Judge of the Song Dynasty Chapter 619: It doesn’t hurt anymore

When people heard that the procuratorate was investigating the cooperation between the government and Majia Jiekupu, most of them were as surprised as He Chunlin and the others.

This also needs to be reviewed by the procuratorate? They even have some sympathy for the government.

I also have a new understanding of the power of the procuratorate.

But with the release of the final investigation results, it did not arouse much public opinion, and even the prosecution did not express dissatisfaction.

Because the investigation process and results are far beyond Li Min's imagination, they are so professional and rigorous, and the government also promised that this kind of cooperation will be open to all Jieku shops in Hezhong Prefecture, just saying This condition is relatively harsh, you must have a huge amount of wealth as a guarantee, after all, this is all a big deal.

The big landlords who hired Li Min were just making things difficult for the government and sowing dissension. As for the cooperation between the government and Jiekupu, it would not affect the interests of most of them.

Of course, there are also some far-sighted businessmen who went to the transshipment department to inquire about cooperation details.

This "vision" refers to business based on the law of the rule of law.

After all these twists and turns, the cooperation between the government and the Majiajiekupu finally came to an end, and the Majiajiekupu was finally able to officially open.

On the day before the opening, the Majia Jieku Shop and the tax department issued a statement at the same time. The tax department stated that the tax can be paid with salt notes and salt bonds, but the interest on them is not included.

The Majia Jiekupu also stated that the salt debt can be used as collateral, but the interest is not included.

As for why the Majia Jiekupu didn’t mention salt bills, it’s because the face value of salt bills is too small at present, and they are purely used as currency. You can use salt bills directly as currency, why are you going to me as a mortgage? .

As soon as this news came out, the promotion of Changping Division was overcrowded again.

Since taxes can be paid, it is guaranteed by the government and can be mortgaged at the same time, which means that the people also accept these salt debts and salt money.

This credit is multiplied.

Of course, all of this is based on the Public Procuratorate Law. Without the Public Procuratorate Law, who would dare to easily believe that your government has a policy today and a policy tomorrow.

On the same day, Majiajiekupu also announced the flying money business, which currently mainly includes flying money exchanges between the capital and Hezhong Prefecture, and will also establish connections with Yanzhou, Suizhou, and Hehuang within this year. Flying money exchanges in the region.

These areas are the front lines where the Song court is going to step up its operations. All these flying money must come from the military.

To put it bluntly, it is for frontline soldiers to send money to their families.

Furthermore, it proposes a money saving business, which is convenient for soldiers' families to save money.

In fact, the Xieku shop in the Song Dynasty has always had this kind of business. It’s not that Zhang Fei brought it, but the interest is very, very low. The annual interest rate is one percent.

Not bad! Help you keep the money and give you back the interest. Where can I find such a good thing.

At the same time, there is another business, which is housing estate loans.

On the day when the Majia Jieku Shop officially opened, the shop was almost packed.

Because almost every commoner is involved in these businesses, merchants come to inquire, wealthy households come to inquire, and soldiers also come to inquire, including those literati who want to buy a house.

"Mr. Yang can use his household registration and this contract to come to my Jieku shop to pick up the money at any time. You can also spend some shipping fees. We will send a special person to send the money to the place designated by Mr. Yang.

" I saw Fan Zheng standing in front of the door, cupping his hands to a businessman.

"Got it.

Understood.

" Member Yang nodded again and again, then cupped his hands and said, "However, this money will be stored in your Jieku shop for the time being, and I will come to pick it up when I need it.

By the way, can I take it several times?

" Fan Zheng smiled and nodded, "It's all possible.

" "That's fine.

" Member Yang cupped his hands again and said, "I'll take my leave first.

Mr. Fan is free.

" "Member Yang walked slowly.

" Member Yang came to the back alley just as he was about to get into the carriage when he heard someone shouting, "Brother Yang.

" Member Yang looked back, seeing Xu Qingnian, he hurriedly cupped his hands and said, "So it's Brother Xu.

