Aspiring to the Immortal Path Chapter 70: Student Loans (Part 2)

Two hundred thousand spiritual coins, in the mortal world, is equivalent to hundreds of millions. In the cultivation world, even spiritual master-level beings, few people can easily take it out. Maybe they have to reach the heavenly state of mind. Only then can we not take the two hundred thousand dollars to heart.

For students, this is a huge sum of money!

Tang Jie Shizi opened his mouth and asked for two hundred thousand in one go. Even Madam Shui was choked by him and couldn't breathe.

Glancing Tang Jie fiercely, Mrs. Shui said: "You are really open to talking. Can you get the corresponding mortgage for 200,000 yuan?"

Tang Jie smiled and said: "You still understand the rules of the academy. The maximum pledge is one to five, okay?"

Loans must be pledged, but Lingtai Pavilion's loans have always been for the main purpose of helping students. Naturally, it will not simply be how much is pledged, but how much is borrowed. Instead, it is divided according to the reputation, status and ability of the students.

Usually divided into five levels, the worst one is one to one, how much money can be borrowed according to the mortgage, and the highest level is one to five, one yuan of collateral can be borrowed five times the money.

This kind of rating is generally closely related to the performance of the Divine Weapon Arena. Basically, to obtain the highest level five loan limit, you must first obtain an invincible rating.

But Tang Jie's situation is obviously different.

Hearing Tang Jie's words at this moment, Mrs. Shui also came to some understanding: "It turns out that you have been prepared for a long time. Speaking of which, although you are not an invincible student, you have set a record and entered Huxiao Peak alone. A level five is not too much. But...even so, you still need a pledge of 40,000."

"That's why I asked Madam for help." Tang Jie said with a smile: "I have some wealth here, and I can also put the Heart-breaking Knife and Silver Sky Needle. If it's not enough, I can borrow them in batches and use the puppets as well. Mortgage..."

He is playing a subprime loan game.

Use borrowed money to make goods, and then use the goods to borrow money.

Qixia Realm does not have the concept of subprime mortgages, and is relatively cautious about risks. However, student loans themselves have a certain credit pledge element, which allows a certain degree of risk. In addition, the degree of human governance in this era is relatively high, so small subprime loans may not be impossible.

Unfortunately, Mrs. Shui still shook her head: "That won't work either!"

Tang Jie wants too much, this is no longer a matter of mortgage.

Not a single student of his could afford to repay the two hundred thousand loan, just the interest on thousands of soul money generated every month.

The purpose of borrowing money is to collect money after all, so all considerations must be based on the other party's sufficient repayment ability.

Don't say that you are just a student of Lingquan level. Even if you are invincible in Linghai, as long as you don't have the ability to earn a thousand dollars a month, you can't even hope to borrow two hundred thousand.

"In that case, let's borrow 100,000." If 200,000 failed, Tang Jie retreated and settled for the next best thing.

Mrs. Shui was helpless by him and said with a smile: "Tang Jie, don't blame me for talking about you. You are smart and hard-working, but you are too big-hearted. You said you can just be a puppet. , as for the one hundred thousand and two hundred thousand? In the world of immortality, cultivation is the right way after all. If you use this one hundred thousand to make a puppet, you will win the first place in the magic weapon five times a month and sweep across the Tiger Roaring Valley. You can’t make back your money.”

Competition also requires cost consideration.

Why can't a group of students defeat the Demon Tiger of Huxiao Mountain, but Tang Jie can defeat it alone?

It's not because he is better than a group of students, but because he doesn't care about capital, profits, and is willing to do business at a loss.

A victory like this would be meaningless in itself if he didn't have other pursuits!

But if the same method is used to run rampant in the academy, the gain outweighs the loss.

Mrs. Shui is very optimistic about Tang Jie, but she is not optimistic about Tang Jie's "project". Therefore, no matter how much she values ​​Tang Jie, she cannot agree to it.

But on this matter, Tang Jie no longer gave in.

"Please be kind to Madam. As long as Madam is willing to borrow it, the student can accept three points of monthly interest."

"Three cents monthly interest?" Mrs. Shui sneered: "You are so arrogant. That's three thousand dollars per month. What do you want in return?"

