Judge of the Song Dynasty Chapter 505: Increasing costs

Not only make up, but also pay interest?

Zhang Fei's high opinion made Yuan Jiang dumbfounded.

It turned out that Yuan Jiang had done her homework before coming to Hezhong Mansion, and realized that the overspending of salt money was a hidden danger. He felt that he should find a way to make up for it, but the finances were tight, and he was also troubled by it.

And he came here this time, really looking forward to it, because he also knew that Zhang Fei had also played a handful of salt money in the capital, and it was very successful. He thought that Zhang Fei must have thought of a way, but how could he know that Zhang Fei Fei's approach turned out to be to do the opposite, to increase profits.

This....

"President Zhang."

Yuan Jiang coughed twice, "The finances are already difficult, and the interest has to be paid. Wouldn't it make things worse, and the court will not be so tender as to agree."

Zhang Fei did not answer and asked instead: "Scholar Yuan thinks it is appropriate to issue excessive salt money?"

Yuan Jiang shook his head and said, "Of course it's not right. If the salt banknotes cannot be exchanged for the promised salt, the salt law will inevitably be corrupted over time. Transport salt."

Zhang Fei nodded with a smile and said: "It can be seen that credit is the most important thing. Now that the imperial court has already made a mistake, as far as it is reasonable, it should also give compensation. It can continue to maintain military expenditures in the Northwest.

As for whether this will make things worse, it's not necessarily true. At least you don't need to pay a large sum of money right away. At present, you only need to pay interest, and the principal will only be repaid in one or two years, or three or four years. "

Yuan Jiang immediately said: "This is eating enough food for free, and it is not a long-term solution."

Zhang Fei said: "The premise of living beyond our means is that our finances have never improved. If our finances can continue to grow, then this little interest is nothing. Isn't it the same thing for businessmen to borrow money for turnover? Well, although we paid interest, we gained time."

Yuan Jiang asked: "But are you sure that your finances will improve in the future?"

Zhang Fei shook his head and said: "This has nothing to do with confidence, but our duty. We were ordered to come here, isn't it to reverse the financial decline? If we don't have confidence, then why are we here, but If you have confidence, why worry."

Yuan Jiang is also a battle-tested man, how could he be caught by Zhang Fei in such a way, he stroked his beard, "Although that's the case, there are unpredictable things in the sky, and people have good and bad fortunes, it's up to people to plan things. It's God!"

Zhang Fei said: "But as far as I know, in case of unforeseen disasters, the imperial court can only increase taxes and corvee, and then turn into officials forcing the people to rebel, and then use soldiers to suppress it. This is the real disaster. It rains every night. For example, the Han Dynasty, the Sui Dynasty, and the Tang Dynasty all had this situation, so is this better than borrowing money?"

Yuan Jiang was speechless immediately.

There is a very important point of view in Confucianism, that is, "Under the world, there is no king's land; on the shore of the land, there is no king's minister."

In normal times, this sentence is just a word of mouth and flattery, but when it is really fatal, this sentence will immediately become the law.

This idea is the basis for supporting tyranny.

It's all mine.

In times of peace and prosperity, I can give some to you, but when I have difficulties, I can take it all back, which leads to tax increases, apportionments, and other exorbitant taxes.

But the facts have proved that this is a vicious circle. Nine out of ten families fall on it, and there is another family that must meet the chosen person.

Zhang Fei hit the rails again while it was hot: "Scholar Yuan, this credit is more valuable than money, and it is also more difficult to obtain, but once the credit is established, both the country and the individual will benefit endlessly.

Once the people believe that the salt money can earn interest and increase wealth, will they rush to exchange the principal? Putting copper coins at home will not increase, and it will become a long-term holding. And it can also be used for transactions, which is much easier than paying with a large box of copper coins!

Secondly, the salt banknotes we issue can be exchanged for salt at any time, so that after they are overissued, they all come to exchange them, but the government simply cannot produce enough salt, so that the value of the salt banknotes continues to decline .

But this debt is different. The debt is time-sensitive. The government can make reasonable arrangements and pay a batch every year, so that you will not face the current dilemma.

Finally, the excessive issuance of salt bills is mainly due to financial difficulties. However, it is at least better to issue excessive salt bills than to promulgate exorbitant and miscellaneous taxes. Whoever does not have an emergency need usually borrows money, and people can borrow it. Of course, we can also borrow. Once we have established credit, we can issue debts when we need money urgently, and then pay back the money slowly after we get through the difficulties.

Having said that, in fact, debt is not a bad thing, at least it can prompt the court to save money, instead of spending money recklessly and trying to increase taxes when there is no money. plan. "

Yuan Jiang nodded slightly when she heard this, and her heart began to move.

He is one of the few academicians in the Hanlin Academy who supports Wang Anshi. It can be seen that he also believes in financial management knowledge, and he can quickly understand the mystery.