Sorry! sorry! "Xu Qingnian came up and asked: "Brother Yang is in urgent need of money recently? Member Yang glanced at the contract in his hand, and couldn't hide it, so he said, "It's not that I need money urgently, but I just want to expand my paper-making workshop."

" Xu Qingnian was surprised and said: "Mr. Yang's papermaking workshop is already big enough, why expand it? Yang Yuanwai said: "I'm not the only one who thinks this way. Many businessmen plan to expand their business. Now it's different. Before, if you want to make more money, you have to feed the government first, and then you are afraid that the tree will attract the wind and be caught by others." Keep an eye on it, it's different now, with the imperial court here, we can protect our legitimate rights and interests, and how much we earn is our own.

" Xu Qingnian said: "Aren't you afraid of paying taxes? "Member Yang said with a chuckle: "Brother Xu, today's tax is to pay more when you earn more, and pay less when you earn less. Then I would rather pay more and hope that God will give me this opportunity."

" "That's true.

" Xu Qingnian laughed.

Yang Yuanwai said again: "I still have something to do, so I will take my leave first.

" "All right! "Xu Qingnian said: "Member Yang, walk slowly.

" After Yang Yuanwai left, Xu Qingnian's entourage suddenly stepped forward, "Master, it seems that the problem is still with the public prosecutor! "Xu Qingnian nodded and said: "It didn't matter before, who dared to earn too much money, but now it's different. Except for the tax department, the government has no right to ask anyone for money, and the tax department declares on its own, which means you If you don't evade taxes, no one will ask you for money. These businessmen naturally want to make the business bigger.

" The servant said: "There are also those wealthy households who also want to buy more land.

" Xu Qingnian nodded and said: "This is a rare opportunity, we can't let the Fan family boy earn all the money, you go get a few contracts from the Ma family, and see how they do it, we will also Come on, as long as our conditions are the same as his, we are not afraid of him even with our contacts in Hezhong Mansion.

""Yes.

"...It is lively outside, but the imperial court is not that quiet, and more and more people come here to sue, but they are all based on civil lawsuits.

Zhang Fei's current job is more Buddhist, that is, going to the law school to attend classes, and discussing things with the Four Little King Kong, and all his energy is devoted to cultivating talents.

But recently, he is more with the Four Little King Kong, because they are about to go out.

Conference room.

"Teacher, there was a lawsuit the day before yesterday. The four of us discussed it for a whole day, but we didn't know how to judge it.

" Cai Bian said.

"Really?" Zhang Fei said with great interest: "Now there is something you don't know, what kind?" However, the creditor believes that he is in breach of the contract by repaying the loan early.

" Zhang Fei laughed and said: "The world has changed, and there are still people who pay back the money in advance.

" Ye Zuqia said: "We asked about it, the main reason is that the interest rate of the Majiajie storehouse is a little lower than the current interest rate, and it is also convenient to borrow money, so the borrower hopes to mortgage the house to Majiajie. Kupu, borrow money and repay the old debt first, so it is more cost-effective.

" Zhang Fei asked: "Is there a price for breaking the contract in the contract? ""No.

""Is there an agreed repayment period? ""have.

This October.

" "Then what do you think? "The four little diamonds looked at each other.

Cai Bian said: "It is not a bad thing to pay back the money in advance, it should be possible, but if it is based on the principle of contract, it is indeed a violation of the contract.

" Ye Zuqia added: "If breaking the contract in advance is not a breach of contract, then asking for debts in advance is not a breach of contract.

" Zhang Fei nodded, and said: "Since it is a breach of the contract, and the creditor is unwilling to accept him to pay back the money in advance, and is unwilling to reconcile in private, then the imperial court has only two judgments, either not to pay back the money in advance, or to give Liquidated damages.

" Having said that, he scratched his head lightly, "Although there is a penalty for early repayment mentioned in the loan lending in the capital, we don't have relevant laws, but we can use this to improve it. Look at what kind of loan it is. If it is just an ordinary loan between neighbors, we can be more biased towards the borrower, but if it is a loan from a special bank, we will be more biased towards the creditor.