"Take me." Tang Jie replied: "What's the harm in selling me to Lingtai Pavilion before I get out!"

Mrs. Shui was just about to say that you are not worth the price now, when she heard a voice outside the door: "Lend it to him."

But it was Xie Fengtang who appeared at the door.

"Fengtang?" Mrs. Shui raised her head in shock: "Why are you here?"

"It's not this kid." Xie Fengtang pointed at Tang Jie: "You don't think he came to you to borrow money without any preparation, do you?"

It turns out that in order to borrow money for love, Tang Jie actually invited Xie Fengtang.

Understanding this, Mrs. Shui glared at Tang Jie.

Although she is not afraid of Xie Fengtang, Xie Fengtang is the dean of Xiyue College after all. Since he decided to borrow it, she doesn't have to fight for anything. She can only say: "In that case, I will lend it to you, but don't blame me. I didn’t remind you that if you have no ability to repay, you may be overwhelmed by debt.”

Mrs. Shui's refusal to lend him money was out of concern for him. After all, she didn't want him to bear too much pressure too soon.

But she didn't know that the burden Tang Jie was carrying now was already beyond ordinary people's imagination.

Tang Jie already smiled and said: "Madam, you care about me, I will save you money."

Mrs. Shui then took out a piece of talisman paper, wrote an IOU on it, and said, "Since you want to borrow money, the rules must be made clear to you. I don't want three cents of your interest either. The interest is one and a half cents, repaid monthly. The principal is repaid one-quarter every six months, and it is settled in two years. As for your pledge, forget it, I, Lingtai Pavilion, don’t care about it. Anyway, if you can’t pay it back, we have our own Moon-washing Sect. Someone comes to you to ask for a debt, and then everything you own will have to pay off the debt, and you will have to sell yourself according to the price difference to make up for it... With your current strength, you can sell it for the rest of your life."

"That's natural!" Tang Jie agreed.

After explaining all the matters that should be paid attention to, Mrs. Shui handed the IOU to Tang Jie: "No problem, just put a blood seal on it."

Tang Jie didn't look at it, bit his finger and put a heavy red blood mark on it.

This IOU is made of a special talisman. Once you drip your own blood on it, it is equivalent to locating your position to the owner of the IOU. Unless you escape from Qixia Realm, you can be found no matter where you are.

After doing this, Mrs. Shui handed one hundred pieces of spiritual jade to Tang Jie, and Tang Jie took the money and left.

Mrs. Shui then looked at Xie Fengtang, her eyes scolding and said: "You are a real person, why did you agree to lend him money? He is a young boy, what will he give back then?"

Unexpectedly, Xie Fengtang replied: "What I want is that he has no money to return it. There are some things you don't know, so you don't need to ask."

As he said that, he laughed and left.

Tang Jie's patience at Xiyue Party was also gradually disappearing, but they never found any opportunity to press him.

Now Tang Jie owes a huge debt of 100,000 yuan. If he doesn't come out by then, this will be the opportunity for Xiyue Sect.

How could Xie Fengtang let this opportunity pass?

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Tang Jie took the money and left, wandering around Lingmiaofang.

With a huge sum of money, this time he only saw good things.

Purple Poria cocos that was born in fifty years, ice lotus that was born in one hundred years, stone marrow accumulated in thirty years, and even the demon elixir that transcended the mortal realm were all among his searches.

Yes.

All of them are medicinal herbs used to practice Li Jing.

From the beginning to the end, Tang Jie had no intention of being a puppet worth 100,000 yuan.

The biggest problem with lending in ancient times was the lack of supervision over how the loaned money was used.

Lenders have always only cared about the borrower's repayment ability, and what to do if the loan is not repaid. As for how to prevent customers from not paying, and monitoring finances, such matters have never been within the scope of lenders' consideration. The existence of the "recourse IOU" greatly reduced the possibility of the borrower escaping the increase, so that no one even thought of seeing how Tang Jie used the money.

With an unprecedented huge amount of money in his pocket, Tang Jie started raking in Lingmiaofang.

This was also his largest expenditure since entering the academy. He squandered nearly 110,000 spiritual money in just one hour.

