Daily Life at Hogwarts Chapter 860: Civilized debt collection

On the street on the south side of Diagon Alley, I don't know when there is a humble magazine, and the office of "Defense Guide" is located here.

"Defense Guide" editor-in-chief Remus Lupin was examining recent development plans. He took a sip of black tea and looked at the store diagonally opposite, the office of the Daily Prophet. It's next door to the Whitsunday Book Company.

Compared with these two well-known companies, their newly opened stores are much more shabby, and many things are still in the initial stage

Opposite Lupin, Sirius is sitting on a chair with Erlang's legs crossed, reading the latest "Daily Prophet", ignoring the dire situation they are currently facing.

It has been almost a month since "Defense Guide" was launched. Although the situation is much better than Lupin expected, it is still in a loss situation.

At this moment, an owl flew in from the reserved window, threw the envelope into the letterbox, flapped its wings and flew away.

"Albert's letter?" Sirius asked without looking up.

"No, it's a letter from Mr. Jordan, probably to discuss with you how to ask Bagman for money." Lupin opened the mailbox, took out the letter and put it on the desk in front of Sirius, from his own He took out the parchment on the table and said to himself, "This month, a total of 145 copies of the Defense Guide have been sold, of which 50 copies were given away for free, so they were actually sold. Ninety-five copies, and by the end of this month, I’m afraid I won’t be able to buy two hundred copies.”

No wonder Lupin smiled bitterly. The price of a copy of "Defense Guide" was as high as 10 siko. After deducting printing fees, discount fees, owl postage and other nonsense expenses, this month was completely operating at a loss, and the small Sirius actually planned to offer him a good salary. Although Lupin rejected him in the end, the situation was still not optimistic, because the house they were using now also needed to pay rent. According to the current experience of losing money, Lupin Very doubtful that the "Defense Guide" will last into next year.

"Don't worry, didn't Albert prepare several sales plans? I think his idea is very good, and operating at a loss is only temporary." Sirius put down Erlang's legs and comforted: "As long as the sales of the magazine go up, At that time, you can rely on magazine advertisements to make money, and I suspect that guy did not expect the sales of "Defense Guide" to make him money from the beginning, he is very shrewd, and he will definitely not make a loss-making business, there should be another purpose."

"For another purpose, does Albert plan to sell the magazine to Hogwarts students?" Lupin didn't think Hogwarts students had the money to buy it.

All he sees so far is losing money and wasting a lot of energy. If the "Defense Guide" doesn't improve, Sirius may lose a lot of Galleons.

"You don't have to worry about these things." Sirius threw the finished parchment on the table and said to Lupin, "I want to go out, Mr. Jordan is planning a siege against Bagman to collect debts, Attempt to get back the stake from Bagman."

"Isn't Bagman out of money?" Lupin heard about Bagman. It is said that the unlucky guy borrowed a lot of gold from the goblin, but after he didn't pay back the money, he After the World Cup, he was robbed of all the gold coins by goblins and is currently being closely monitored.

"Ludo Bagman is indeed out of money now, but that doesn't mean he won't have any money in the future, and everyone just wants to get their principal back." Sirius curled his lips, he doubted this It was Albert who did it.

Of course, this is just a guess.

When Sirius went to the meeting point, he found that the number of wizards who had been trapped by Ludo Bagman was quite large, eleven people.

Sirius also found Arthur's son standing in the crowd with a gloomy face.

"Okay everyone, let me tell you about our situation and goals first." Mr. Jordan, as the initiator of the debt collection group, took the lead and said: "As we all know, Bagman's Galleons were taken away by goblins. , doesn't even have a Galleon on him, so we can't expect him to pay back the money now, but he doesn't have money now, it doesn't mean that he won't have money in the future, we can wait five years, or even ten years, anyway, we can't let that guy just like this I've lost my money."

"That guy is the director of the Department of Magic and Sports, and he earns a lot of salary every month. He uses his salary to pay off his debts." Everyone thought it was a good idea.

"We don't expect him to be able to pay back the money in one go, but it's not bad to pay back the money from Galleons in his salary." Mr. Jordan is satisfied with the current development.

"Will this be too forgiving of him?" someone said angrily.

"Also, we don't have that much time to stare at him," Percy reminded with a frown. "Five years? Time? We can't waste time on Bagman just because of this."

"Maybe, we should report what Bagman did to the Ministry of Magic," a bald wizard reminded

"This is a private gamble and is not protected by the Ministry of Magic." Percy shook his head and said, if possible, he would have done that long ago and would discuss countermeasures here.

"Also, there is another question, how do you plan to ensure that he will pay back the money?" Sirius, who had been silent all the time, suddenly asked.

No matter how good they are now, it's pointless if they can't make sure Bagman pays back.

"I naturally thought of this, we can use this thing!" Mr. Jordan took out the parchment that was already written on from the pocket of his robe.

"The magic contract." He excitedly introduced to everyone, "within ten years, as long as Bagman repays the money as agreed, the magic contract will be automatically terminated, and we will let him go."

