Beyond the Noisy World: The Long Lost Eight Sects: 233, talents

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Tian Zhongluo actually sells fake soaps. Zhuang Mengzhou’s words are not a joke. Shang Ni asked in surprise: "Ah! Can you make so much money selling fake soaps?"

Zhuang Mengzhou: "I’ll ask you a question, what kind of business is the most profitable now? Don’t talk about drugs and arms, just talk about normal business."

Ding Qi: "Finance?"

Zhuang Mengzhou: "Teacher Ding is right, but besides finance, what about industrial production?"

Shi Buquan tentatively replied: "Selling fake soap?"

Zhuang Mengzhou laughed again: "That's right, it's selling fake soaps! This is more money than selling fake antiques at the door. You can only sell a few fake antiques a year, and you have to run into the wrongdoers who don't know the goods. , There is no way to move the volume, and the risk is high, the market size is even more limited.

The profit margin of daily necessities is very high, especially for the daily chemical products with brand bonus, soap is the representative. Its process is very simple, at least not complicated for Tian Zhongluo. Do you know what he studied back then? Bachelor degree is a graduate of Tsinghua University majoring in chemical engineering, an absolute top student!

After graduating from Tsinghua University, he went to study in the United States to study industrial design and got a master's degree. Then he returned to China and went to Peking University for a doctorate in business administration. Many of his contacts in politics and business today are actually classmates and teachers from Peking University back then, all of them have great energy...

Tian Zhongluo went to Tsinghua University in 1978 and was the first group of college students who had just resumed the college entrance examination. He returned from studying in the United States and received a doctorate in business administration from Peking University in 1992. Then what did he do, that is, selling fake soaps. At first, the products were a bit rough, but later they became more sophisticated, specializing in counterfeiting brand-name soaps.

Sunsilk, Shufujia...he produced these brands, with amazing profit margins, and a wide range of distribution channels, avoiding first-tier central cities, focusing on third- and fourth-tier cities and vast rural areas. I guess you have used it occasionally, but you don't know it.

But do you know the annual sales of the world's top daily chemical company? Only P&G and Unilever add up to trillions, and the gross profit margin is very high, higher than expected. The cost of a piece of soap is actually not much. Boss Tian is willing to pay for it. He is not shoddy, just imitating famous brands.

After selling soap and making a home, his business became bigger and bigger. Later, he introduced a production line to engage in shampoo, and he also invested in a factory to produce packaging materials. He copied the brands Dove, Qingyang, Rejoice, Pantene, Head & Shoulders, Icarlo, and L'Oreal. He also hired a group of professionals and had his own R&D laboratory to study how to make these fakes more alike. Even better..."

Shang Ni: "In this case, it's better to switch to selling genuine products!"

Zhuang Mengzhou nodded and said: "He did think so, and did so."

Shi Buquan: "Oh, what real product has he sold?"

Zhuang Mengzhou squinted his eyes as if recalling: "In the beginning, he sold packaging. Didn’t I just say that he set up a packaging company, which is a kind of cover, researching and developing packaging for various brand-name products, but also For external orders. You can’t think of it. He once provided domestic orders for Procter & Gamble and Unilever, such as soap boxes and plastic bottles for shampoo.

These packaging materials are designed by the original company, and the batches are small each time, they are often replaced, and there are production process requirements, which are generally outsourced. Tian Zhongluo's packaging companies need technology, equipment and equipment, and talents and talents. These outsourcing processing orders are very profitable, but Tian Zhongluo is not for making money.

Do you find it funny? For several years, he was producing packaging boxes for real soaps while producing his own fake soaps, but the packaging boxes he used were also produced by him. "

Shi Buquan had to sigh: "What a talent!"

Zhuang Mengzhou also said with emotion: "It is indeed a talent, but it is a pity. It was probably at the end of the last century and the beginning of this century. At that time, he had already accumulated capital and began to consider transformation. What is the transformation for? Or selling soap! He Registered his own brand, designed product packaging, established a daily chemical company, and started selling real soap.

Unfortunately, this transition was not successful. It can’t be said that his product is not good, and the channel has already existed, but the market... is hard to say.

When the counterfeit soaps were originally sold, the departments of industry and commerce, taxation, fire protection, health, and safety supervision had to hide, but once they set up their own brands for formal production, they all had to deal with it. There is nothing wrong with these dealings. If you want to go ashore for nothing, you should, but the business environment is very bad, and it is much more difficult than producing and selling fake products, which makes Tian Zhongluo a little unbearable.

