relief, became nervous again. He had already suppressed nearly three divisions of the Fifth Army in Tianshui Mansion. This was also an important weight for him to claim credit for the empire. , then he will really become a sinner of the empire, but now only the commander of the Fifth Army is behind him, and the rest of the broken third and fourth armies have been strictly ordered by the new military affairs minister of the empire to return to the imperial capital to form a new third and fourth army. The Fourth Army, considering that the combat effectiveness and morale of these remnants had already dropped to the lowest point, and it would not matter if they stayed in Tianshui, so after making some necessary arrangements, Situ Jun generously agreed with them to detour back to the Wuhu area~IndoMTL .com~ With the fall of Hanzhong Mansion, Jincheng Mansion is also in an embarrassing position. The Lin Lang family even maintains a relatively large military force in Hanzhong, while the Longdong Mansion in the north has been controlled by Li Wufeng, and it is Li Wufeng's No. 1 trump card, Liang Chongxin's Division, is stationed in Longdong. Although Li Wufeng has formed an alliance with him, Situ Jun still doesn't trust him subconsciously. It is quite necessary to keep a division stationed. The Fifth Army in Wuhu County only retains one division, and all the pressure has been placed on the Sixth Army.

And Jin Zhengyang, the head of the Sixth Army Corps, has asked himself to withdraw one or two divisions several times to deal with the pressure from the Taiping Army in the Heshuo area. On the long border between the two prefectures, the Sixth Army had to mobilize the elite defense of as many as three legions. At this time, the regular army stationed on the border with Maqihan only had two divisions of the Sixth Army and some It can be said that this is the time when the defense line is the weakest in history, and this situation will definitely not last long. Once the Machihans really launched an invasion, even Situ Jun had to admit that the empire was powerless to resist, and perhaps the entire Wuhu County would fall under the iron heels of the Machihans within a week.

When the Taiping Army calmed down some time ago, Situ Jun also planned to transfer a division to the junction of Wuhu County and Heshuo area to strengthen the defense, so that the Sixth Army could transfer two divisions to return to the south line to strengthen Tsushima. Its Khan people's defense, but judging from the current situation, it seems that this idea is going to fail, not only will it fail, but even try to strengthen Tianshui's defense, otherwise, with the posture shown by the Taiping Army, it will be a matter of whether Tianshui can be kept. A big problem.