" Shangguan Jun asked: "Why is this? "Zhang Fei said: "Because of ordinary loans, early repayment will not cause any loss to the creditor, but it is a sign of trustworthiness, because the creditor does not use this to make a profit, but commercial loans are different. Businessmen just want to make money. Maybe they just look at you If you have borrowed for a long time, you will not lend it to others. Repaying the money in advance may hurt the interests of the creditor. In civil litigation, our imperial court is to defend the legitimate rights and interests of individuals, so we must weigh the interests of both parties.

" Cai Bian said: "The creditor of this case is Xiekupu. He just knows that the other party wants to borrow money from Ma's Xiekupu, so he is unwilling to accept it.

" Zhang Fei nodded slightly, then asked again: "What about the repayment method? Whether to repay a portion of the principal and interest each month, or only the interest.

" Cai Bian said: "The principal and interest are repaid together every month.

""How much is it? "" One hundred and twenty strings.

" "This money is not too small.

" Zhang Fei thought for a while, "In this way, if it is the same as the housing loan in Beijing, if you repay the principal and interest every month, you must use 3% of the outstanding balance as the liquidated damages, but if you only repay the interest every month , then the penalty will be three months interest.

But you have to make it clear that liquidated damages only apply to commercial loans, not ordinary loans. Ordinary loans can be repaid in advance at any time, and only the interest of the current month will be calculated.

In addition, you have to explain that this applies to paying back money in advance, but not to asking for debts in advance. The law stipulates that debts cannot be asked in advance.

""Yes.

" "Don't rush to nod.

" Zhang Fei said: "What the teacher said is not necessarily correct. The judicial pursuit is meticulous and reasonable. You can also calculate it yourself. Based on the loan period, amount, and interest, it is more accurate to set the liquidated damages. within a reasonable range.

""Can this be calculated? "I almost forgot that you are all a group of liberal arts students."

" Zhang Fei rolled his eyes, "If you can't figure it out yourself, then go to someone else to figure it out. Don't we cooperate with Hezhongfu Law Firm? Why are your brains getting more and more dull the more you learn, how can I rest assured that you will go out if this continues.

""Yes.

Students get it.

" "Cai Jing.

" Zhang Fei said to Cai Jing again: "After the judgment, you immediately write an article on this law and publish it to the public, suggesting that they try to state whether there is any liquidated damages for early repayment, and let the people confirm this Borrow again.

" "The students got it.

" "That's it for today.

" "Teacher, walk slowly.

"The four little King Kong got up immediately.

Just as she was leaving the house, she suddenly saw a beautiful figure walking over, it was Gao Wenyin.

"Ma'am, why are you here?" Zhang Fei felt a little surprised, Gao Wenyin usually didn't go out the door, didn't go in the second door, and rarely came here.

Gao Wenyin said: "Didn't you ask me to prepare some gifts, the Majia Jieku shop opened today, and the gifts are all ready, and it's getting late, so I came here to ask.

" "Yes! "Zhang Fei patted his forehead, "I almost forgot about it, as expected, I'm only suitable for receiving presents!" "As he said, he looked at Xu Zhiqian again, "Master Xu, this is your negligence."

" Xu Zhiqian even forgot about this matter, saying: "You have never counted on me for such a thing! "It's true."

" Zhang Fei said: "You just go to court actively.

" Xu Zhiqian pouted, this is indeed a fact, how could she remember this kind of ordinary entertainment, even if she remembered, she would not necessarily say that she was only thinking about paying back the money in advance.

Zhang Fei immediately followed Gao Wenyin home, changed his clothes, and then rushed to Ma's Jieku shop.

"The third brother is here.

" Seeing Zhang Fei, Fan Zheng immediately came out to welcome him.

Zhang Fei said: "Sorry! Sorry! We are too busy with business, we are late.

" "No problem! No problem! Fan Zheng stretched out his hand and said, "Third brother, please come inside."

" Zhang Fei saw that there were so many people in the store, so he asked: "That's right! Are they here in Ya Nei? "" Drink in the left wing.

" Fan Zheng said, and pulled Zhang Fei aside again, "Third brother, can you stop looking for Ya Nei first.