Of course, Tian Zhongluo has connections and knows how to manage, otherwise he would not be able to sell fake soaps for so many years. Although the business environment for producing and selling real soaps is almost the same, he has been doing business all the time, but the company has grown to a certain scale and it is difficult to grow bigger NS. At this time, something happened, probably in 2005. Someone was chasing the sales channels of the real soaps and found the source of the fakes he sold, and copied them to his lair.

When this happened, Tian Zhongluo decided to give up. If this transformation can be successful, he may also become a successful national entrepreneur, at least in the eyes of the public! "

Ding Qi: "Fake soaps are not fake antiques. He has been in the business for so many years and was not found in his nest until 2005. Hasn't he been investigated for so long before?"

Zhuang Mengzhou shook his head and said: "Why haven't been checked? Dacha and Xiaocha have been checked hundreds of times, but they have not hurt their muscles and bones. Tian Zhongluo is not a fool. I bought it a long time ago, often because the thunder is loud and the rain is small. When the limelight passes, everything will be business as usual.

But in 2005, he was not investigated locally, and a joint special operation conducted above was very accurate. Tian Zhongluo's warehouse has been checked, and almost all of the products in stock have been confiscated and destroyed. That is a real pain. Several packaging and daily chemical companies he registered have also been sealed up. "

Xian Hao: "Why didn't he go in?"

Zhuang Mengzhou: "Of course I can’t find Tian Zhongluo himself, just like a spy. The sales are all single-line contacts and they are all his subordinates. More importantly, no fake production equipment was found at the time. And the production base. Tian Zhongluo is very clever. He still has the identity of the distributor. He can't find the production base. Instead, he can say that he is also the victim and bought a lot of fakes."

Ding Qi frowned and said: "The production base can't be found, is it..."

Zhuang Mengzhou: "I know what you want to say, and I think so too. His main production equipment, or important evidence that may be investigated, has actually been transferred to the outside world, or most of it has been in the strange rock realm. Inside."

Shang Ni was surprised: "Is that okay?"

Zhuang Mengzhou asked back: "As long as he uses his ingenuity, why can't he? He has obtained the treasure of secret inheritance and control, and he can open the door. As long as the position of the door is right, he can directly drive the truck in. But the truck When driving out, you have to pay attention, the driver must have at least three levels of cultivation, otherwise it will easily happen..."

Shi Buquan: "In fact, it doesn’t need to be so troublesome. The Treasure of the Controlling Realm can protect the Xing Shen, and it only takes a short time. There is another way to think of another way, such as transporting things from the strange rock realm, and the driver drives to Get down in front of the door. Another driver will come in from outside the door and drive out. It only takes a few seconds for Tian Zhongluo to protect his body and spirit."

Zhuang Mengzhou: "Sure enough, you are all from Cemen. I guess he used this method to ship the goods. I also told you an interesting thing. The police who participated in the special operation that year caught several counterfeit dealers. Fake gang members, but they can’t interrogate the situation of the production base. Those people really don’t know!"

Ding Qi: "It's not that I don't know, but I don't remember it! No wonder he said that Fangwai World is the best means of keeping secret. As for the strange rock realm, as long as he does not open the door, outsiders will of course not find it. In other words, I think too much about some things. Yu Pengfei and Li Xiuyuan may not have the three realms of cultivation. They know that the existence of the strange rock realm has also been to the strange rock realm, but they may only remember the things Tian Zhongluo wants them to remember. ."

Xian Hao: "The strange rock scene is so poetic to listen to it. According to the incomplete record in the "Fang Wai Tu Zhi", it is a scene of immortality outside the world, named after the Xiushui Qiyan. Fake soap is produced in it. It’s smoky, so I don’t want to do it, so what did he do afterwards?"

Zhuang Mengzhou: "There will be a decade or so after 2005. Boss Tian is engaged in real estate. He doesn't build a house but invests. He makes a lot more money than selling fake soaps. He will eventually become a wealthy tyrant. Wait for real estate. It’s almost done, and the policy has changed. A few years ago, Mr. Tian started to transform again. This time he is completely degenerate."

Ding Qi: "What did he do?"

Zhuang Mengzhou: "That's your first answer. He has done finance! Have you ever heard of it? The most fashionable Internet financial innovation concept in the past few years, he has transformed into this business."

Ding Qi was taken aback and said: "P2P? Many of my colleagues have bought wealth management products. Since last year, there have been many liquidated positions, and the money cannot be recovered."

Shang Ni also said: "Yes, there are more people on our side. Many teachers in our school have bought them. Since last year, a lot of positions have been liquidated. It is said that the platform has gone away. How are you doing?"

