The original first plan was mainly to clarify the benefits generated by housing loans, break the existing high-interest atmosphere, and set a precedent for low interest rates.

If these two points are separated, neither is very attractive to Wang Anshi, but together, it arouses his great interest, and low interest rates can also create profits.

However, what should the court do?

How to legislate?

How to supervise?

Wang Anshi subconsciously thought that this is of course his own business, and Zhang Fei must not understand these things.

As everyone knows, there is another surprise waiting for him.

What a surprise.

The second plan is not an ordinary plan, but a housing tax reform plan.

The reason why Wang Anshi was annoyed was because in his opinion, this was the most important thing, and it was far more valuable than the first plan.

And the core idea of ​​this second plan is to let the people into the house.

The Northern Song Dynasty was notorious for its exorbitant taxes.

This is especially true in Bianjing.

After all, in the countryside, there is nothing more than land tax and labor, but in the city, it involves deed tax, commercial tax, customs duty, small tax, house tax, and many public fees, etc.

And this plan is to integrate many taxes into one tax --- housing tax. In fact, it can also be called deed tax, because the basis of housing tax is the contract.

Compared to the simple and rude interim tax in the Tang Dynasty, the house tax in the Northern Song Dynasty is relatively mature.

First of all, housing tax is only collected from citizens, not farmers.

Secondly, according to the size of the house, different tax amounts are levied according to different locations.

Finally, the housing tax is not very high, on average, it is very reasonable.

Based on this, Zhang Fei included more taxes into the housing tax. As far as Bianjing is concerned, the population flow is very large, and many taxes follow people, which is very troublesome and has many loopholes. There are countless tax evasion and tax evasion, but the house is real estate. If you charge it, who can escape it!

Wang Anshi was fascinated by it, but having said that, the house tax now accounts for a very, very small proportion of the entire Northern Song Dynasty's finances. It's hard to say.

The reform ideas put forward by Zhang Fei are very similar to many of his ideas, and there are many that he has never thought of. It is no exaggeration to say that he has benefited a lot.

This cheered him up.

However, there is no such thing as a free lunch.

Zhang Fei is not obliged to provide advice.

What he said just now is very clear, he has his own purpose.

According to his reform, many taxes are to be concentrated on the house tax or the deed tax. In this way, the contract becomes the most important thing.

This is Zhang Fei's strength.

If it can be successful, then a paper contract is more than ten thousand.

Of course, signing a contract is not an easy task.

Up to now, Zhang Fei has not come up with a complete model of the mortgage contract.

The reason is not that he hides it, but that it hasn't been set up yet. After all, the times are different, so you can't copy it all. There are many aspects to consider, and he is very cautious about it.

This is his battle to become famous!

"Hic!"

Standing in front of Xu's mansion, Wang Anshi hiccupped, took Xu Zun's hand again, and said with a smile, "Thank you Zhongtu for the wine and hospitality, Anshi really made this trip worthwhile!"

Xu Zun hehe said: "I don't know if it's the wine or the people?"

"All good! All good!"

Wang Anshi laughed, and said again: "But Zhongtu, if you keep this kind of talent at home, it would be a waste of money!"

Zhang Fei's strategy really made Wang Anshi look at him with admiration, he loved him so much, his appetite was too great.

To sum up, just one sentence, like-minded.

Xu Zun smiled and said, "What? You've taken a fancy to that kid."

Wang Anshi said bluntly: "If you don't use it, then I plan to recommend him as an official after this matter has passed."

Based on the second plan alone, Wang Anshi has already decided to use this kid.

Where is your turn? Xu Zun murmured in his heart, and said again: "This is a good thing, how could I refuse."

Wang Anshi said: "Then it's a deal?"

Xu Zun nodded with a smile.

"Huh."

When Xu Zun went to send Wang Anshi off, Zhang Fei couldn't help but heave a long sigh of relief, and suddenly looked at Xu Zhiqian who was silent at the side, and said, "I'm really sorry just now."

Xu Zhiqian held it in all night, she wanted to have a fit, but Zhang Fei's words were forced back, and she said: "You are so reckless, you will get into trouble sooner or later."

"It's really my fault!"

Leaning back, Zhang Fei said a little tiredly: "I thought too simple at the beginning, so that there was a lot of danger just now, and I almost failed."

There was a hint of regret in his tone.

