Judge of the Song Dynasty Chapter 784: Insurance Bill

Xue Xiang is a person who is very good at calculation. After two years of trying, he found that this tax coin is simply a treasure. If it is used well and can help the country save a lot of money, then why not use it.

Besides, now this currency is the greatest authority of the Third Division. He will definitely increase his efforts, but he is not blindly going to issue more tax coins, but making tax coins the only currency.

This is power.

Just issuing more tax coins is destroying power in exchange for wealth, which is obviously not cost-effective.

Whether it is by paying soldiers, promoting tax coins, or letting Jiekupu start a copper storage plan, it is not an issuance plan, but a replacement plan.

At the same time, this can also avoid the rules set by the Legislative Council. In fact, Xue Xiang is very reluctant to undermine the public security system because he thinks it is beneficial to him.

There is a reason why Sima Guang and others are called conservative. They have always had great doubts about paper money. However, with such great achievements in front of them, the conservatives cannot treat it as if it has not happened. They can only strengthen it. Oversight of tax currency.

We must fully implement the public prosecutor's law as a check and balance.

Sima Guang has always been in charge of this matter, and he is still in charge now, because the Ministry of Punishment is in charge of the promotion and scheduling of judicial officials.

The reason why it was slow in the past was because Sima Guang wanted to select officials with high moral standards. Not only that, they also had to be familiar with the public prosecutor's law. This was really the cream of the crop!

Fortunately, now that the interim law has been promulgated, officials only need to understand the system of public security, procuratorate, and law, and do not need to study for several years. Sima Guang also compromised on this and can speed up the process appropriately.

So he immediately wrote to Su Che, Su Shi, Fan Chunren and others, asking them to recommend some judicial officials who could take charge of their own affairs.

Because the Public Security and Procuratorate Law has been implemented in Shaanxi for the longest time, followed by Jingdong East Road, and Sima Guang has already made arrangements for this, asking Su Zhe and others to bring more judicial officials.

Of course, this is also because Sima Guang believes in the character of Su Che and Fan Chunren. They must be like him, and the officials he recommends must also be candidates with good morals. There are many experienced judicial officials there now. , and then paired with young judicial officials, it is enough to accelerate the promotion of public prosecutors and law.

However, these policies have not caused as much controversy as before. This can only show that the tax currency has indeed achieved great success, including the powerful people in the DPRK and China, and they have begun to gradually accept this entire system, because There is nothing you can do if you don't accept it.

Every time this trouble occurs, in the end, it is you who gets hurt. There are countless officials who have been demoted because of the Public Security Bureau, aren’t they also the cause of the trouble?

Tired!

Not only are they tired, but the businessmen and landowners are also tired. Paying taxes according to the law is already deeply rooted in the hearts of the people. Receiving the tax bill is nothing more than a few curses, and there is no wave in the heart.

I remember that there was a time when the tax collection efficiency of Hezhong Prefecture shocked the officials in the capital, but this year they experienced it firsthand.

What is efficiency?

Within this month, most people have paid their taxes, almost all with tax coins, and no one has paid taxes in kind yet.

But this has caused the same problem as last year, that is, there will be a period of currency vacuum. Although the issuance of tax coins has caused everyone to use copper coins, the problem is that using copper coins for large-scale transactions is also very difficult. Troublesome things.

Originally, trading had been accelerating, but suddenly it slowed down again. Many people couldn’t stand it.

Therefore, many people took the initiative to go to Jieku Shop to exchange tax coins.

Political Hall.

Today Wen Yanbo is here to preside over daily work. The power of Tongping Zhangshi has not been weakened like in history, but has only received new checks and balances. Therefore, both Wen Yanbo and Wang Anshi can decide many things. They You only need to discuss a general policy with the emperor, and the prime minister can decide on the specific matters himself.

The person who really presides over the daily affairs of the country is the political hall, not the emperor.

"Have you heard that the three major Jieku shops in this city hope to borrow one million guan of tax coins from the imperial court?"

Lv Gongzhu, who just came in, said impatiently.

Wen Yanbo was shocked and asked curiously: "Borrow one million yuan? Why did they borrow so much money?"

Lv Gongzhu replied: "The main reason is that everyone uses tax coins to pay taxes. There is a lack of tax coins in the market, but they also have tax currency exchange business. Now they don't have many tax coins in their hands to exchange, which will make them Breaking promises to businessmen."