Zhuang Mengzhou smiled bitterly: "As far as I know, he has set up a total of eleven P2P platforms. In the past two years, he has exploded nine of them, mainly in the last year, several of which are in Hangzhou. Xiao Nizi, The teacher in your school bought his product if he couldn't manage it."

Shang Ni: "Eleven platforms have burst out of nine, so does he lose money?"

Zhuang Mengzhou shook his head and said: "No, no, no, the platform is out of stock. In fact, he has made a lot of money, much more than the hard work of producing soap, and faster than ten years of real estate."

Shang Ni wondered: "What's the matter?"

Zhuang Mengzhou sighed and said: "I'm just a person who eats, drinks and plays all day long and doesn't do business properly. I'm also a layman in this respect, and I can't tell you anything."

Ding Qi couldn't help saying: "Mr. Zhuang, since they have all been mentioned, you can say a few more words, even if you only talk about the roads of the rivers and lakes."

Zhuang Mengzhou: "Where is the world! I just ask, why does the P2P platform burst?"

Shang Ni: "Did the boss run away with the money?"

Zhuang Mengzhou: "There are also platform bosses who did not run away. At least the boss on the surface did not run away, so a lot of money will still not be collected."

Shang Ni: "That means the investment has failed."

Zhuang Mengzhou: "For financial institutions, the reason for platform liquidation is not necessarily investment failure. When investors can’t withdraw money, more people will run on liquidation. Just talk about your side. It’s a matter of fact that the sudden liquidation of several P2P platforms was actually triggered by a policy, which was a lottery for the purchase of houses.

Under normal circumstances, whoever wants to buy a house can buy it with money. If a house is sold for 5 million, it can only be sold to one person. The liquidity drawn from the investment market is only 5 million. However, once a house is bought, it is possible for a house to be sold, and hundreds of people are arranging the number, and the funds of hundreds of people are frozen in an instant, which may add up to several hundred million.

You probably haven't experienced the stock market twenty years ago. At that time, there was a sudden drop in trading volume. There must be a batch of new stocks that were purchased centrally, and all the liquidity went to queue for new stocks. As soon as your house purchase lottery policy comes out, every time a large-scale real estate project opens, it is equivalent to withdrawing a huge amount of money. "

Shang Ni: "But don't you need to pay in advance for a house lottery?"

Zhuang Mengzhou: "There is no need to pay, but at that time the number was required to be verified. The verification of capital was bank deposits. The assets of stocks or wealth management products were not counted. Many people withdrew cash from the platform and deposited them in the bank to participate in the capital verification. With lottery, the platform could not retain so much liquidity, and a run was immediately formed, and the liquidity dried up and the chain liquidation caused..."

Ding Qi wondered: "Is it just for this reason?"

Zhuang Mengzhou: "Of course this is not all, and it is not the most important thing. Is the establishment of the Fangwai alliance only because of the emergence of Zhu Dafu? Zhu Dafu is just an opportunity, and so is Xiao Nizi's house purchase lottery. Actually. Those platforms under Tian Zhongluo’s liquidation were also promoted by him and his accomplices. Not only did they not lose, they made a lot of money. Anyway, I can’t find him..."

Of course, none of the P2P platforms under Tian Zhongluo were directly operated by him. He had his own hands to do it, and Tian Zhongluo could not be found from various legal relationships. A financial platform sells wealth management products. After investors buy wealth management products, the platform will of course use the money to invest.

Where did all the money go? You can buy bonds or invest in other projects. In short, in the name of various investment projects, most of them go to Tian Zhongluo and his collaborators. These projects may be truly profitable. Under normal circumstances, the financial platform can continue to operate, but it may also be set up just to extract funds.

For example, Ding Qi invested in Zhang San’s platform, Zhang San promised a high rate of return, and then used the money to invest in Tian Zhongluo’s project. Ding Qi and Tian Zhongluo are not directly related, nor do they know to whom Zhang San invested the money. He is just a creditor of Zhang San. And Zhang San is Tian Zhongluo's creditor or investor.

If Zhang San’s platform breaks out, it is not necessarily an investment failure, it may also be a liquidity problem. If the platform is still there, the projects it invests in are also there, and the accounts are clear, the investment can still be recovered in the future, at least part of the investment. However, some people use the platform to blow up their positions and let the platform disappear. Then Ding Qi's money will really not be able to get back.

