Judge of the Song Dynasty Chapter 86: This is simply a robbery (read more)
"Fourth, have you finished watching?"
Chen Maoqian saw that Ma Tianhao looked back and forth twice, but still refused to give up, so he couldn't help saying.
"Huh?"
Ma Tianhao woke up suddenly, looked at Chen Maoqian, then looked at Zhang Fei who was sitting in the front seat drinking hot wine, whispering with Xu Zhiqian, "My boy, I really have a plan, we spend the money It's not wrong at all."
When he spoke, he waved his arms, looking extremely excited.
Zhang Fei said with a smile: "You should be glad that you cooperated with me when I was helpless. If it is now, the price may be more than that."
Ma Tianhao chuckled and didn't answer these words.
"You bring it!"
After hearing this, Chen Maoqian couldn't hold back anymore, and immediately stepped forward to grab the copy.
Fan Yong, who has a relatively calm temperament, also got up and walked over, full of curiosity.
After looking at it, it turned out that what Zhang Fei gave them was not only a cooperation contract, but also a business model charter, including the administrative structure, how to divide profits, how to divide responsibilities, and how to operate.
Mortgage loans cannot be handled by one person alone, and now there is a lack of multi-person cooperation model. After all, everyone is a family business, and even if they cooperate, it is limited to a single transaction.
Therefore, for wealthy businessmen such as Fan Yong and Chen Maoqian, this is undoubtedly a super treasure. Not only the mortgage business can be organized in this way, but even their own business can be done in this way.
"Mr. Chen!"
Zhang Fei shouted suddenly.
Chen Maoqian looked up at him.
Zhang Fei teased: "Don't come next time, I don't welcome you."
Xu Zhiqian pursed her lips and smiled, feeling embarrassed for Chen Maoqian.
But Chen Maoqian is Fang Ya, so thick-skinned, he quickly put on a smiling face, "Oh! Sanlang, don't be as knowledgeable as me. I was just joking. If you really don't want to cooperate with you, we I wouldn't come here so early, there are not only rewards, but also congratulatory gifts!"
Fan Yong also nodded again and again, and praised again: "Sanlang's contract is worth thousands of gold, we really made a lot of money!"
This cooperation model can solve many problems for them and promote more cooperation.
Capital can play happily together.
Ma Tianhao said haha: "I just found out today that the contract can still be drawn up like this."
Speaking, he teased Fan Li again: "Fan Yuan, you have to learn a little bit! If you have this kind of means, you won't let this kid take advantage of you."
He said that Zhang Fei is not good enough, so he can only use his younger brother to find the place.
Fan Li nodded with a sneer.
Zhang Fei didn't bother to argue with them, so he took the initiative to change the subject: "By the way, how's your business going?"
The three of them looked at each other and sighed in unison.
Zhang Fei asked: "Is it not good?"
Chen Maoqian sighed: "It's not bad, it's great."
Zhang Fei wondered: "Well, why are you sighing?"
"There is no house!"
Chen Maoqian sighed: "There are only so many houses in Bianjing. If there is no shortage of people to buy, there is a shortage of people to sell!"
Fan Yong said: "It's a pity that we don't have any land in our hands. It would be great if we could build a house!"
Chen Maoqian clicked his tongue, "The imperial court has land, but they use it to build public housing. How much money can they make from renting public housing."
After the emergence of mortgages, the intermediary era could no longer satisfy their appetites, so they naturally thought of the developer era.
To put it simply, I have made a lot of money, but it is difficult to get to the next level.
In fact, the imperial court also had this idea before!
It can be seen that interests are the source of all progress.
The reason why the Song Dynasty was able to create paper money for the first time was not brought by the traversers, but driven by interests.
Xu Zhiqian immediately looked at them with contempt.
What a businessman.
Zhang Fei pondered for a while, and said: "You guys are thinking too simply. Fortunately, you don't have land. If you have land, you will have to pay for it."
Ma Tianhao asked: "What did Sanlang say?"
Zhang Fei said: "At present, the main buyers of houses are court officials, but it is not difficult to know how many officials there are. Once houses are built in batches, they will soon be saturated, and the amount of money they can make is only a handful. If you build more, housing prices will inevitably decrease, and you may lose money.”
Ma Tianhao asked again: "According to Sanlang's opinion, this business can't be improved?"
"Not necessarily."
Zhang Fei said: "It's not that houses cannot be built, but houses cannot be built first."
Fan Yong asked curiously: "If you don't build a house, what will you build?"
"Workshop."
"Workshop?"
"Yes!"
Zhang Fei nodded and said: "If you want to sell houses to make money, first of all, you can't blindly rely on court officials, you need to open up new sources of customers, so that more people will buy houses, and those small businessmen are obviously high-quality. Therefore, we should build workshops first, and give small businessmen a platform to create wealth, and they will buy houses when they have money.”
Fart people are not even considered.
The three members were disappointed.
Chen Maoqian said: "We can't even take care of our own business, so how can we help others get rich? This is not what we should do!"
"You can't say that!"