It was really dangerous just now, if the fight continues and Wang Anshi's competitive spirit is aroused, the matter will be completely ruined.

Xu Zhiqian said curiously: "I think what you said before is quite right. If this matter is handed over to the court, it will only backfire. Why was Uncle Wang so angry at that time? On the contrary, you used benefits to force him later, but he Agreed?"

Zhang Fei sighed, and said: "It's very simple, because many of his ideas are eager to increase new income for the court. His ideas just now are exactly the same as his ideas, so when we deny his ideas, in In his view, this is negating his political ideas, and if he continues to fight, he will definitely use it to prove that he is right, but no matter how he succeeds or fails, I will definitely fail."

Xu Zhiqian frowned for a while, then suddenly glanced at Zhang Fei, thinking, it seems that father is right, this person just looks reckless, but his mind is very delicate, even Uncle Wang's subtle state of mind at that time, He noticed it all.

Suddenly, she frowned, "Since Uncle Wang's idea is the same as his, then it's his idea!"

"That's why you think too much." Zhang Fei interrupted her, "Advocacy and specific actions are two different things. How can you say that it is wrong to open up more income for the court, but it is only used for this matter. , maybe something is wrong."

"Haha!"

A burst of hearty laughter interrupted the conversation between the two.

Seeing Xu Zunfu returning to the hall with a big smile, he pointed to Zhang Fei, "My boy, you are really amazing, you are able to convince Wang Jiefu that if Sima Jun sees it, he must take you as his teacher."

"I don't believe it."

Zhang Fei transformed himself into Lu Yu and shook his head, "Back then I won the case in the Judiciary, but the Grand Master Wang didn't even ask me to learn from me."

Xu Zun was stunned for a moment, and cursed with a smile, "You really don't know the heights of heaven and earth, you brat!" He added: "Although I didn't ask you to be my teacher, if it hadn't been for that, I'm afraid Wang Jiefu wouldn't be here today. .”

Xu Zhiqian suddenly asked Xu Zun: "Father, do you think Uncle Wang can ask for permission from the officials?"

If you don't persuade Wang Anshi, you can sit back and relax. In the end, the emperor has to nod.

Xu Zun stroked his beard and said, "If he can't even succeed in this, then he wants to reform, I'm afraid it's a long way off!"

As he spoke, he looked at Zhang Fei with deep meaning, "I finally understand why you chose Wang Jiefu."

Time!

If it is Sima Guang and the others, it does not mean that their power is not as powerful as Wang Anshi, but that they will not try their best to fight for it.

After Wang Anshi went back there, he studied Zhang Fei's reform plan all night. On the second day, he found his favorite student Lu Huiqing, and then showed Zhang Fei's entire plan to him. .

"Who came up with this strategy?"

After reading it, Lu Huiqing couldn't help being surprised.

Wang Anshi heard that the boss was unhappy, "What? Can't you figure it out as a teacher?"

I showed it to you, but you said who thought it up.

Insulting, isn't it.

Lu Huiqing hurriedly said: "The student didn't mean that, but the handwriting doesn't look like it was written by the teacher, especially it also quoted a lot of calculations."

The more he talked, the more embarrassing he became, Wang Anshi waved his hands and said, "Leave it alone, do you think this strategy is feasible?"

"It works!"

Lu Huiqing hardly hesitated, "With this interest alone, most people in the court can be silent. In addition, many middle and low-level officials in the court also want to buy a house, but they are suffering from insufficient money. If there is such a low interest , It is also a good thing for them. But why should it be done by businessmen, Engong can suggest to His Majesty to set up another Yamen to take care of this matter, so as to increase the income of the court.”

It's not without reason that Wang Anshi respects him, his mind is really quick.

He quickly thought of how to turn this interest into power.

Wang Anshi said: "That's because the person who thought of this strategy insisted on doing so."

Lu Huiqing asked curiously, "Who is this person?"

Wang Anshi said: "Zhang San."

"Zhang San in the Ayun case?"

"Exactly."

Wang Anshi nodded, and said again: "He hopes to use this strategy to help him break the imperial court's restraint on him."

"So that's it!" Lu Huiqing nodded, and suddenly said: "Master, although the impact of this policy is not very great, and the increase in financial revenue is not very large, but as a start, it is really suitable. But that's all."

Wang Anshi nodded with a smile and said, "You think the same as I do!" Then he slapped his hand on the table again, "Start with the house tax."