Wen Yanbo burst into laughter. When they first made this replacement, they were worried that Jiekupu did not have enough copper coins to exchange for tax coins. They never thought that the reality was exactly the opposite of what they expected, and asked again: "Then what will they get?" Come to borrow?"

Lü Gong wrote: "It is using copper coins and land as collateral."

Zeng Gong asked curiously: "Since we have copper coins, why do we need to borrow tax coins?"

Lv Gong wrote: "This is because tax coins are more convenient than copper coins. For Jiekupu, using tax coins for turnover is the most economical. Secondly, Jiekupu is expected to pay the tax, and within a short period of time, the public There will be a shortage of currency, and you can make a profit if you have tax coins."

After saying this, he paused for a moment, "In the end, they believed that they would not lose money by doing this, because the tax currency could only depreciate, and the possibility of increasing its value was very small."

Wen Yanbo said: "Isn't this borrowing money not considered interest?"

Lü Gongzhu smiled and said: "The three of them are the most powerful profiteers in our Song Dynasty. They only plan to bear the cost of printing tax coins and do not plan to pay interest."

"Don't plan to pay interest? Do they think Sansi is a charity?"

"Because they learned that the imperial court wanted Jiekupu to start trading in copper storage, but they could not replace it without enough tax coins. They knew that the imperial court had a need for this, so they believed that they should not pay interest to the imperial court. ”

"These profiteers."

Wen Yanbo scolded and then said: "But the Third Division cannot print and issue tax coins at will."

Lv Gong wrote: "When Cai Junshi learned the news, he immediately rushed to the Legislative Council."

Legislative Council.

"Zhang San, is this your idea?"

Sima Guang asked Zhang Fei when he saw him.

"I swear."

Zhang Fei raised his hand and said: "It has nothing to do with me. I don't dare to go out now. I get scolded every day. This is all thanks to Bachelor Sima."

Sima Guang glared at him and said, "Do you think I'm still in the dark?"

When he thought about this, he became angry. He was teased a lot by this kid and couldn't even scold him. It was really annoying.

Fu Bi asked curiously: "What are you talking about?"

Sima Guang hurriedly said: "It's nothing."

Fu Bi just glanced at the two of them curiously, but did not gossip, and asked Zhang Fei: "Zhang San, do you think the Third Division can issue additional tax coins and lend them to Jiekupu?"

Zhang Fei nodded and said: "I think this is okay. After all, Jiekupu is mortgaged with physical objects. If we regard tax coins as loan deeds, the court certainly has the right to decide whether to borrow or not. .

The only thing we can do is to intervene in this transaction and monitor whether there is anything fishy in it and whether the country's wealth has been damaged. It is said that the three major Jiekupu want to lend money without interest. This is what we need to pay attention to. ”

Fu Bi nodded slightly.

Zhao Bian suddenly said: "What is printed is money. After the Jiekupu is returned in the future, doesn't it mean that the Third Division has printed an extra one million tax coins?"

Sima Guang nodded and said: "Yes. Maybe the Third Division hopes to use this method to issue more tax coins."

Zhang Fei said: "But the regulations of the Legislative Council refer to the total amount of tax coins in the market, which cannot exceed the amount of copper and silk stored in the court, not the number of tax coins owned. They collect it, as long as they don't send it out, That doesn’t count as a violation.”

Fu Bi nodded, "But this aspect must be supervised well. Millions of copies are printed at every turn. If you are a little negligent, you may be shattered to pieces!"

The more he played, the harder it got, and he couldn't bear it anymore.

Zhang Fei said: "We will definitely strengthen supervision. I will go back later and send people to investigate the matter. In fact, the three major Jieku shops are more nervous than us. If tax coins are distributed indiscriminately, their losses will be greater than anyone else's. It will all be disastrous because they have the most tax coins."

Zhao Bian said: "But do they dare to oppose the Third Division?"

Zhang Fei smiled and said: "I'm sure that if there is a problem, they will come to the chief judge as soon as possible."

Zhao Pian was stunned for a moment, then smiled awkwardly.

Without the Public Security Bureau, it would be impossible for these three companies to establish Jiekupu. This is not seeking skin from a tiger, but sending a sheep into the tiger's mouth.

At this moment, a civil servant came to the door and reported: "Let me tell you, sir, someone from the procuratorate is here, saying that they have an urgent matter and want to see prosecutor Zhang."

