Blackstone Code Chapter 38: “I” is a way of thinking based on an independent personality
"You can have your people go to the bank to try out a loan, look at their process, and transcribe their loan document with some extras."
He glanced at Mr. Fox beside him, "For example, when you give up the pledge after a certain period, you still have to repay all the arrears and interest, so that you can put down the interest rate on the bright side." /
This method is a variant of the bank's usual gameplay. If the loan cannot be repaid in time, they will send the pledge to the auction for auction.
It may seem like a reasonable process that the proceeds from the auction will always return the unreturnable amount owed to the borrower, but it is not.
Because from the very beginning, the bank's valuation of the collateral is very low and the interest rate is quite high, most people who need loans do not have the ability to repay in the short term.
It's very simple, if these people can raise this part of the money in a month or two, they don't need to borrow from the bank.
Since they can't raise this part of the money, they are naturally unable to repay the bank's loan, and the bank can honestly eat these pledges.
If the lender is able to repay the money in a short period of time and the bank is not buying and selling at a loss, they earn an interest in the short period of time.
Maybe this money is not very eye-catching in a single process, only a few percent to ten percent of one hundred yuan, but if all the business of the bank is piled together, it is not one hundred yuan Blocks, maybe 10 million, 100 million, or even more.
Lynch's suggestion is just one more clause to continue to recover the principal and interest than the end after the bank's termination.
In fact, even in the bank, this is definitely not just the end, they have a way to eat the lender without bones!
Banks may not be as bad news in society as financial companies like Mr. Fox, but banks are not inherently good people, good people, know the boundaries of all legal policies related to illegal payments , all refer to the highest standards of the bank..., they are not only athletes, but also referees!
Mr. Fox said before that some people do not want to see their business legalized, and he was talking about those MPs who have connections with banks and big business groups.
Banks, consortiums, support them and their families, and possibly their private staff, maintain their decent living, so they naturally have to learn to claim their rights for the owners who feed them.
Lynch's set is not complicated at all. If you can't beat the opponent, join the opponent.
It's just that in order to avoid risks, some word games have been added to the contract, so that some things are ambiguous and convenient.
After thinking for a moment, Mr. Fox hesitated, "I'll give it a try. Anyway, thank you very much for your advice!"
Lynch waved his hand and said with a smile, "Your matter is settled, I have one thing I need you to do for me..."
After a meal at Mr. Fox's farm, I left here with some local products, some horn ornaments, if you ignore the gold and some unremarkable gems, it's not worth a lot of money .
Meanwhile, the Michael they were talking about finally met his son Michael Jr. at the Sabine City Regional Prison after a morning of applications.
Sometimes people think that a criminal case must go through several court trials before it is decided. It is actually wrong. If the criminal voluntarily admits the crime, the process will be greatly shortened.
Although the court has not finally announced the sentencing result of Michael Jr., he has already started serving his sentence early, which can be regarded as a kind of preferential treatment for him.
In the room used to receive the prisoners' families, the father and son were sitting across a table. After the prison guard and Michael nodded, they left the position where he should have been stationed all the time.
The rules are like this, some people follow them, and some people will break them. Those who break these rules are often the privileged class, or even the rule makers, and those who obey the rules are always those who have no ability to resist. people.
It's funny, but not funny.
What's even more comical is that those who can break the rules have been accusing those who can't break the rules, saying they are breaking the rules, and constantly adding rules that are beneficial to themselves to consolidate their position and power in their hands.
"You must file an appeal in the court hearing in a few days, and don't plead guilty!" Michael looked back at the closed door and continued, "I have hired a lawyer, and he will try his best to help you Clear your name, you can rest assured!"
Little Michael is very calm, there is no surprise, no anger, only peace, he feels that his soul has been sublimated.
The way he looked at Michael seemed to be different from the past. There was no admiration, no irritability, no rebellion, and no gritted obedience.
In a flash, he grew a lot. He shook his head, which surprised Michael, and then a wave of anger rose from the soles of Michael's feet.
He stood up abruptly, leaning forward and reaching out to grab little Michael's collar to let him know that it wasn't the time to be joking, but his movements were so great that the guards outside the door were alarmed.
The prison guard coughed to remind him not to go too far, Michael's movements froze for a moment, and he sat back to suppress the anger in his heart.
He stared at little Michael, "Why?"
Little Michael replied in a tone that Michael hated so much, "One of us will always come in, you always say I can't bring you glory, look, I'm protecting you now! "
He also got a little impatient, "I don't want to hear your explanations, whether you did it or not, now the problem has happened, I admit my fault, so I am making up for my fault. , and..."
Little Michael said as if he didn't want to say, "Actually, I plead guilty. It's good to you, to me, to my mother, to us, don't worry about these issues, think about how to reduce my sentence, I'll listen to you here. People say I might get nine to twelve months in prison."
After saying these, little Michael stood up, he patted the table, the prison guard came in, he glanced at the father and son, then took little Michael's arm and led him away.
Michael has understood the idea of little Michael, but he has to say he is stupid, because this is framed and framed!
As long as the person who framed and framed it can be resolved, this matter will end here, neither of their father and son will bear some notoriety for it, but he can't make it clear to little Michael now.
He just wanted to drag it out until the truth came out, but the **** didn't think so, and even thought he was protecting Michael himself by doing so.
Unreasonable child, and stupid!
It was after seven o'clock in the evening that Lynch returned to the second floor of the tavern after eating outside. He didn't have time to see the house these days, so he still lived here for the time being.
This is on the side of the road, people come and go, and downstairs is a lively tavern~IndoMTL.com~ Once something happens, it is difficult not to disturb the people around the house. This is also on another level. Guaranteed his safety.
Standing at the door and just took out the key, he was stunned for a moment. There were obvious pry marks on the keyhole. He gently pushed the door of the room, and the door opened with a creak.
In the dark room, there is a spark that flickers on and off. Whenever it lights up, a faint face is faintly visible.
The room was a little messy, and it looked like it had been turned over again. Lynch turned on the switch by the door, the dim light came on, and Michael snuggled against the wall of the cubicle watching him.
Lynch smiled. He walked into the room and sighed helplessly as he looked at the mess that had been turned over all over the place.
"You must not do housework at home, so you don't know how troublesome it is to clean up these things, consume physical strength, and make people irritable." He bent down and picked up a few books and put them on the closet aside , Just when he bent down again, Michael suddenly rushed in front of him, pushed him hard, and pushed him against the wall.
"You framed my son, Lynch..."
Michael's ferocity was not in Lynch's eyes at all. He looked at Michael who was close at hand, as calmly as he was in the alley that day, "Apologize, and get out, this is the end of the matter, Otherwise, you will bear the consequences, just like I told you that day!"
Lynch showed no weakness, **** for tat.
Bullying is addictive, and the feeling of being in control will make people try again and again, such as... the masthead, although Lynch doesn't know exactly what kind of hatred there is between the masthead and Michael, but Probably the same.
If someone had to be destroyed, Lynch felt that it wouldn't be him!