Zhang Fei looked at Yuan Jiang's expression, and said again: "Of course, this is just an attempt to re-establish the government's credit. The current over-issued salt money is actually not a lot. If it is apportioned over three years This will not impose a great burden on the government.”

Yuan Jiang glanced at him, and couldn't help asking: "Then I don't know what President Zhang intends to do?"

Zhang Fei said: "As far as I know, those businessmen may sue the government with tea eaters and ask for interest. As far as the judiciary is concerned, this is also a contract dispute. My idea is for the imperial court to mediate this case. The two of you reached a private settlement."

"Privately?"

"Yes. Does the meta-maester think it's inappropriate?"

Zhang Fei asked cautiously.

Yuan Jiang's eyes flickered, and she suddenly asked, "Why don't you just hold a trial?"

Zhang Fei smiled awkwardly and said: "I have judged the government to breach the contract last time. If I judge the government to breach the contract again immediately, it will not only have a bad influence on the government, but also offend more people and give people It’s an illusion that the Hezhong Mansion is my royal court’s final say.

Moreover, according to my investigation, this lawsuit is not deliberately used to make things difficult for me, and I don't want the imperial court to appear aggressive, after all, I am not here to fight against them. "

After hearing this, Yuan Jiang was silent in thought, and after a while, he said: "But in my opinion, if it's just a reconciliation, it's impossible to succeed, because they will definitely not agree to pay the interest.

Although I also have the right to make such a decision, they will not understand the reason. They will only think that I am supporting your public security law, and even think that we are working together. "

Hearing the words, Zhang Fei couldn't help frowning, and asked: "Then according to the opinion of Bachelor Yuan, what should we do?"

Yuan Jiang smiled sarcastically, and said: "According to someone Yuan, we still have to go to court. You first rule that the government violated the contract, and then I can come up with this method. In this way, he has no objection." Reason."

Hey young! I'm stupid! How does this sound like deja vu! By the way, isn't this the routine I played in Kaifeng Mansion? After eating two meals, I didn't expect to meet my colleagues here.

Zhang Fei felt a little upset, I came up with this method, and I have to take the blame, you whore.

Yuan Jiang glanced at Zhang Fei secretly, and said: "Besides, those salt merchants currently don't trust the government, and obviously want to trust the imperial court more. If there is a judgment from the imperial court, everyone will believe it even more. This salt debt. And once this debt is bound to the imperial court, those salt merchants will support your imperial court even more. It is good for you and me!"

Fudge, NTM continues to fool! Zhang Fei was so depressed, didn't I fool him in this situation, why did he fool me, but what he said really made some sense. Zhang Fei weighed it for a while, and couldn't help but squeeze out a smile, "Scholar Yuan is really full of knowledge and thoughtfulness, Zhang San is ashamed of himself."

Yuan Jiang hurriedly cupped her hands and said: "Don't dare! Don't dare! Yuan is just borrowing flowers to offer Buddha, far inferior to President Zhang's foresight and strategizing, it is not worth mentioning, not worth mentioning."

Like all the cheap, flattery is free.

......

"How are you talking?"

As soon as Yuan Jiang left, Xu Zhiqian walked over, and seeing Zhang Fei was dumbfounded again, she couldn't help asking: "Didn't we agree?"

Zhang Fei shook his head and sighed, "It's settled."

Xu Zhiqian asked: "Then why are you unhappy?"

Zhang Fei frowned and said, "I met my colleague."

"Walking together?"

"Yeah."

Zhang Fei nodded, "This old man is really shrewd, he jumps left and right, and the two take it all."

"Huh?"

Xu Zhiqian looked at Zhang Fei suspiciously.

Zhang Fei said: "He is unwilling to reconcile privately and asks the imperial court to hold a trial."

"Why?"

Xu Zhiqian said in surprise.

Zhang Fei said: "Because if this happens, the responsibility lies entirely with our imperial court, and this matter will definitely be impeached in the court."

Xu Zhiqian couldn't help frowning and said: "This Yuan bachelor is really cunning. He is really your colleague."

"Huh?"

"By the way, did you agree?"

"Yeah."

Zhang Fei nodded, "As long as we play well, our imperial court can still benefit a lot from it."

He will definitely say yes.

This salt debt was already thought of before he came.

Because Fan Xiang's salt banknote system can indeed save the country a lot of money, and there is no better way than this for the time being.

But the reality is that the imperial court is very short of money, some money just can't be moved, and he is not a god, and he can't change the money, but the current method is to set up a name, all kinds of exorbitant taxes, or just renege on it.

This obviously won't work.

There are only three things, which fool would be fooled every day.

Issuing salt bonds and cooperating with the public security law are actually very suitable for the current situation of the Song Dynasty. If you play well, you can use them for emergency needs. If you don’t grab them, you have to borrow them. Let’s bet that tomorrow will be better.

But if tomorrow is even worse.

It's dead anyway.