" Zhang Fei was stunned for a moment, "What? You also arranged a job for me? "" No no no! "Fan Zhengcheng said fearfully: "I just hope that the third brother can go to the back hall to appease the Bachelor Yuan, but he came early in the morning, and he was very nervous. If you don't come, I dare not go."

" Zhang Fei laughed and said, "Really? Fan Zhengdao: "Bachelor Yuan seems to think that he can earn thousands of dollars a day by doing business, but how is this possible, I don't know how to say it."

" Zhang Fei laughed and said, "Okay! I gonna go see.

"The inner hall of Majia Jiekupu.

"Bachelor Yuan, don't you feel tired from walking around all the time?" Zhang Fei looked at Yuan Jiang who was pacing back and forth in front of him, and couldn't help asking with a smile.

"Drink your tea, don't worry about me!" Yuan Jiang waved her hand.

Zhang Fei was also very obedient, picked up the teacup and continued to drink, and heard Yuan Jiang muttering there, "There is a lot of movement outside here, and the harvest should be good today.

" Zhang Fei opened his mouth, but he still held back.

Actually, the most nervous person today is not Fan Zheng, who is out to welcome guests. Although he is young, he has also seen big scenes. The real nervous person is Yuan Jiang, who is sitting inside and waiting, because this cooperation is tantamount to bringing the New Deal together. Most of the tasks were delegated to businessmen, and he came to Hezhong Mansion to implement the New Deal. The success of the Majia Jiekupu will directly affect his political achievements, and Wang Anshi will also be thought of.

After a while, I suddenly heard a squeak, and saw Fan Zheng walking in, Yuan Jiang rushed over immediately, "What? How many people borrowed money.

" Fan Zheng glanced at Zhang Fei secretly, and Zhang Fei nodded, signaling him to tell the truth.

Fan Zhengzheng said: "It's not bad, we borrowed a total of ten.

" "So many? ""so little? "Yuan Jiang and Zhang Fei said almost at the same time.

After all, the two looked at each other, and Yuan Jiang wondered, "Is that a lot?" Zhang Fei said, "Isn't that a lot?"

Zhang Fei immediately said: "Fan Da, you really can't speak, so you can tell Bachelor Yuan how many farmers' money you have borrowed.

" Fan Zheng said: "We have borrowed a total of three hundred yuan, which is almost equivalent to the loan of fifty farmers.

" Zhang Fei said: "In less than a day, you have borrowed fifty farmers. Isn't that a lot?" In addition, this is still the first day of opening, which is already an astonishing number.

" Fan Zheng also nodded, "Actually, there are many people who want to borrow money, but they are not at ease, and they are all considering it, but there will definitely be more and more in the future.

" "But there are not as many as imagined! "Yuan Jiang sat down, "I want to use the interest to make a deal.

" What he wants is not the amount of your business, but a shocking amount, because this is a business of the imperial court, and it must be able to stimulate people's senses, lend thousands of guan, and go to the imperial court to claim credit , it will be typed out.

Zhang Fei hehe said: "Bachelor Yuan, the interest can't be paid.

" Yuan Jiang said in surprise, "How do you say that? " Zhang Fei said: "You even borrow 100,000 guan a year, and the interest is only 20,000 guan. I heard that those rich men in the city get 25,000 guan for selling their wine making qualifications.

" Fan Zheng said in surprise, "Only twenty-five thousand guan? Zhang Fei asked, "How much do you spend on Fan Lou?" "Fan Zhengdao:" at least 60,000 guan a year.

" Zhang Fei took a deep breath, looked at Yuan Jiang again and said, "Bachelor Yuan, how do you pay for this interest? Besides, we still pay attention to the steady flow of water, and this capital may not be returned in a year.

" Yuan Jiang said: "Didn't you say it could be done at the beginning? " "I said that a tax is a tax."

" Zhang Fei said: "Why do those people outside borrow money? It is for doing business. On the one hand, he has to make money by doing business, and he has to pay taxes when he makes money. On the other hand, they have to hire people, and they have to pay wages, and those who take wages have to pay taxes.