Zhang Fei said with a smile: "Nowadays you rely on housing loans, and you can get a generous amount of interest every month, but now that the house is limited, the money may not be fully utilized, why not lend to those businessmen, and at the same time go to the surrounding counties Buying land to build workshops, lending money to those businessmen on the one hand, building workshops and selling them to those businessmen on the other hand, building a residential center centered on the workshop, even if it is rented, can make a lot of money.”
Ma Tianhao thought for a moment, shook his head and said, "It's too risky to lend money to that small businessman."
"I don't deny this, I just offer an opinion."
Zhang Fei slightly shrugged his shoulders. He was really just making a suggestion. If he can make a steady profit without losing money, then he has no need to move the house. Isn’t he making a steady profit when he engages in mortgages? He said again: " By the way! Starting next year, our bookstore will launch a new business, and you are definitely interested."
"What deal?" Ma Tianhao asked curiously.
Zhang Fei said: "Tax."
"Taxes?"
Everyone looked at Zhang Fei curiously.
Even Xu Zhiqian and Fan Li didn't know about this, but only Sima Guang knew about it.
"Good!"
Zhang Fei said: "Our bookstore will undertake the business of tax calculation. As we all know, our dynasty's taxation is complicated and unprecedented, but most people don't know the specific content of the tax law. If you encounter some corrupt officials, just I am afraid that I will have to pay a lot of taxes.
And our bookstore will calculate a very accurate amount based on the account books you provided, and we will give legal guarantees, that is to say, if the imperial court wants to increase your taxes, we will help you with The court went to court. "
Fan Li turned pale when he heard that, "Sanlang, we..."
This is very sensitive!
This is simply to stand on the opposite side of the imperial court.
It's terrible.
Zhang Fei interrupted him, "There is no need to discuss, we are defending the law, we are upright, what are we afraid of."
"Good job!"
Xu Zhiqian said excitedly: "I support this."
She used to think that if she wanted to help more people, she could only become an official in the court, and what the people of Erbi could do was extremely limited, so she always supported Zhang Fei to become an official.
But now it seems that not being an official can help many people.
If the bookstore calculated taxes for ordinary people, those corrupt officials would not dare to run amok.
But except for her, no one was excited about it. Fan Yong, Ma Tianhao, and Chen Maoqian looked at each other with complicated expressions.
Zhang Fei glanced at him, and then pretended to whisper to Fan Li: "Don't be afraid, outsiders, we can calculate taxes for the people, and we can also calculate taxes for the court. Those who pay more taxes must also evade taxes. Maybe the imperial court will like us."
Fan Li nodded dully, but then he came to his senses, "Does the court still need us to deal with those tax evaders?"
Zhang Fei clicked his tongue: "It may not be necessary now, but after we do it, then we have to talk about it. If the people agree with the tax we calculated, then the imperial court will come to us. The reason is very simple. Ask us to calculate the tax, and the people will be convinced. If the court calculates it by itself, even if it is right, it may be misunderstood by the people. Why bother, the money is not much."
Fan Li was shocked.
Can you still play like this?
You know that taxation is related to everyone, and the profits can be imagined. Small profits but quick sales can make crazy money. Make money!
But is it really okay?
Xu Zhiqian clenched her fists excitedly, secretly admiring it.
You must know that the people suffer from the words "tax" and "service".
Fan Yong, Ma Tianhao, Chen Maoqian and others looked at Zhang Fei speechlessly.
If all this works.
Then there is no doubt that Erbi's people will surpass Fangya in the future and become the number one hooligan in the world.
Fan Yong squeezed out a smile, "Sanlang's strategy is really wonderful. I don't dare to talk about other industries, but if you want to talk about restaurants, the complicated taxation is really jaw-dropping. It is true that your store has this business. , then I will be the first supporter in Alum Building."
Ma Tianhao also nodded and said: "Nowadays my **** shop business is getting more and more complicated. If you don't pay attention, if the defendant evades taxes, it will really be worth the loss, and it's not my intention. If Sanlang does the tax calculation for us, it will indeed save us. Many things."
You are too ruthless. If it is true as you said, if we don't look for you, wouldn't we be suspected of tax evasion.
This is simply robbery!
Only Chen Maoqian was tangled and silent.
Fang teeth are very black!
If you want to do this, a lot of hidden income will have to be exposed!
After a while, Chen Maoqian said: "This price must not be cheap!"
Zhang Fei said: "It won't be very expensive, it's very reasonable. After all, this is different from the contract I made. It doesn't require any skills. Many people in our bookstore can do it."
Xu Zhiqian said: "But ordinary people don't have much money."
Zhang Fei said: "We collect commissions according to the amount of tax. Ordinary people can calculate a few acres of land with their eyes closed. Naturally, it will not cost much."
Xu Zhiqian asked, "How much?"
This woman is really serious, she is a good seed for a lawyer. Zhang Fei clicked his tongue: "This has to be calculated. If it is expensive, the common people might as well pay more taxes to save trouble. Don't worry."
Speaking, he saw that Chen Maoqian was still a little hesitant, so he said again: "Of course, we didn't check the tax. We will calculate the tax based on the amount you provide us. If the accounts you provide If there is a problem, it has nothing to do with us."
Chen Maoqian suddenly changed his tone, "If the price is reasonable, of course we are willing to ask your store for help."