Fu Bi frowned and said, "Zhang San, what are you going to see first?"

"Yes."

When Zhang Fei came outside the house, He Zhizhong immediately came forward, "Prosecuting Zhang, a dozen businessmen came just now, saying that the water transport had embezzled their goods, and they demanded compensation."

Zhang Fei was shocked, "What's going on?"

He Zhizhong said: "It is said that the ship sank again."

Zhang Fei frowned and said, "Is it true?"

The cause of Gao Wenyin's case was a shipwreck. When he heard about the shipwreck, he subconsciously thought that someone might have embezzled the goods and then deliberately caused the shipwreck. Even now, this kind of thing is not uncommon.

He Zhizhong nodded and said: "It should be true, because they went to Yangzhou to prosecute first, and it was the Yangzhou Imperial Court that transferred the case to the capital."

Zhang Fei said: "Yes! There is an imperial court in Yangzhou now, why should it be handed over to the capital?"

He Zhizhong said: "Based on the complaint submitted by Yangzhou, if the judgment is made according to the law, the water transport may be awarded compensation, but it is not yet known how the water transport will compensate the money. However, this water transport is involved in many matters. Once the judgment is made, it may be Many lawsuits were triggered, making it impossible for water transportation to perform its tasks.

For this reason, Yangzhou transferred the case to the capital. ”

Why water transportation has always been so corrupt is because the imperial court cannot do without water transportation. As long as it doesn't cause trouble, it will always turn a blind eye. Zhang Fei nodded and said: "I understand, please wait outside for a moment. I will go and talk to Fu Gong and the others first."

"Yes."

Back in the lobby, Sima Guang immediately asked: "But about the tax currency."

Zhang Fei shook his head and said: "It was the shipwreck on the canal transport side, but there were a lot of merchants' goods inside. Those merchants came here to claim compensation from the canal transport."

After listening to this, everyone looked sad.

Zhao Pian frowned and said: "Although water transport often helps merchants transport goods and earn extra money, from a legal perspective, this is not in compliance with the rules. I wonder how the judiciary can intervene?"

It is illegal, so how should the judiciary judge it?

Zhang Fei said: "It's not clear yet."

Fu Bi said: "Then you go back and deal with it quickly."

"Yes."

Zhang Fei and He Zhizhong returned to the Procuratorate. As soon as they were admitted to the hospital, they heard crying coming from many houses.

He Zhizhong explained: "Those businessmen cried as soon as they talked about it and couldn't even persuade them. It is said that some of them borrowed a lot of money to do this business. If they don't get compensation, they may go bankrupt."

“Of course there are profits and losses when doing business, but we still have to see concrete evidence.”

After that, Zhang Fei went straight to the back hall.

But seeing Xu Zun discussing with Lu Dian and seeing Zhang Fei coming, he immediately told Zhang Fei the whole story.

Zhang Fei said: "So it can basically be ruled out that someone did this deliberately?"

Lu Dian said: "It's hard to say, but for the time being, it doesn't seem to be man-made, because the merchants also sent people to follow the fleet and saw the ship sinking into the river with their own eyes.

However, there was no flood at the time, and it was not due to improper operation by the boatman. According to Yangzhou’s investigation results, there should be a problem with the boat itself. ”

Xu Zundao: "But the problem of ships is also a problem of water transportation. The imperial court allocates a lot of money to them to repair ships every year."

The implication is that the money went into someone else's pocket.

Zhang Fei nodded and said: "Then do they have an explanation as to why their goods appear on the water transport ships?"

Xu Zun nodded and said: "This matter is related to the current Third Secretary Xue Xiang. When Xue Xiang was shipping the envoys, he found that there was serious corruption in the water transportation and the goods being transported suffered huge losses, so he transferred the official ships and Civilian ships were mixed together, allowing them to supervise each other. Since then, water transport ships can legally transport merchants' goods."

Zhang Fei asked: "Is there any relevant copywriting?"

Xu Zun nodded and said: "It was approved by the Ordinance Department of the Second Government, and there are relevant official documents."

Zhang Fei asked again: "Is there any relevant contract signed between them?"

"You have something to gain."

Lu Dian nodded and said: "But they only signed a transportation contract. There is no compensation provision in the contract. According to the merchants, they actually know the contract law, but the government over there believes that water transportation has no right to sign any Compensation contract."