"It's impossible!" a woman screamed. "Bagman defrauded little Agatha Times of half of the stock in the eel farm, how could that guy have no money, if not, we will use violence and take all the valuables directly from him as compensation Gold."

"It's illegal to do that," Mr. Jordan reminded.

"Isn't that thing in your hands illegal?" Sirius couldn't help laughing.

"This is a settlement." Mr. Jordan said without hesitation, and he didn't know how thick his skin was, but he could still say confidently, "Bagman owes us money, what we should do now is to stop the loss in time, and It's not like you won't get anything by then."

"If Bagman runs away," someone continued.

"If Bagman really defaults on his debt, then he will probably become the most unlucky wizard in the world." Mr. Jordan shrugged: "And, as long as he signs the settlement, we can pass this agreement. The contract can find his specific location at any time. If Bagman dares to run away, he will sell his location to the goblin. We will also earn some Galleons from the goblin to make up for the loss, and as the price of Bagman's default, He'll be haunted by goblins forever, and he'll never get rid of them for at least ten years."

"Very well, I have no problem, just follow your plan, Bagman must pay for what he did."

Having said that, that guy really owes a lot of people to Kanon.

There are seventeen people on the list, but some people are owed by Bagman to a limited number of Galleons. The first is the screaming fat woman, the second is Black, and the third is It is Jordan, and the total amount of the following zeros and zeros adds up, and the principal amount is about 3,000 Galleons. Of course, if you count the Galleon who won the bet, it probably has to be doubled.

"According to your magic contract, at most 2,400 Galleons will be taken back in ten years. What about the insufficient portion?" The snarky woman asked Mr. Jordan.

"The few of us who are owed the most can take less." Mr. Jordan said without hesitation, "or deducted according to the ratio."

"I have no opinion."

"No comments."

The fat woman was about to say something, but was interrupted by Mr. Jordan, "Get the money from Bagman first, and the rest is nonsense."

Sirius couldn't help but pouted and looked down on the woman in front of him. Mr. Jordan undoubtedly planned to force Bagman to compromise because of the superiority of the number.

In fact, many people who were owed money and deceived by Bagman gathered here, not all to ask Bagman for money. They all knew what happened to that guy, and they knew that even if they found him, they would not be able to get Galleon. , but Bagman deceived them with fake Galleons and copy Galleons, especially Bagman had a very bad attitude towards them in order not to pay back the money.

This undoubtedly annoyed everyone, and they all wanted to make the **** suffer.

"Okay, I'll take you to Bagman. In order to avoid the harassment of goblins, that guy didn't dare to go home at all, so he just hid. Come with me!"

Mr. Jordan Apparates with everyone.

In a remote area on the coast of England, Bagman is dragging his tired body to this seaside house. It is a Muggle villa. Most of the time, it is uninhabited and it is very suitable for temporary hiding. Avoid those nasty goblins.

Bagman regretted provoking the goblins, who followed him all day in order to get money from him, making Bagman a little nervous.

However, when Bagman entered the hall of the villa, he was stunned because he found a group of people sitting there waiting for him.

"You guys, how are you..."

"Okay, Mr. Bagman, we're here to discuss with you how you owe everyone the money you owe." Jordan walked over and emerged from behind, handed over Bagman's wand, and put his hand on his. shoulders, preventing him from Apparating and escaping.

"I really don't have any money." The smile on Bagman's face was worse than crying.

"We know you have no money." Jordan nodded to show his understanding, "So, we just want to get our money back, you know, we can give up the winning money, but you can't take our money back. It's all taken away."

"But I..."

"Maybe, we should teach him a lesson." The fat woman held up her wand and gritted her teeth, as if she was planning to use the Cruciatus stance.

"Okay~IndoMTL.com~ We know that you don't have money now, but you will definitely have money in the future. After all, you are the director of the Department of Magical Sports and Sports, and you earn a lot of salary every month. You take out 20 Galleons to pay off your debts. That's it." Jordan smiled and put the parchment in front of Bagman and said, "We will give you ten years, and it will definitely be easy for you to pay off this debt. You need to pay about 2,400 Galleons in ten years, and the remaining We won't ask you for it again, how about that?"

"Okay, I'll sign."

Knowing that he had no choice, Bagman quickly glanced at the contents of the parchment and found that the guys he had cheated on were all here. No wonder they were not writing to him to ask for money. It turned out that they had already assembled. Ready to come to him to collect debts.

After Bagman signed his name, Jordan smiled and handed the parchment to the fat woman and said, "This is for you to keep, it's better to put it in the vault."

"I will."

By the way, Mr. Bagman, I forgot to remind you just now that there is a curse on this contract. If you can't pay off the 2400 Galleons in ten years, I don't think you'll want to know the consequences. "

"I see," Bagman said dryly.

"Then we won't bother you, see Mr. Bagman."

After the group left the villa, they Apparated away.

"Damn, what a bunch of nasty guys, it doesn't look like it's safe anymore." Bagman muttered softly.

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