When he returned to Taoranju with large bags of precious materials, he had plundered almost all the rare materials in Lingmiaofang, so much so that the academy ran out of medicine sources in a short time, and the prices of materials were also low. After a period of time, it surged, but this had nothing to do with Tang Jie.

Back at Tao Ranju, Tang Jie boiled a large bucket of water, processed the herbs, poured them into the basin, and started the fourth purification.

This is also his largest training so far. Under the steam of the medicinal bath, and just a little movement of his mind, a large amount of medicinal properties penetrated into his skin along with the water vapor and poured into his body.

A body that is extremely tired due to excessive blood loss during the day is like a baby waiting to be fed, greedily absorbing every bit of nutrients without any concept of supplementation.

Tang Jie's body was like a bottomless pit, capable of containing all the benefits.

In this medicinal mist, Tang Jie's body also underwent subtle changes.

His skin became whiter and whiter, with a faint jade-like luster, warm and elastic, but no one knew that under this seemingly quiet appearance, it was filled with powerful and almost violent power.

Tang Jie felt heat filling his body, moving wildly throughout his body. An indescribable power filled him, making him want to scream and fight!

That comes from the desire to vent the strong blood.

However, Tang Jie knew that he had to hold back, and his mind was running at full speed. The steaming water vapor gathered into a cloud-like existence above his head, spinning strangely. A **** flush appeared on Tang Jie's face, and under the water The colors are constantly changing under the steaming fog...

The purification time this time was particularly long. It lasted from the afternoon until the next day before all the medicinal properties were absorbed.

When he came out of the medicinal bath, Tang Jie swept away the depression after losing blood, and became energetic, as if he had been reborn, and had a completely different feeling.

It was an indescribable feeling. The surrounding scenery became a little different again. Everything around him had not changed at all. But in Tang Jie's eyes, with just a slight glance, he seemed to see it all at the same time. to any point of existence.

Everything is in sight!

Everything is in my heart!

Enter the subtle realm.

At that moment Tang Jie already understood that he had reached the subtle state that cultivators often say.

The so-called subtlety is actually an expression of a cultivator's ability. After a cultivator refines his body and mind to reach a certain level, his facial features, internal organs and other functions are greatly strengthened. His vision, hearing and other perceptual abilities are greatly increased, and his internal Hematopoiesis, regeneration and other abilities are greatly improved.

Being attentive to details is one of the manifestations, making observation more detailed~IndoMTL.com~Looking at the past, there is nothing to hide.

Beyond the subtle level, one can penetrate into the void and destroy delusions. Without the need for magic, the naked eye can penetrate the netherworld, see through life and death, and get rid of delusions. However, it is a higher level, and Tang Jie cannot reach it yet.

Unexpectedly, one medicinal bath would make him sublime. Tang Jie had to admire him. Although the method of the War Master cost a lot of money, the effect was truly incredible.

At this time, his body skin was as white as jade, and he had truly become a body of jade.

The body of jade, the golden marrow of jade, strengthens the internal organs from the outside to the inside. This is the reason why it can penetrate into the subtleties.

In terms of strength, although Tang Jie felt much larger than before, it seemed limited compared to the investment of 110,000.

Tang Jie knew that on the one hand, the effect of this refinement was from the outside in, focusing on inner strength, and on the other hand, it was because he had not yet developed it further.

The physical changes brought about by menopause are mainly the improvement of physical potential. Three-thirds of the effect and seventy-one of the potential need to be polished in the later stage to truly exert its effect, and the polishing method determines the direction of potential development.

It is also a cultivating deviant. It can be a fierce offensive type, a long-lasting energy type, an extremely strong type, a copper-skinned and iron-bone type, or it can also be an unbeatable type with super powerful recovery ability.

Tang Jie's training in the Tianyu Palace made his deviance in the first few stages mainly manifested in defense. With the condensed water shield and phaseless golden body, even if he stood there and was beaten, ordinary students would also fight. Do not move.

As for how the potential brought about this time will develop, it depends on his own life experience and choice of direction.

Even so, Tang Jie's strength has improved by leaps and bounds at this moment.

If the medicinal materials of 110,000 soul coins are thrown down, the physical quality brought by it cannot be compared to that of a cultivator in the Hundred Refining Stage of the Transcendence Realm.

Under the gentle appearance, there is a violent beast dormant!