The original first plan was mainly to clarify the benefits generated by housing loans, break the existing high-interest atmosphere, and set a precedent for low interest rates.

If these two points are separated, neither is very attractive to Wang Anshi, but together, it arouses his great interest, and low interest rates can also create profits.

However, what should the court do?

How to legislate?

How to supervise?

Wang Anshi subconsciously thought that this is of course his own business, and Zhang Fei must not understand these things.

As everyone knows, there is another surprise waiting for him.

What a surprise.

The second plan is not an ordinary plan, but a housing tax reform plan.

The reason why Wang Anshi was annoyed was because in his opinion, this was the most important thing, and it was far more valuable than the first plan.

And the core idea of ​​this second plan is to let the people into the house.

The Northern Song Dynasty was notorious for its exorbitant taxes.

This is especially true in Bianjing.

After all, in the countryside, there is nothing more than land tax and labor, but in the city, it involves deed tax, commercial tax, customs duty, small tax, house tax, and many public fees, etc.

And this plan is to integrate many taxes into one tax --- housing tax. In fact, it can also be called deed tax, because the basis of housing tax is the contract.

Compared to the simple and rude interim tax in the Tang Dynasty, the house tax in the Northern Song Dynasty is relatively mature.

First of all, housing tax is only collected from citizens, not farmers.

Secondly, according to the size of the house, different tax amounts are levied according to different locations.

Finally, the housing tax is not very high, on average, it is very reasonable.

Based on this, Zhang Fei included more taxes into the housing tax. As far as Bianjing is concerned, the population flow is very large, and many taxes follow people, which is very troublesome and has many loopholes. There are countless tax evasion and tax evasion, but the house is real estate. If you charge it, who can escape it!

Wang Anshi was fascinated by it, but having said that, the house tax now accounts for a very, very small proportion of the entire Northern Song Dynasty's finances. It's hard to say.

The reform ideas put forward by Zhang Fei are very similar to many of his ideas, and there are many that he has never thought of. It is no exaggeration to say that he has benefited a lot.

This cheered him up.

However, there is no such thing as a free lunch.

Zhang Fei is not obliged to provide advice.

What he said just now is very clear, he has his own purpose.

According to his reform, many taxes are to be concentrated on the house tax or the deed tax. In this way, the contract becomes the most important thing.

This is Zhang Fei's strength.

If it can be successful, then a paper contract is more than ten thousand.

Of course, signing a contract is not an easy task.

Up to now, Zhang Fei has not come up with a complete model of the mortgage contract.

The reason is not that he hides it, but that it hasn't been set up yet. After all, the times are different, so you can't copy it all. There are many aspects to consider, and he is very cautious about it.

This is his battle to become famous!

"Hic!"

Standing in front of Xu's mansion, Wang Anshi hiccupped, took Xu Zun's hand again, and said with a smile, "Thank you Zhongtu for the wine and hospitality, Anshi really made this trip worthwhile!"

Xu Zun hehe said: "I don't know if it's the wine or the people?"

"All good! All good!"

Wang Anshi laughed, and said again: "But Zhongtu, if you keep this kind of talent at home, it would be a waste of money!"

Zhang Fei's strategy really made Wang Anshi look at him with admiration, he loved him so much, his appetite was too great.

To sum up, just one sentence, like-minded.

Xu Zun smiled and said, "What? You've taken a fancy to that kid."

Wang Anshi said bluntly: "If you don't use it, then I plan to recommend him as an official after this matter has passed."

Based on the second plan alone, Wang Anshi has already decided to use this kid.

Where is your turn? Xu Zun murmured in his heart, and said again: "This is a good thing, how could I refuse."

Wang Anshi said: "Then it's a deal?"

Xu Zun nodded with a smile.

"Huh."

When Xu Zun went to send Wang Anshi off, Zhang Fei couldn't help but heave a long sigh of relief, and suddenly looked at Xu Zhiqian who was silent at the side, and said, "I'm really sorry just now."

Xu Zhiqian held it in all night, she wanted to have a fit, but Zhang Fei's words were forced back, and she said: "You are so reckless, you will get into trouble sooner or later."

"It's really my fault!"

Leaning back, Zhang Fei said a little tiredly: "I thought too simple at the beginning, so that there was a lot of danger just now, and I almost failed."

There was a hint of regret in his tone.