Taxes are the key, and now those big landlords outside have figured it out, and are doing everything they can to deal with the tax department.

" Yuan Jiang opened her mouth, then glanced at Fan Zheng again.

Fan Zheng understood, "If Bachelor Yuan has no other questions, I'll go out and get busy.

" "Go! go! " As soon as Fan Zheng left, Yuan Jiang said to Zhang Fei, "Don't forget that Wang Jiefu is still waiting for our achievements.

" Zhang Fei said: "I haven't forgotten that the ability to collect so much tax is all due to the new law, but instead of relying on the new law to directly benefit, the new law is more like planting grass to raise cattle. For food, as long as the finances improve, it will be fine! The court doesn't care where the money comes from.

" Yuan Jiang said: "It could be said that way before, but I just received news that at present, many people in the court believe that the success of Bianjing and Hezhong Prefecture is due to the public prosecutor's law, not the new law.

"Wow! You are not very well informed about this news, you only know now.

Zhang Fei pretended to be surprised and said: "Really? This decree and government decree are indispensable, and there is nothing to argue about.

" Yuan Jiang sighed: "The affairs of the court are not as simple as you think! " Zhang Fei said: "I only know that if the finances improve, we all have political achievements. When we return to the court, what we say is the authority. We say it is a new law, it is a new law, and it is a public law. If the finances do not improve, we are not even qualified to speak None, only being scolded.

" "That's true.

" Yuan Jiang nodded and said: "In fact, now that I think about it now, the young crop law can only restrain land mergers, but it is really wishful thinking to say that using this method to improve finances! "Zhang Fei smiled slightly, you only know now!" He said: "But if Bachelor Yuan wants to make some noise, it's not impossible.

" Yuan Jiang hurriedly said, "What can you do? Zhang Fei said: "The income here is a steady stream. If you don't know the principle of taxation, it is difficult to understand the mystery."

But this kind of income is just in line with some of the government's odds and ends. Bachelor Yuan can count part of the government's expenses in this Jieku shop, and come here to get some money every month, and more finances can be directly distributed over there. If it is used in the imperial court, then in the eyes of the imperial court, the accounts will become more attractive.

" Yuan Jiang's eyes lit up, "This is a good idea, and it can effectively prevent government corruption.

" Zhang Fei smiled and nodded.

Yuan Jiang suddenly turned from worry to joy, "You're still clever!"... "Zi You! Do you think they would have just feinted at the beginning?" Fan Zhen stood across the street, looking Seeing the bustling Majia Jiekupu, with a slightly depressed expression, he asked Su Zhe at the side.

Su Zhe said: "The juniors don't think that they are bluffing, the juniors think they should have premeditated.

" Fan Zhen said: "That's a feint, deliberately luring us to file a lawsuit, let the squires solve the problems of neglect, and then invest the money from Changping warehouse here.

" Su Zhe shook his head and said, "This junior doesn't agree with it, because even if the squire repents, the government has nothing to do, and he has to lend money to the common people to promote Changping.

" "That's true.

" Fan Zhen Fuxu nodded, "But it always feels like a waste of work, ha ha.

" Su Zhe pondered for a while, and said: "Bachelor Fan should know that the younger generation is very opposed to the young crop law.

" Fan Zhen nodded.

Su Zhe said again: "The younger generation opposes the Green Crop Law because it is absolutely impossible for the younger generation to just lend money to farmers and improve their finances. The government can only force borrowing and monopolize lending, which will hurt the people. , but now that there is a public prosecution law, it is almost impossible. In the eyes of the younger generation, the young crop law is already harmless.

" Fan Zhen thought for a while, then suddenly looked at Su Zhe, "Good Su Ziyou, you are still alluding to the old man's work for nothing! "Su Zhe hurriedly explained: "The younger generation has no such intentions. In fact, the lawsuit of Fan Xueshi has promoted the progress of the public security and the law. It is precisely because of that lawsuit that we all know that the imperial court can stop it The Green Sprouts Act attempted to monopolize lending.

" "You! It looks more and more like your brother.