With that said, Lu Dian handed several contracts to Zhang Fei.

Zhang Fei took it and took a look and sighed: "I haven't seen such a simple contract in a long time."

Xu Zundao: "This is understandable. Corruption in water transport is no longer a matter of one or two days. If a compensation contract is signed, some people may collude with profiteers, cause accidents, and demand compensation from the court. Water transport happens every year. There are hundreds of accidents, and the local government will definitely not be able to compensate, let alone the court."

Water transport is just a transportation department, not a profit-making department. Water transport cannot pay a penny, and the local government or the central government must pay compensation.

If it is caused by corruption, the public prosecutor and the law can easily intervene and arrest people, but if it is caused by accident, it will be difficult to argue.

Who dares to start this?

Trouble with water transportation happens every day, you go and compensate.

Lu Dian said: "This is also one of the reasons why it is difficult for Yangzhou to determine whether to compensate. Moreover, I just looked through the interim law and found that there is no increase in the provisions on water transportation in the interim law. It is still the same as before."

Zhang Fei glanced at him with a troubled look on his face.

Everyone knows about the problem of water transportation, but there is no way. There are hundreds of thousands of people there. The interests are intertwined, but it is also related to the economic lifeline of the capital. If it affects the whole body, the big problems can only be minimized. It turned out to be a trivial matter. When Zhang Fei was judging the case, he had always deliberately avoided water transportation.

In the process of establishing the Public Security Bureau, Zhang Fei adhered to the principle that if you can't handle it, don't show off. You would rather turn a blind eye than forcefully establish laws to control it.

At the judicial level, if you take care of things that cannot be controlled, it will only come back to bite you.

Once the law is broken, it may collapse completely.

However, Zhang Fei believes that the time has come and it is time to deal with this cancer.

Soon, the news spread, immediately triggering widespread heated discussion in the capital.

This is not a rare thing. It would be a rare thing if there were no problems with water transportation. But at this juncture, the impact is very bad.

Because the imperial court is monetizing, and monetization is based on more frequent transactions, more merchants are needed to transport goods to the capital.

If not handled properly, it will definitely affect the enthusiasm of businessmen.

Water transportation is no small matter, and this must be discussed with Wang Anshi and Xue Xiang. The key is that Xue Xiang is also one of the important witnesses.

Three divisions.

"Yes, I have stipulated the mixing of water transport and merchant ships, because the water transport industry is too corrupt, and I am powerless, so I can only adopt this method to let them supervise each other. If something happens, try to be as safe as possible. Responsibility must be held accountable.”

Xue Xiang said again: "As for whether it is because of the water ships, it is indeed very possible, because when I first took office, I also found that many water ships were dilapidated and dilapidated, but in water transportation, money has to be paid. I often ignore things or cut corners. I have made some adjustments to this. I never thought that it would just be the same after I left for a few years."

Zhang Fei said: "But this problem must be solved, otherwise it will affect the country's overall policy."

Xue Xiang couldn't help but look at Wang Anshi on the side.

Wang Anshi hesitated for a moment before speaking: "To tell you the truth, the Third Secretary and I were already preparing for this matter as early as a year ago."

Zhang Fei immediately asked: "How does Mr. Wang plan to solve it?"

Wang Anshi said: "The three envoys and I all believe that if we want to solve the water transportation issue, we still have to use the business method, because water transportation is related to the financial lifeline of the country and we must not rely on businessmen.

But following the old system, this situation is inevitable, and the damage caused to the court is immeasurable.

The business law is the only way out. We plan to establish several transportation agencies in several important transportation towns to be fully responsible for the transportation of the imperial court.

Nowadays, business is becoming more and more prosperous, and more and more people are selling goods everywhere. As long as this business agency can monopolize, it is still profitable. ”

Zhang Fei nodded. In fact, he had the same method. The imperial court had a complete monopoly, and water transportation would only be completely corrupted. But if it were completely handed over to merchants, it would mean that merchants were holding the economic lifeline of the Song Dynasty. This was impossible, even he Even if you are willing, the court will not agree to it.

The Business Administration is the only solution.

Take a middle route. Xue Xiang has already done this in the Shipping Department before, mixing merchant ships and civilian ships and letting them supervise each other. However, this approach was only established when Xue Xiang was here. As soon as he left, he would immediately Just go back to how you were.