It was really dangerous just now, if the fight continues and Wang Anshi's competitive spirit is aroused, the matter will be completely ruined.

Xu Zhiqian said curiously: "I think what you said before is quite right. If this matter is handed over to the court, it will only backfire. Why was Uncle Wang so angry at that time? On the contrary, you used benefits to force him later, but he Agreed?"

Zhang Fei sighed, and said: "It's very simple, because many of his ideas are eager to increase new income for the court. His ideas just now are exactly the same as his ideas, so when we deny his ideas, in In his view, this is negating his political ideas, and if he continues to fight, he will definitely use it to prove that he is right, but no matter how he succeeds or fails, I will definitely fail."

Xu Zhiqian frowned for a while, then suddenly glanced at Zhang Fei, thinking, it seems that father is right, this person just looks reckless, but his mind is very delicate, even Uncle Wang's subtle state of mind at that time, He noticed it all.

Suddenly, she frowned, "Since Uncle Wang's idea is the same as his, then it's his idea!"

"That's why you think too much." Zhang Fei interrupted her, "Advocacy and specific actions are two different things. How can you say that it is wrong to open up more income for the court, but it is only used for this matter. , maybe something is wrong."

"Haha!"

A burst of hearty laughter interrupted the conversation between the two.

Seeing Xu Zunfu returning to the hall with a big smile, he pointed to Zhang Fei, "My boy, you are really amazing, you are able to convince Wang Jiefu that if Sima Jun sees it, he must take you as his teacher."

"I don't believe it."

Zhang Fei transformed himself into Lu Yu and shook his head, "Back then I won the case in the Judiciary, but the Grand Master Wang didn't even ask me to learn from me."

Xu Zun was stunned for a moment, and cursed with a smile, "You really don't know the heights of heaven and earth, you brat!" He added: "Although I didn't ask you to be my teacher, if it hadn't been for that, I'm afraid Wang Jiefu wouldn't be here today. .”

Xu Zhiqian suddenly asked Xu Zun: "Father, do you think Uncle Wang can ask for permission from the officials?"

If you don't persuade Wang Anshi, you can sit back and relax. In the end, the emperor has to nod.

Xu Zun stroked his beard and said, "If he can't even succeed in this, then he wants to reform, I'm afraid it's a long way off!"

As he spoke, he looked at Zhang Fei with deep meaning, "I finally understand why you chose Wang Jiefu."

Time!

If it is Sima Guang and the others, it does not mean that their power is not as powerful as Wang Anshi, but that they will not try their best to fight for it.

After Wang Anshi went back there, he studied Zhang Fei's reform plan all night. On the second day, he found his favorite student Lu Huiqing, and then showed Zhang Fei's entire plan to him. .

"Who came up with this strategy?"

After reading it, Lu Huiqing couldn't help being surprised.

Wang Anshi heard that the boss was unhappy, "What? Can't you figure it out as a teacher?"

I showed it to you, but you said who thought it up.

Insulting, isn't it.

Lu Huiqing hurriedly said: "The student didn't mean that, but the handwriting doesn't look like it was written by the teacher, especially it also quoted a lot of calculations."

The more he talked, the more embarrassing he became, Wang Anshi waved his hands and said, "Leave it alone, do you think this strategy is feasible?"

"It works!"

Lu Huiqing hardly hesitated, "With this interest alone, most people in the court can be silent. In addition, many middle and low-level officials in the court also want to buy a house, but they are suffering from insufficient money. If there is such a low interest , It is also a good thing for them. But why should it be done by businessmen, Engong can suggest to His Majesty to set up another Yamen to take care of this matter, so as to increase the income of the court.”

It's not without reason that Wang Anshi respects him, his mind is really quick.

He quickly thought of how to turn this interest into power.

Wang Anshi said: "That's because the person who thought of this strategy insisted on doing so."

Lu Huiqing asked curiously, "Who is this person?"

Wang Anshi said: "Zhang San."

"Zhang San in the Ayun case?"

"Exactly."

Wang Anshi nodded, and said again: "He hopes to use this strategy to help him break the imperial court's restraint on him."

"So that's it!" Lu Huiqing nodded, and suddenly said: "Master, although the impact of this policy is not very great, and the increase in financial revenue is not very large, but as a start, it is really suitable. But that's all."

Wang Anshi nodded with a smile and said, "You think the same as I do!" Then he slapped his hand on the table again, "Start with the house tax."