Zhang San ran off or was arrested, the platform was dead, and he claimed to be an investment failure. This platform is gone, and the account cannot be tracked back, which means completely opposite to Ding Qi and Tian Zhongluo. Ding Qi couldn't get his money back, but Tian Zhongluo didn't have to pay it back. So if you want to make huge profits, Tian Zhongluo has to do it instead.

From a strict legal point of view, Tian Zhongluo still has to repay the principal and profits according to the agreement, and then the platform will repay investors like Ding Qi. But the platform is gone, who will be responsible, and who can Ding Qi go to? Moreover, in the investment process, there can be many means to make the investment project fail, and investors can't find out where the funds have gone.

Tian Zhongluo has eleven platforms. In the past two years, nine of them have been sold out and nine have also collapsed. These platforms have accumulated hundreds of billions of funds, and only a small part of them are squandered by the so-called managers themselves. Yes, most of the remaining are of course invested in various projects, most of which are related to Tian Zhongluo and his associates.

Of course, Tian Zhongluo doesn't have that much energy alone. He has a large number of contacts and partnerships, and he is just one of the participants. The purpose of setting up these financial platforms is from the beginning with such a plan to accumulate money, and these people often carry the titles of business elites, financial leaders, charity celebrities, economists, investment newcomers, pioneers of the times, and so on.

Zhuang Mengzhou introduced here, Shi Buquan repeatedly shook his head and said: "It's too simple and rude, without any technical content!"

Zhuang Mengzhou still shook his head and said: "How can it be said that there is no technical content? In fact, it is quite difficult and requires a lot of things. Any seemingly normal business model, as long as there are loopholes that can be exploited by cleverness, it can be rejected. If you run a normal business and get huge profits, someone will do that. Isn’t it the same thing to sell fake antiques in Cemen?"

Shang Ni: "You said that Tian Zhongluo has eleven platforms, and then ran out of nine of them. What about the remaining two?"

Zhuang Mengzhou: "As long as this model exists, you can do another one if you collapse one family. As for the remaining two, they are high-quality Internet financial platforms, and Tian Zhongluo's group made a model specially. Because people know that the waves are rushing to the sand. , There will always be quality projects left. Those people are not only scammers, they also do serious business.

Even if this loophole is blocked in the future, they will still have a serious business to do, and it is a formal financial platform that has been tested by market risks and has the best reputation! For example, the sales in Cemen can not be all fake antiques. There must be a few genuine shops. This is also very particular, otherwise this business will not exist... Ah Quan, don't you think? "

The stone with broken mouth did not answer this time. Everyone did not speak for a long time. In the end, Ding Qi asked, "Mr. Zhuang, you met Tian Zhongluo at a new economic forum last year. What are you planning to discuss?"

Zhuang Mengzhou: "He was talking about Internet financial innovation, focusing on financial blockchain business. I don't know much about it, forget it, let's not say..." He was already somewhat distracted and obviously didn't want to continue talking about this. Topic.

Shang Ni murmured: "Boss Tian might as well sell fake soap."

Zhuang Mengzhou: "Fake soaps are still on sale. They have been selling. Anyhow, it is a very lucrative business. The way is out a long time ago. What a pity not to do it!"

Shi Buquan: "No, didn't you just say that he stopped doing it in 2005?"

Zhuang Mengzhou: "He doesn't do it himself, but he can leave it to others. Now it's all the people from Zhai Shaolin in Baiyun Cave who are doing it. The fake soap has changed from Qiyanjing to Baiyundong. Otherwise, What clue do you think I found Baiyun Cave on? Of course, the clue was found by Xianhua. I just found Baiyun Cave based on the clues he provided."

It turns out that this is the case. It is no wonder that Zhuang Mengzhou can sneak into Baiyun Cave, and it is no wonder that Baiyun Cave has become a force attached to the strange rock realm. Everyone finally understands Tian Zhongluo's family history. It is no wonder that Zhuang Mengzhou would ask him to sell fake soaps. From a certain point of view, this is already the best name.

Ding Qi looked out the window and sighed: “With that boss Tian’s current net worth, he may not be after money, but some things are like taking drugs. Once he becomes addicted, he can’t stop. People and his collaborators will continue.

So there are some limits, which you must hold from the beginning, because once you break through, you have a reason to persuade yourself to break again and again, and then gradually there is no limit. "

Zhuang Mengzhou: "Teacher Ding is a sensible person."

The high-speed rail arrived, and everyone got off the train and rushed to Zhangfang Town in the suburbs. At noon on March 23, 2019, all the existing members of Fangwaimen met on the iron lock cliff outside the Beast Gate.

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