This requires the joint efforts of the system and the law.

Zhang Fei said: "Since Scholar Wang has already thought of a way, why didn't he propose it?"

Wang Anshi said: "This matter is under the jurisdiction of the Ministry of Household Affairs, and Deng Shilang is not capable of handling such a complicated matter, so I plan to wait for Jifu to come back and let him take charge of this matter."

Zhang Fei suddenly realized.

It turns out that this credit is reserved for Lu Huiqing.

But this is understandable.

Lu Huiqing went to Hebei to help Wang Anshi wipe his **** for several years. Of course Wang Anshi had to repay Lu Huiqing.

Especially now that the imperial system has undergone tremendous changes. Although Lu Huiqing has been promoted to Minister of Household Affairs, how he will establish his authority when he returns is also a big problem.

If he could solve the problem by water transport, his contribution would be considerable, and it would be enough for him to gain a foothold in the government.

Zhang Fei nodded and said: "Of course we can wait until Lu Shangshu comes back to preside over this matter, but even if the business office is established, the business office will definitely face these problems. So how should the compensation issue be decided?"

He understands Wang Anshi's little thoughts very well. He wants to monopolize transportation, so can he still lose money?

Wang Anshi said: "It depends on the specific situation. If it was caused by people, or if officials deliberately caused shipwrecks or embezzled goods, then the court should compensate them. But if there is a natural disaster, no one wants to, so just say this The ship sank and the court suffered heavy losses. No one wanted to think about it."

Of course it is impossible to compensate. If we had to compensate, it would be difficult for the Agency to make a profit!

Zhang Fei said: "Take this case as an example. Although the contract signed by the two parties did not involve the issue of compensation, the responsibility must belong to the court. It is currently determined that the problem is the ship, not a natural disaster.

There are still many such problems. The establishment of a business agency may not be able to solve these problems. At most, it can only reduce such problems. ”

Wang Anshi said: "Doing business is inherently risky. Businessmen often encountered accidents in the past. There is no way around it."

Zhang Fei said: "Master Wang misunderstood. I mean that once the Public Works Agency monopolizes the entire transportation industry and lacks supervision, there will definitely be problems. As long as problems occur, the Public Works Agency will not compensate. The Public Works Agency wants to monopolize , it is almost impossible and may soon be monopolized by businessmen.

It is impossible for the Legislative Council to agree to a legal agreement to allow the Agency to monopolize transportation. ”

Xue Xiangdao: "Isn't this supervised by your public prosecutors and law?"

Zhang Fei said: "First of all, our Public Security Bureau requires the written compensation regulations. Secondly, our Public Security Bureau has no right and lacks the ability to supervise the quality of ships.

The reason why the transportation team of the Charity Foundation has developed so well is not because of our public security agencies, but because the transportation team of the Charity Foundation is guaranteed compensation, regardless of any accidents.

We, the Public Security Bureau, only ensure that businessmen can receive adequate compensation. ”

Wang Anshi frowned slightly and asked, "Then what are your suggestions?"

Zhang Fei said: "Add a security interest party and let this party supervise."

"Security Interested Party?"

"Not bad."

Zhang Fei nodded and said: "Suppose the charity foundation sets up a workshop. Businessmen can spend money to buy insurance from this workshop. If an accident occurs, this workshop will compensate the businessman."

Xue Xiang was surprised: "Who dares to do such a business?"

"Don't be impatient, sir, and just listen to what I have to say."

Zhang Fei continued: "For this workshop, if you want to make a profit, you must ensure that there are as few accidents as possible. They will definitely set relevant standards for the entire transportation. Once the standards are not met, they will not accept it. Businessman For protection, we will only choose the transportation team recognized by this workshop.

Only this kind of supervision can really reduce such accidents. Behind the Business Administration is the imperial court, which is the most powerful and can form a high-standard transportation team to achieve a monopoly. ”

Xue Xiang couldn't help but his eyes lit up, "This is a good idea."

Wang Anshi said: "But this will increase transportation costs, thus causing prices to rise."

Zhang Fei said: "The current corruption in water transportation has brought far more burdens to the court than this. And I don't think prices will rise, because businessmen are the shrewdest, and they must have already paid the cost of risks. , calculated in the price.

At the same time, reducing accidents means that goods will increase. Based on the principle that rare things are more valuable, prices will become more stable instead of becoming volatile. ”