" Fan Zhen shook his head with a smile, and sighed again: "But it's a pity that Wang Jiefu plans to implement the young crop law on Tokyo East Road again, and this time he doesn't plan to establish the public prosecutor's law in the local area first.

" Su Zhe said twice: "If Xueshi Wang is willing to listen to persuasion, he will not be in a hurry to promulgate this young crop law.

"...Dengzhou, Procuratorate.

Compared to the ever-growing procuratorate in Hezhong Mansion, which was repaired three times a day, this Dengzhou Procuratorate is really dilapidated and dilapidated.

Since Su Zhe went to Hezhong Mansion as the Chief Prosecutor, he has been so busy that he doesn't even have time to drink water, while Fan Chunren, the Chief Prosecutor of Dengzhou, is too busy practicing calligraphy in the yamen every day, focusing on calligraphy, article.

At this time, an old servant came in, "Sir, the news came from the government office just now that Deng Guangyuan, the magistrate of Huang County, has returned home from his official post.

" Fan Chunren immediately stopped writing, "Why? "The old servant said: "Because Deng Zhixian also wanted to follow the example of Ouyang Zhizhou to prevent the implementation of the Young Crop Law in Huang County, and threatened him with an official position. As a result, the imperial court let him go home.

" "It's really unreasonable! "Fan Chunren buckled the pen on the pen holder, "Wang Jiefu, does it mean that he wants to cover the sky with one hand.

" As he spoke, he said to the old servant again: "That's right! I handed the lawsuit to the government office, is there any reply? "The old servant nodded and said: "Just now, the government office sent someone to talk about this matter. The government office used the case of Huang County as an excuse to say that the government office would not accept it.

" Fan Chunren closed his eyes and sighed. After a while, he suddenly turned his head to look at a handsome boy with red lips and white teeth beside him, "I'm far inferior to your third brother as a teacher! "This book boy is none other than Fang Yun.

When he came to Dengzhou, Zhang Fei asked Fan Chunren to take care of Fang Yun and protect her from being bullied.

Although Fan Chunren agreed, he actually doesn't like Fang Yun. He and Sima Guang have the same opinion about Fang Yun. Fang Yun is murdering his own husband. Although legally, you can exonerate Fang Yun , but in fact, everyone knows it in their hearts.

These people care more about inner moral qualities.

But after some investigation, he found that Fang Yun was quite kind in his heart, and gradually believed in Zhang Fei's statement. He worked hard to study law, so he took Fang Yun as his apprentice.

Fang Yun pursed his lower lip, and said timidly: "Students...students don't think so.

" Fan Chunren asked: "What do you think? "Fang Yun glanced at Fan Chunren anxiously.

Fan Chunren smiled and said, "You can say what you think.

" Fang Yun said: "The students heard that the third brother went to Hezhong Mansion, accompanied by the procuratorate and the police station, but the teacher is only a procuratorate here in Dengzhou, so it is difficult for him to exert the power of the public prosecutor's law.

" A wry smile appeared on the corner of Fan Chunren's mouth.

He has been here for more than two years, but he has made no achievements. You must know that he is more upright than Su Zhe, but the problem is that Dengzhou has no imperial court, no police station, and only a procuratorate. When exercising procuratorial power, the government government always finds various reasons to prevaricate.

The procuratorate had to ask for evidence to prosecute, and he couldn't find the evidence, so he fell into an endless loop, not to mention civil lawsuits, and criminal lawsuits were out of his turn.

The only thing that comforted him was Su Shi's letter, which was full of depressed optimism, at least it proved that it was not his problem.

But with the great success of the Hezhong Prefecture Public Prosecutor's Law, Fan Chunren became a little impatient. It was so lively there, but I wasted my time here. I am really anxious to death! "Ah... there is no way, whoever let Sima Junshi be in charge of the judicial reform, just because of his foresight character...

" At this point, Fan Chunren stopped again, and said: "But no matter what, he is better than Wang Jiefu's quick temper. Obviously, the situation of Hezhong Mansion is good, but he is eager to implement the new policy without waiting for the public prosecutor's law. Let's wait and see. There are bound to be problems.

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